Bô
ActiveSummary
Bô has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €-27k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 91% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-71
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 6.27 against 4.98 in 2024; short-term debt: 15% and cash: 8.7% of total assets), and 15% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
26 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
20 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€106k▼ 20.2%
2024 · €133k
2018: €128k
2019: €130k
2020: €133k
2021: €113k
2022: €122k
2023: €130k
2024: €133k
2018 → 2025
Total assets
€125k▼ 23.5%
2024 · €163k
2018: €221k
2019: €220k
2020: €199k
2021: €163k
2022: €158k
2023: €178k
2024: €163k
2018 → 2025
Net result
€-27k
2024 · €3k
2018: €24k
2019: €2k
2020: €2k
2021: €-19k
2022: €9k
2023: €7k
2024: €3k
2018 → 2025
Working capital
€99k▼ 18.4%
2024 · €121k
2018: €118k
2019: €98k
2020: €104k
2021: €111k
2022: €116k
2023: €118k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€122k▲ 8.1%€130k▲ 6.0%€133k▲ 2.5%€106k▼ 20.2%
Operating result€-19k-€11k€12k▲ 11.4%€7k▼ 43.9%€-26k
Net result€-19k-€9k€7k▼ 20.1%€3k▼ 54.8%€-27k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€7k ▼ 38.3%
Current assets
€117k ▼ 22.4%
Equity and liabilities €125k
Equity
€106k ▼ 20.2%
Debt
€19k ▼ 38.3%
Debt's share of the balance-sheet total falls from 18.6% to 15.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-20k▼
2024 · €12k
Cash flow
€-21k▼
2024 · €9k
Current ratio
6.27▲
2024 · 4.98
Quick ratio
2.14▼
2024 · 2.35
Debt to equity
0.18▼
2024 · 0.23
ROE
-25.3%▼
2024 · 2.5%
ROA
-21.5%▼
2024 · 2.0%
Interest coverage
-43.41▼
2024 · 27.49
Debt ≤ 1 year
€19k▼
2024 · €30k
Income taxes
€226▼
2024 · €3k
Staff costs
€38k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€163k€125k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€2k€932▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€151k€117k▼
Stocks and contracts in progress3€80k€77k▼
Stocks30/36€80k€77k▼
Amounts receivable within one year40/41€43k€25k▼
Trade receivables40€21k€6k▼
Other amounts receivable41€21k€19k▼
Cash at bank and in hand54/58€27k€11k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€163k€125k▼
Equity10/15€133k€106k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€100k€73k▼
Amounts payable17/49€30k€19k▼
Amounts payable within one year42/48€30k€19k▼
Trade debts44€24k€11k▼
Suppliers440/4€24k€11k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9€5k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€67k€20k▼
Operating profit (loss)9901€7k€-26k▼
Financial income75/76B€54€192▲
Recurring financial income75€54€192▲
Financial charges65/66B€449€469▲
Recurring financial charges65€449€469▲
Profit (loss) for the period before taxes9903€6k€-27k▼
Income taxes67/77€3k€226▼
Profit (loss) for the period9904€3k€-27k▼
Profit (loss) for the period to be appropriated9905€3k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€73k▼
Profit (loss) brought forward from the previous period14P€100k€100k=
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 47 days late
2025
31-12
Financial
Weakest financial yearnet €-27k ▼913%
Net result drops to €-27k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 36 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Kumpsstraat 451560 HoeilaartGround area
804 m²
Building footprint
113 m²
Volume, LiDAR
431 m³
Parcel 23033A0049/00Y002, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bô
since 20072.161.472.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0049/00Y002 | Flanders | 804 m² | 1 · 113 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GF CONSTRUCTIONS
BE 0843.134.688
Oupeye · Eq €106,197
Epsilon BS
BE 1003.246.056
Lier · Eq €106,196
MEDICAL RENOV
BE 0768.929.490
Grimbergen · Eq €106,223
BenSo-TEC
BE 0757.553.766
Bertem · Eq €106,225
HAIDUC Construct
BE 0736.615.525
Laarne · Eq €106,152
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:laurent@bo-team.be
Phone:023055826