Equity
-€4,164
Debts exceed assets in financial year 2025.
BCG Construct
Lifetime
1 annual account with figurespeak -€4,164 (2025)
-€4,164
lowest -€4,164 (2025)
-€4,164
peak -€4,164 (2025)
-€4,164
€6,202
Board3 names since 2024
2 directorsBIDOUL Michaël and 1 other
Documentsfilings and deeds
18-09-202649 days late
2025micro format
Loss of €4,164First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000
Position in the sector
-204.3%
Lower solvency than 95% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
2025 accounts filed 49 days after the deadlineTurnover not published (micro format)
Checked score
28
Weak
Financially stronger than 3% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
10.2% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 3.6%lowest value
07-2025: 3.6%● unchanged vs 06-2025lowest value
08-2025: 3.7%▲ +0.1 percentage points vs 07-2025
09-2025: 4.0%▲ +0.3 percentage points vs 08-2025
10-2025: 4.2%▲ +0.2 percentage points vs 09-2025
11-2025: 4.5%▲ +0.3 percentage points vs 10-2025
12-2025: 4.5%● unchanged vs 11-2025
01-2026: 5.0%▲ +0.5 percentage points vs 12-2025
02-2026: 4.9%▼ -0.1 percentage points vs 01-2026
03-2026: 4.7%▼ -0.2 percentage points vs 02-2026
04-2026: 4.8%▲ +0.1 percentage points vs 03-2026
05-2026: 5.2%▲ +0.4 percentage points vs 04-2026
06-2026: 5.2%● unchanged vs 05-2026
07-2026: 5.2%● unchanged vs 06-2026
08-2026: 5.2%● unchanged vs 07-2026
09-2026: 5.2%● unchanged vs 08-2026
10-2026: 10.2%▲ +5.0 percentage points vs 09-2026highest value
11-2026: 10.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 49 days late; 1 of the last 3 accounts late
Founded in 2024
Liquidity: current ratio 0.33
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 1% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as BCG Construct has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BCG Construct itself: 10.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for BCG Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
49 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- CHARLIER Nicolas 50 sharesdeed of 05-10-2026
- BIDOUL Michaël 50 sharesdeed of 05-10-2026
Recent changes
Registered office moved from Wasseiges to Orp-Jauche
New registered office: Rue du Mont 31 à 1350 Orp-Jauche · Previous registered office: Rue du Moulin 45 à 4219 Wasseiges · CHARLIER Nicolas holds 50 shares (50%) · General meeting of 18-09-2026 · Gazette deed
Resignation: Ruben GIRAULT (director)
Director discharge: Ruben GIRAULT · General meeting of 10-01-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009911441
Incorporation
Appointments: BIDOUL Michaël, CHARLIER Nicolas Jean-Marie Philippe and GIRAULT Ruben · 300 shares · Founder: BIDOUL Michaël · published on 04-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCG Construct Orp-Jauche | €2,038 | -€4,164 | -204.3% | - |
| MTNC CONSTRUCT Kraainem | €2,125 | €125 | 98.8% | - |
| G-BLOCK ENTREPRISES Ixelles | €2,203 | -€2,562 | -50.8% | - |
| T'Jampens Construct Nazareth-De Pinte | €1,869 | -€2,756 | 86.6% | - |
| MILLENIUM TECHNOLOGY Zaventem | €2,290 | -€1,377 | 25.0% | - |
| DAVID INVEST Sint-Genesius-Rode | €2,311 | -€9,676 | -384.0% | - |
| TABYAOUI Turnhout | €2,289 | -€4,283 | -113.2% | - |
These companies have the same main activity as BCG Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1,870 and €2,310, founded in 2024.
Official details
Source: KBO- Status
- Active since 31-05-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.361.830.9274219 Wasseiges, since 31-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on BCG Construct
The computed 12-month bankruptcy probability of BCG Construct is 10.2% (high). The 2025 annual accounts show negative equity (-€4,164) and a net result of -€4,164.
Its solvency ranks better than 5% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BCG Construct
- What is the company number of BCG Construct?
- The company number of BCG Construct is 1009.911.441. The VAT number is the same number with BE in front: BE 1009.911.441.
- Where is BCG Construct based?
- The registered office is at Rue du Mont 31, 1350 Orp-Jauche.Company details
- What does BCG Construct do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BCG Construct?
- BCG Construct is a private limited company (BV).
- When was BCG Construct founded?
- BCG Construct was founded on 31-05-2024.
- Is BCG Construct still active?
- Yes, BCG Construct is an active enterprise in the KBO register.
- What is the turnover of BCG Construct?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BCG Construct profitable?
- In financial year 2025, BCG Construct made a loss of €4,164.
- Where can I find the annual accounts of BCG Construct?
- BCG Construct filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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