T & M CONSTRUCT

Active Private limited companyfounded 2003active for 23 yearsElsestraat 6, 3201 AarschotKBO/BCE: BE 0859.717.433

T & M CONSTRUCT

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Overview

Lifetime

20 annual accounts with figures on one time axis, 22 filings since 2004

Compare with

peak €93,129 (2008)

€22,380▼ 27.6%

lowest -€3,386 (2017)

€4,146▼ 47.5%

peak €107,267 (2025)

€107,267▲ 4.0%

€26,360▼ 13.7%

Board2 names since 2003

2 directorsVAN DER VEKEN Maurice Robert and 1 other

Documentsfilings and deeds

25-06-202636 days before the deadline

2025micro format

Gross margin from €30,922 to €22,380Result from €7,898 to €4,146

Key points

from the 2025 annual accounts

Equity

€107,267 ▲ 4.0%

T & M CONSTRUCT has made a profit without a break since 2018.

Filings

22 annual accounts since 2004

Seven of the last ten came late. The 2017 accounts came latest: 24 days after the end of the period.

Position in the sector

80.3%

Higher solvency than 88% of companies in construction of buildings. Sector median 42.9% · 9,452 companies.

Checked score

Excellent

Financially stronger than 70% of micro companies in construction of buildings (NACE 41)

Probability in this band: under 0.55%

Bankruptcy probability within 12 months 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.7 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength

Strong

100=equity 80.3% of total assets

99-1short-term debt 10.8% · cash 42.2%

73+5return on assets 3.1%

Score breakdown

raises risk

Sector: Construction of residential and non-residential buildings (NACE 41)

lowers risk

Liquidity: current ratio 7.69, cash €56,385

Equity €107,267 (80.3% of total assets)

Founded in 2003

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 97% on liquidity, 47% on profitability and 44% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as T & M CONSTRUCT has now. Each dot stands for 43 companies, two years later.

94.4%

were still trading

4.9%

stopped another way

0.5%

went bankrupt

Micro
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of T & M CONSTRUCT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for T & M CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.69 (8.29 in 2024), above the usual 1.5. Short-term debt is 10.8% and cash 42.2% of total assets. 19.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 7.69, cash €56,385

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €107,267 (80.3% of total assets)

NBB · annual accounts

Founded in 2003

Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

36 days early

2024

24 days early

2023

9 days early

2022

1 day late

2021

16 days late

2020

4 days late

2019

24 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

09-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

VAN DER VEKEN Maurice Robert

Director, since 07-07-2003

VAN DER VEKEN Tom

Director

Board & ownership

Recent changes

01-12-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0859717433

09-06-2022

2 directors resigning, 2 reappointments Resignations: VAN DER VEKEN Tom and VAN DER VEKEN Maurice Robert · Reappointments: VAN DER VEKEN Tom (director) and VAN DER VEKEN Maurice Robert (director) · Permanent representative: VAN DER VEKEN Tom · Gazette deed

22-07-2003

Incorporation published on 29-07-2003 · Gazette deed

22-07-2003

First establishment Elsestraat 6, Aarschot

All 32 events

Comparable companies

same main activity, similar in size and age

Company
T & M CONSTRUCT Aarschot	€133,627	€22,380	80.3%	-
ML BOUW Rotselaar	€138,397	€22,203	-46.2%	-
Bô Hoeilaart	€124,945	€20,065	85.0%	-
RE-ALL Bouw Oosterzele	€135,443	€26,433	61.1%	-
GEORGES Florian SRL Messancy	€155,851	€24,792	58.2%	-
BOUWWERKEN EDDY CURINCKX Leopoldsburg	€117,410	€23,799	76.9%	-
VIVAN CONSTRUCT Houthulst	€123,809	€26,306	81.1%	-

These companies have the same main activity as T & M CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €117,000 and €156,000, founded between 2001 and 2007.

