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T'Jampens Construct

Active
Private limited companyfounded 20242 yrs activeSteenweg 196D, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 1006.119.830
Summary

The computed 12-month bankruptcy probability of T'Jampens Construct is 3.6% (moderate). The annual accounts of T'Jampens Construct for fiscal year 2025 show a net loss of 181% of total assets. The 2025 annual accounts show equity of €1,618 and a net result of -€3,382. Its solvency ranks better than 92% of 7730 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. The bankruptcy probability (3.6%) is taken into account and brings the score to 59. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
50 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

T'Jampens Construct was incorporated on 18 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,618
Total assets
€1,869
Net result
-€3,382
Working capital
€1,817

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €1,869
Equity €1,618
Debt €251
Debt finances 13.4% of the balance-sheet total.
Key figures and ratios
2025 value
Debt ≤ 1 year
€53
Ratios withheld: a balance sheet total of €1,869 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
88% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€1,869
Current assets29/58€1,869
Amounts receivable within one year40/41€71
Other amounts receivable41€71
Cash at bank and in hand54/58€1,714
Deferred charges and accrued income490/1€84
Equity and liabilities
Total equity and liabilities10/49€1,869
Equity10/15€1,618
Contributions10/11€5,000
Profit (loss) carried forward14-€3,382
Amounts payable17/49€251
Amounts payable within one year42/48€53
Trade debts44€53
Suppliers440/4€53
Accrued charges and deferred income492/3€198
Income statement Code2025
Other operating charges640/8€586
Gross operating margin9900-€2,756
Operating profit (loss)9901-€3,342
Financial charges65/66B€40
Recurring financial charges65€40
Profit (loss) for the period before taxes9903-€3,382
Profit (loss) for the period9904-€3,382
Profit (loss) for the period to be appropriated9905-€3,382
Appropriation of the result
Profit (loss) to be appropriated9906-€3,382

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€586
Gross operating margin9900-€2,756
Operating profit (loss)9901-€3,342
Financial charges65/66B€40
Recurring financial charges65€40
Profit (loss) for the period before taxes9903-€3,382
Profit (loss) for the period9904-€3,382
Profit (loss) for the period to be appropriated9905-€3,382
Line2025
Assets
Total assets20/58€1,869
Current assets29/58€1,869
Amounts receivable within one year40/41€71
Other amounts receivable41€71
Cash at bank and in hand54/58€1,714
Deferred charges and accrued income490/1€84
Equity and liabilities
Total equity and liabilities10/49€1,869
Equity10/15€1,618
Contributions10/11€5,000
Profit (loss) carried forward14-€3,382
Amounts payable17/49€251
Amounts payable within one year42/48€53
Trade debts44€53
Suppliers440/4€53
Accrued charges and deferred income492/3€198
Line2025
Profit (loss) for the period9904-€3,382
Operating cash flow (approximation)-€3,382

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1.3 ha
Building footprint
436 m²
Parcel 44018A0399/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
T'Jampens Construct
Steenweg 196D, 9810 Nazareth-De PinteRaising of horses and other equines
since 20242.356.558.184
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44018A0399/00K002 Flanders 1.3 ha 1 · 436 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,766 companies in this sector we hold annual accounts for 16,066. 2,820 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded18-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
68121Development of residential building projects
43240Other construction installation
43990Other specialised construction activities
Contact
Phone 0477854111Nazareth-De Pinte
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006119830
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.