Equity
€8,879 from €206,999 in 2023
Equity fell by 96% in 2 years.
ICTB
Lifetime
5 annual accounts with figures on one time axispeak €116,797 (2023)
-€25,067▲ €10,931
lowest -€132,559 (2025)
-€132,559▼ €66,997
peak €206,999 (2023)
€8,879▼ 93.7%
€37,498▼ 33.7%
Board1 name since 2021
1 directorCOENEN Bart
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from -€35,998 to -€25,067Loss of €132,559Equity from €141,438 to €8,879Debts from €56,530 to €37,498Cash from €46,466 to €4,156
Key points
from the 2025 annual accountsResult
-€132,559 ▼ 102%
The result fell in 2025 from -€65,562 to -€132,559.
Debts
€37,498 81% of the balance sheet
Suppliers 18%Taxes and wages 1%Other 81%
Investments
€9,500 2.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.93 was 1.72 in 2024
Short-term debts fell from €56,530 to €37,498.
Position in the sector
-€132,559
Lower net result than 95% of companies in repair of computers and personal goods. Sector median €8,388 · 3,327 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 13% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%▼ -0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €132,559, the second in a row (financial year 2025)
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Size: total assets €46,377
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 30% of them on solvency, 12% on liquidity, 5% on profitability and 5% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as ICTB has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ICTB itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for ICTB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.93 (1.72 in 2024), below 1. Short-term debt is 80.9% and cash 9% of total assets. 80.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€132,559
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
34 days early
2022
5 days early
2021
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 21 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0812178228
Permanent representative: Geert Duchateau
Change of role: COENEN Bart, from manager to director · “Het uitvoeren en verkopen van ICT-diensten,ICT-managementdiensten en ICT-consultancy; Het uitvoeren van…” (deed in Dutch) · Legal-form conversion: from limited partnership to private limited company · General meeting of 27-09-2021 · Gazette deed
First establishment
Techniekshop.be, Trekschurenstraat 160, Hasselt
Incorporation
published on 18-06-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ICTB Hasselt | €46,377 | -€25,067 | 19.1% | - |
| We Fix It Sint-Pieters-Leeuw | €37,706 | -€2,232 | 88.4% | - |
| EVOTECHNIC Anderlecht | €68,813 | -€7,251 | 62.5% | - |
| T.O.N.E. Hechtel-Eksel | €38,180 | -€1,269 | 34.1% | - |
| CONIT Antwerp | €66,236 | €221 | 44.3% | - |
| Arata Solutions Woluwe-Saint-Pierre | €73,781 | -€30,510 | 71.7% | - |
| Park & Charge Frameries | €55,559 | €1,186 | 21.4% | - |
These companies have the same main activity as ICTB: repair and maintenance of computers and communication equipment (NACE 95100). They are comparable in size and age: total assets between €37,700 and €73,800, founded between 2002 and 2013.
Official details
Source: KBO- Status
- Active since 10-06-2009Normal situation
- Activity
- Repair and maintenance of computers and communication equipmentNACE 95100and 4 others
- Establishment unit
- 2.178.949.6023500 Hasselt, since 29-06-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €46,377▼ 76.6%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on ICTB
ICTB files the micro format. That format states no turnover. The gross margin fell from €56,108 in 2021 to -€25,067 in 2025.
The balance sheet grew most from 2022 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ICTB
- What is the company number of ICTB?
- The company number of ICTB is 0812.178.228. The VAT number is the same number with BE in front: BE 0812.178.228.
- Where is ICTB based?
- The registered office is at Trekschurenstraat 160, 3500 Hasselt.Company details
- What does ICTB do?
- According to the KBO register, the main activity is repair and maintenance of computers and communication equipment (NACE 95100).
- What is the legal form of ICTB?
- ICTB is a private limited company (BV).
- When was ICTB founded?
- ICTB was founded on 10-06-2009.
- Is ICTB still active?
- Yes, ICTB is an active enterprise in the KBO register.
- What is the turnover of ICTB?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is ICTB profitable?
- In financial year 2025, ICTB made a loss of €132,559.
- Where can I find the annual accounts of ICTB?
- ICTB filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ICTB due?
- ICTB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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