Official details

Source: KBO

Status: Active since 22-07-2003Normal situation
Activity: General construction of residential buildingsNACE 41001and 3 others
Establishment unit: 2.135.032.1583201 Aarschot, since 22-07-2003
Financial year end: 31 December
Peppol: Reachable since 01-12-2025

Company details

Annual accounts 2025

: €22,380▼ 27.6%
: ≈ €270,000estimated
: €4,146▼ 47.5%
: €107,267▲ 4.0%
: €133,627=
Filing: Filed on 25-06-2026, 36 days before the end of the filing period

Financials

Insights on T & M CONSTRUCT

T & M CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €91,586 in 2006 to €22,380 in 2025.

The balance sheet grew most from 2018 to 2019 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 25-06-2026, 36 days before the deadline

€22,380

▼ 27.6%

€7,174

▼ 60.2%

€4,146

▼ 47.5%

€96,658

▲ 5.8%

80.3%

▲ 3.1 percentage points

7.69

▼ 0.61

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €270,000. Estimated: probably between €140,000 and €490,000.

Balance sheet

balance sheet total €133,627 on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

80.3%

Higher than 88% of 9,452 companies in 2025.

7.69

Higher than 92% of 9,200 companies in 2025.

3.1%

Higher than 39% of 9,272 companies in 2025.

T & M CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	133,627	133,674	315,601	303,788	330,167	328,326	343,725	254,127	143,622	170,757	199,384	147,577	101,565	126,290	141,572	193,379	217,849	194,505	260,082	203,561
`21/28`	22,510	29,822	224,433	243,582	269,131	270,600	287,994	194,121	56,310	91,142	103,388	67,523	32,288	23,593	53,425	87,520	108,723	95,596	107,694	67,888
`22/27`	22,510	29,822	224,433	243,582	269,131	270,600	287,994	194,121	56,310	91,142	103,388	67,523	32,288	23,593	53,425	87,520	108,723	95,596	107,694	67,888
`22`	-	-	193,412	202,936	212,460	218,036	231,792	147,512	-	-	-	-	-	-	-	-	-	-	-	-
`23`	14,430	26,640	26,388	35,711	20,817	-	-	-	-	-	-	246	576	905	1,235	9,227	17,783	30,932	45,147	16,671
`24`	8,080	3,182	4,632	4,936	35,854	52,564	56,202	46,608	56,310	91,142	103,388	67,278	31,713	22,688	52,190	78,293	90,940	64,664	62,547	51,217
`29/58`	111,117	103,852	91,169	60,206	61,036	57,727	55,731	60,006	87,312	79,615	95,996	80,054	69,277	102,697	88,147	105,859	109,126	98,908	152,389	135,673
`3`	27,500	-	71,500	16,500	7,500	10,200	-	-	15,575	21,750	-	9,500	18,183	13,735	33,071	22,000	10,000	20,000	34,240	-
`37`	27,500	-	71,500	16,500	7,500	10,200	-	-	15,575	21,750	-	9,500	18,183	13,735	33,071	22,000	10,000	20,000	34,240	-
`40/41`	27,232	17,998	12,462	24,119	35,237	39,127	38,146	46,062	38,485	38,476	53,922	18,872	15,775	31,077	28,562	18,383	17,675	10,037	36,567	50,994
`40`	-	-	9,060	6,900	8,400	13,440	-	-	8,220	13,413	20,779	17,172	3,420	8,735	11,957	13,680	11,077	8,465	35,331	40,073
`41`	27,232	17,998	3,402	17,219	26,837	25,687	38,146	46,062	30,265	25,064	33,143	1,700	12,355	22,343	16,605	4,703	6,599	1,572	1,236	10,921
`54/58`	56,385	75,425	4,044	16,226	18,044	7,469	16,823	13,945	33,252	19,389	42,074	51,681	35,319	57,884	26,514	40,439	81,451	68,871	81,582	84,678
`490/1`	-	10,429	3,162	3,361	254	931	762	-	-	-	-	-	-	-	-	25,037	-	-	-	-
Balance sheet: equity and liabilities
`10/49`	133,627	133,674	315,601	303,788	330,167	328,326	343,725	254,127	143,622	170,757	199,384	147,577	101,565	126,290	141,572	193,379	217,849	194,505	260,082	203,561
`10/15`	107,267	103,121	95,224	84,916	81,619	72,268	63,941	53,404	47,824	51,210	52,540	49,615	46,606	42,528	37,876	37,628	36,724	36,372	32,888	28,337
`10/11`	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300	6,300
`100`	-	-	-	-	-	-	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`101`	-	-	-	-	-	-	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300	12,300
`13`	100,967	96,821	88,924	78,616	75,319	65,968	57,641	47,104	46,240	46,240	46,240	43,315	40,306	36,228	31,576	31,328	30,424	30,072	26,588	22,037
`130/1`	-	-	-	-	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	-	-	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860
`1311`	-	-	-	-	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`132`	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	10,000	12,000	12,000
`133`	90,967	86,821	78,924	68,616	63,459	54,108	45,781	35,244	34,380	34,380	34,380	31,455	28,446	24,368	19,716	19,468	18,564	18,212	12,728	8,177
`14`	-	-	-	-	-	-	-	-	-4,715	-1,329	-	-	-	-	-	-	-	-	-	-
`17/49`	26,360	30,553	220,378	218,872	248,547	256,058	279,783	200,723	95,797	119,546	146,844	97,962	54,959	83,762	103,696	155,751	181,125	158,133	227,194	175,223
`17`	11,901	17,454	184,586	199,994	201,528	223,215	244,744	181,037	38,482	76,152	93,582	65,218	28,802	14,368	39,704	72,118	95,789	77,407	78,991	39,275
`170/4`	11,901	17,454	184,586	199,994	201,528	223,215	244,744	181,037	38,482	76,152	93,582	65,218	28,802	14,368	39,704	72,118	95,789	77,407	78,991	39,275
`42/48`	14,459	12,521	35,792	17,580	46,470	32,843	34,444	19,686	57,315	43,394	53,262	32,744	26,157	68,369	63,992	62,941	85,337	69,241	138,202	115,555
`42`	5,553	5,452	15,409	15,122	17,022	22,296	30,609	12,312	37,670	37,914	32,359	18,718	17,043	25,336	32,414	32,636	39,707	31,186	34,522	20,901
`44`	4,961	952	818	624	25,971	4,871	648	1,983	1,552	375	2,180	10,086	8,705	19,033	18,671	17,305	19,624	48	64,140	58,402
`440/4`	4,961	952	818	624	25,971	4,871	648	1,983	1,552	375	2,180	10,086	8,705	19,033	18,671	17,305	19,624	48	64,140	58,402
`46`	-	-	-	-	-	-	-	-	-	-	13,310	-	-	-	-	-	-	-	-	-
`45`	3,944	6,117	3,860	1,834	3,477	5,677	3,188	5,391	18,093	5,105	5,413	3,940	409	-	1,307	-	5,005	836	252	252
`450/3`	2,234	4,205	1,977	-	1,660	3,863	3,188	5,391	13,238	5,105	5,413	3,940	409	-	1,307	-	5,005	836	252	252
`454/9`	1,710	1,912	1,882	1,834	1,817	1,814	-	-	4,855	-	-	-	-	-	-	-	-	-	-	-
`47/48`	-	-	15,706	-	-	-	-	-	-	-	-	-	-	24,000	11,600	13,000	21,000	37,171	39,288	36,000
`492/3`	-	577	-	1,299	549	-	595	-	-	-	-	-	-	1,025	-	20,692	-	11,486	10,000	20,394
Income statement
`76A`	117	109,588	-	3,777	1,050	2,455	2,777	14,325	34,508	11,000	-	10,862	6,612	11,700	-	-	8,058	-	7,562	-
`9900`	22,380	30,922	42,238	34,427	42,215	46,875	51,583	51,183	36,210	41,676	50,233	23,196	37,337	51,462	65,178	73,316	73,895	93,129	87,211	91,586
`630`	13,904	11,048	20,721	22,020	21,822	24,677	29,911	30,861	29,157	35,199	32,893	19,623	25,579	24,733	35,324	35,078	45,660	43,351	39,110	34,204
`640/8`	1,302	1,853	2,169	2,386	3,761	2,856	1,856	3,839	2,650	2,896	5,272	3,898	2,318	1,710	3,642	8,800	4,268	2,649	1,874	1,564
`66A`	-	-	-	-	-	-	-	3,957	-	-	-	-	-	-	-	5,738	-	-	4,555	-
`9901`	7,174	18,021	19,348	10,021	16,633	19,342	19,816	12,526	4,403	3,581	12,068	-325	9,440	25,020	26,212	29,438	23,967	47,129	46,227	55,818
`75/76B`	-	171	-	26	0	51	-	-	-	100	8	21	-	36	34	53	153	4	193	245
`75`	-	171	-	26	0	51	-	-	-	100	8	21	-	36	34	53	153	4	193	245
`65/66B`	476	5,758	4,064	4,688	4,256	6,932	4,550	3,486	3,357	3,147	3,737	2,396	1,672	2,921	4,313	6,194	6,045	5,827	4,697	5,169
`65`	476	5,758	4,064	4,688	4,256	5,332	4,550	3,486	3,357	3,147	3,737	2,396	1,672	2,921	4,313	6,194	6,045	5,827	4,697	5,169
`66B`	-	-	-	-	-	1,600	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9903`	6,698	12,434	15,285	5,359	12,377	12,461	15,266	9,039	1,045	534	8,339	8,162	14,380	33,835	21,932	17,559	26,133	41,307	44,731	50,893
`67/77`	2,552	4,537	4,977	2,062	3,025	4,135	4,729	3,459	4,431	1,864	5,415	5,153	2,302	5,183	10,084	3,655	4,781	1,824	4,180	1,988
`9904`	4,146	7,898	10,307	3,297	9,351	8,327	10,537	5,580	-3,386	-1,329	2,925	3,009	12,078	28,652	11,849	13,904	21,352	39,483	40,551	48,905
`689`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,000
`9905`	4,146	7,898	10,307	3,297	9,351	8,327	10,537	5,580	-3,386	-1,329	2,925	3,009	12,078	28,652	11,849	13,904	21,352	39,483	40,551	42,905
Appropriation of the result
`9906`	4,146	7,898	10,307	3,297	9,351	8,327	10,537	865	-4,715	-1,329	2,925	3,009	12,078	28,652	11,849	13,904	21,352	39,483	40,551	42,905
`691/2`	4,146	7,898	10,307	3,297	9,351	8,327	10,537	865	-	-	2,925	3,009	4,078	4,652	249	904	352	3,483	4,551	6,905
`6921`	4,146	7,898	10,307	3,297	9,351	8,327	10,537	865	-	-	2,925	3,009	4,078	4,652	249	904	352	3,483	4,551	6,905
`694/7`	-	-	-	-	-	-	-	-	-	-	-	-	8,000	24,000	11,600	13,000	21,000	36,000	36,000	36,000
`695`	-	-	-	-	-	-	-	-	-	-	-	-	8,000	24,000	11,600	13,000	21,000	36,000	36,000	36,000
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 2 older financial years (2004-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	25-06-2026	2026-00199200	PDF
31-12-2024	micro format	07-07-2025	2025-00262156	PDF
31-12-2023	micro format	22-07-2024	2024-00269850	PDF
31-12-2022	micro format	01-08-2023	2023-00310998	PDF
31-12-2021	micro format	16-08-2022	2022-20295419	PDF
31-12-2020	micro format	04-08-2021	2021-46400224	PDF
31-12-2019	micro format	24-08-2020	2020-44000381	PDF
31-12-2018	micro format	22-08-2019	2019-49300349	PDF
31-12-2017	micro format	24-08-2018	2018-50000494	PDF
31-12-2016	micro format	23-08-2017	2017-46600538	PDF
31-12-2015	abbreviated format	16-08-2016	2016-43000108	PDF
31-12-2014	abbreviated format	27-08-2015	2015-49600269	PDF
31-12-2013	abbreviated format	30-08-2014	2014-57300263	PDF
31-12-2012	abbreviated format	23-08-2013	2013-46500243	PDF
31-12-2011	abbreviated format	30-08-2012	2012-50800574	PDF
31-12-2010	abbreviated format	31-08-2011	2011-52200401	PDF
31-12-2009	abbreviated format	30-08-2010	2010-48900442	PDF
31-12-2008	abbreviated format	29-09-2009	2009-78900150	PDF
31-12-2007	abbreviated format	31-07-2008	2008-51900390	PDF
31-12-2006	abbreviated format	24-08-2007	2007-60800381	PDF
31-12-2005	abbreviated format	31-07-2006	2006-58503865	PDF
31-12-2004	abbreviated format	29-09-2005	2005-76200064	PDF

Subsidies and aid

Flemish government 2024, 1 entry, €119 awarded, €119 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

€119

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
21,078	29,069	40,069	32,042	38,455	44,019	49,727	43,387	33,560	38,780	44,961	19,298	35,019	49,752	61,536	64,516	69,627	90,480	85,337	90,022
18,050	18,946	31,028	25,317	31,174	33,004	40,449	36,441	25,771	33,869	35,818	22,632	37,657	53,384	47,172	48,982	67,012	82,834	79,662	83,109
6,593	9,849	1,571	25,274	28,353	51,158	137,536	196,825	817	22,952	68,758	58,996	101,660	-5,100	1,229	31,597	21,599	31,253	88,759	50,256
-19,040	71,381	-12,182	-1,818	10,575	-9,354	2,878	-19,307	13,863	-22,685	-9,608	16,363	-22,566	31,371	-13,925	-41,012	12,579	-12,711	-3,096	-
96,658	91,331	55,376	42,626	14,566	24,884	21,287	40,321	29,997	36,221	42,733	47,310	43,119	34,328	24,155	42,917	23,789	29,668	14,186	20,118
80.3%	77.1%	30.2%	28.0%	24.7%	22.0%	18.6%	21.0%	33.3%	30.0%	26.4%	33.6%	45.9%	33.7%	26.8%	19.5%	16.9%	18.7%	12.6%	13.9%
7.69	8.29	2.55	3.42	1.31	1.76	1.62	3.05	1.52	1.83	1.80	2.44	2.65	1.50	1.38	1.68	1.28	1.43	1.10	1.17
5.78	8.29	0.55	2.49	1.15	1.45	1.62	3.05	1.25	1.33	1.80	2.15	1.95	1.30	0.86	1.33	1.16	1.14	0.85	1.17
0.25	0.30	2.31	2.58	3.05	3.54	4.38	3.76	2.00	2.33	2.79	1.97	1.18	1.97	2.74	4.14	4.93	4.35	6.91	6.18
3.9%	7.7%	10.8%	3.9%	11.5%	11.5%	16.5%	10.4%	-7.1%	-2.6%	5.6%	6.1%	25.9%	67.4%	31.3%	37.0%	58.1%	108.6%	123.3%	172.6%
3.1%	5.9%	3.3%	1.1%	2.8%	2.5%	3.1%	2.2%	-2.4%	-0.8%	1.5%	2.0%	11.9%	22.7%	8.4%	7.2%	9.8%	20.3%	15.6%	24.0%
44.31	5.05	9.86	6.83	9.04	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€6,593	€9,849	€1,571	€25,274	€28,353
	€13,904	€11,048	€20,721	€22,020	€21,822

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on T & M CONSTRUCT

The operating result for 2025 is 60% lower than in 2024 and the lowest since 2017. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 22.9% to 19.7%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, last change in 2022

VAN DER VEKEN Maurice Robert

Director (not named in the articles)

since 07-07-2003 term without a fixed end

earlier director, until 09-06-2022

listed in the 2025 annual accounts, filed on 25-06-2026

VAN DER VEKEN Tom

Director (not named in the articles)

in office according to the deed of 09-06-2022 term without a fixed end

earlier director, until 09-06-2022

listed in the 2025 annual accounts, filed on 25-06-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

VAN DER VEKEN Maurice Robert
Director (not named in the articles)

VAN DER VEKEN Tom
Director (not named in the articles)

BoardEarliermandate already running before its first mention

Mandates as a list

VAN DER VEKEN Maurice Robert
- Director (not named in the articles), from 07-07-2003 to date
- Director, until 09-06-2022
VAN DER VEKEN Tom
- Director (not named in the articles), since before 31-12-2021
- Director, until 09-06-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €6,300
Shares: 186
Contribution per share: €33.87
Equity per share: €577 in 2025
Source: 2025 annual accounts

Articles of association

deed of 09-06-2022 (in Dutch)

Duration: Unlimited
Transfer restriction: “Overdracht van aandelen onderworpen aan goedkeuring, procedure-expertisekosten helft overdrager helft kopers”

Network & group

No group

T & M CONSTRUCT has no parent and no holdings in its annual accounts. T & M CONSTRUCT shares no director with another company.

At the same address

Elsestraat 6, 3201 Aarschot · 1 other company

Van Cauwenbergh, Kitty (sole trader)

establishment since 27-10-2015

founded in 2015

0643.536.602

Timeline

32 events since 2003

Board

Filings

Financial

Establishments

200420062008201020122014201620182020202220242026

Deadline for the 2026 accounts: 31-07-2027

2026

25-06-2026

Annual accounts 2025 filed NBBmicro format · 36 days before the deadline

2025

01-12-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0859717433

07-07-2025

Annual accounts 2024 filed PDFmicro format · 24 days before the deadline

2024

31-12-2024

Liquidity more than triples current ratio 8.29 The current ratio rises from 2.55 to 8.29. Short-term debt falls from €35,792 to €12,521.

31-12-2024

Equity above €100,000 equity €103,121 ▲8.3% After 7 profitable years in a row, equity reaches €103,121.

22-07-2024

Annual accounts 2023 filed PDFmicro format · 9 days before the deadline

2023

01-08-2023

Annual accounts 2022 filed PDFmicro format · 1 day late

2022

31-12-2022

Liquidity more than doubled current ratio 3.42 The current ratio rises from 1.31 to 3.42. Short-term debt falls from €46,470 to €17,580.

16-08-2022

Annual accounts 2021 filed PDFmicro format · 16 days late

09-06-2022

2 directors resigning, 2 reappointmentsResignations: VAN DER VEKEN Tom and VAN DER VEKEN Maurice Robert · Reappointments: VAN DER VEKEN Tom (director) and VAN DER VEKEN Maurice Robert (director) · Permanent representative: VAN DER VEKEN Tom8 points ▸

186 shares
Director resignation, VAN DER VEKEN Tom
Director resignation, VAN DER VEKEN Maurice Robert
Director reappointment, VAN DER VEKEN Tom (director (not named in the articles))
Director reappointment, VAN DER VEKEN Maurice Robert (director (not named in the articles))
Permanent representative, VAN DER VEKEN Tom
Power of attorney, BART VAN THIELEN
Registered office clause, Elsestraat 6, 3201 Aarschot (Langdorp)
The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2021

04-08-2021

Annual accounts 2020 filed PDFmicro format · 4 days late

2020

24-08-2020

Annual accounts 2019 filed PDFmicro format · 24 days late

2019

22-08-2019

Annual accounts 2018 filed PDFmicro format · 22 days late

2018

31-12-2018

Back to profit net €5,580 The net result is €5,580, after 2 loss-making years.

31-12-2018

Liquidity doubles current ratio 3.05 The current ratio rises from 1.52 to 3.05. Short-term debt falls from €57,315 to €19,686.

24-08-2018

Annual accounts 2017 filed PDFmicro format · 24 days late

2017

31-12-2017

Weakest financial year net -€3,386 The net result drops to -€3,386, the lowest from 2006 to 2025. It recovers the following year.

23-08-2017

Annual accounts 2016 filed PDFmicro format · 23 days late

2016

16-08-2016

Annual accounts 2015 filed PDFabbreviated format · 16 days late

2015

27-08-2015

Annual accounts 2014 filed PDFabbreviated format · 27 days late

2014

30-08-2014

Annual accounts 2013 filed PDFabbreviated format · 30 days late

2013

23-08-2013

Annual accounts 2012 filed PDFabbreviated format · 23 days late

2012

30-08-2012

Annual accounts 2011 filed PDFabbreviated format · 30 days late

2011

31-08-2011

Annual accounts 2010 filed PDFabbreviated format · 31 days late

2010

30-08-2010

Annual accounts 2009 filed PDFabbreviated format · 30 days late

2009

29-09-2009

Annual accounts 2008 filed PDFabbreviated format · 60 days late

2008

31-07-2008

Annual accounts 2007 filed PDFabbreviated format · on the deadline day

2007

24-08-2007

Annual accounts 2006 filed PDFabbreviated format · 24 days late

2006

31-07-2006

Annual accounts 2005 filed PDFabbreviated format

2005

29-09-2005

Annual accounts 2004 filed PDFabbreviated format

2003

22-07-2003

Incorporation PDFpublished on 29-07-2003

22-07-2003

First establishment Elsestraat 6, Aarschot

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

T & M CONSTRUCT was incorporated on 22 July 2003.¹ Total assets fell from €254,127 in 2018 to €133,627 in 2025.²

Company details

Identity

Enterprise number: 0859.717.433
VAT number: BE 0859.717.433
Peppol ID: 0208:0859717433
Legal form: Private limited company
Status: Active, normal situation
Founded: 22-07-2003
Financial year: ends on 31 December
Peppol: Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: T & M CONSTRUCT in Dutch
Entity type: Legal entity
Duration: Unlimited
deed of 09-06-2022 (in Dutch)
Registered office clause: “Vlaams Gewest”
deed of 09-06-2022 (in Dutch)

Activities

NACEBEL 2025

41001 General construction of residential buildings main activity

43211 General electrical installation work

43320 Joinery installation

43990 Other specialised construction activities

Codes under NACEBEL 2008

41201 General construction of buildings main activity

43211 Specialised construction activities

43320 Joinery installation

43999 Specialised construction activities

Codes under NACEBEL 2003

45211 main activity

45250

45310

45421

45422

Purpose: “De vennootschap heeft tot voorwerp:”
deed of 09-06-2022 (in Dutch)

Registered office and establishments

1 establishment

Establishment	Since	Unit number
Elsestraat 6 registered office 3201 Aarschot	22-07-2003	2.135.032.158

Buildings and parcels at the address

Ground area: 1,445 m²
Buildings: 296 m²
Volume, LiDAR: 1,427 m³
Tallest building: 8.2 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

2 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
24652G0233/00T000	1,445 m²	1 · 296 m²	8.2 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0859.717.433

Overview

Lifetime

Key points

Equity

Filings

Position in the sector

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Insights on T & M CONSTRUCT

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency80.3%

Current ratio7.69

Return on assets3.1%

Filed annual accounts

Filings

Subsidies and aid

Flemish government 2024, 1 entry, €119 awarded, €119 paid

Key figures and ratios

Investments

Insights on T & M CONSTRUCT

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

At the same address

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

Invoicing and payment

in euro

in euro

80.3%

7.69

3.1%