T Hoeveken
ActiveSummary
The computed 12-month bankruptcy probability of T Hoeveken is 2.9% (moderate). The 2025 annual accounts show equity of €102k and a net result of €87k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency64▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.29 in 2024; short-term debt: 60.9% and cash: 92.2% of total assets), but 60.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
33.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
126 d early
2024
143 d early
2023
133 d early
2022
161 d early
2021
58 d early
2020
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 17.8%
2024 · €87k
2020: €125k
2021: €221k
2022: €256k
2023: €216k
2024: €87k
2020 → 2025
Total assets
€261k▼ 13.7%
2024 · €303k
2020: €179k
2021: €310k
2022: €300k
2023: €243k
2024: €303k
2020 → 2025
Net result
€87k▲ 21.5%
2024 · €72k
2020: €110k
2021: €96k
2022: €35k
2023: €60k
2024: €72k
2020 → 2025
Working capital
€92k▲ 48.2%
2024 · €62k
2020: €111k
2021: €165k
2022: €201k
2023: €182k
2024: €62k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€221k-€256k▲ 16.1%€216k▼ 15.6%€87k▼ 59.9%€102k▲ 17.8%
Operating result€121k-€48k▼ 60.1%€80k▲ 66.6%€96k▲ 19.8%€116k▲ 20.8%
Net result€96k-€35k▼ 63.0%€60k▲ 68.9%€72k▲ 19.6%€87k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€10k ▼ 58.5%
Current assets
€251k ▼ 9.8%
Equity and liabilities €261k
Equity
€102k ▲ 17.8%
Debt
€159k ▼ 26.4%
Debt's share of the balance-sheet total falls from 71.4% to 60.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▲
2024 · €118k
Cash flow
€103k▲
2024 · €93k
Current ratio
1.58▲
2024 · 1.29
Quick ratio
1.54▲
2024 · 1.26
Debt to equity
1.56▼
2024 · 2.49
ROE
85.3%▲
2024 · 82.7%
ROA
33.3%▲
2024 · 23.7%
Interest coverage
31.74▼
2024 · 39.12
Debt ≤ 1 year
€159k▼
2024 · €216k
Income taxes
€25k▲
2024 · €22k
Staff costs
€71k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€303k€261k▼
Fixed assets21/28€25k€10k▼
Tangible fixed assets22/27€25k€10k▼
Land and buildings22€2k€442▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€11k€1k▼
Current assets29/58€278k€251k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€6k€1k▼
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€263k€241k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€303k€261k▼
Equity10/15€87k€102k▲
Contributions10/11€15k€15k=
Reserves13€72k€87k▲
Distributable reserves133€72k€87k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€216k€159k▼
Amounts payable within one year42/48€216k€159k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€189k€120k▼
Income statement
Code20242025
Remuneration, social security and pensions62€69k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€16k▼
Other operating charges640/8€22k€4k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€210k€207k▼
Operating profit (loss)9901€96k€116k▲
Financial income75/76B€932€0▼
Recurring financial income75€932€0▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€94k€112k▲
Income taxes67/77€22k€25k▲
Profit (loss) for the period9904€72k€87k▲
Profit (loss) for the period to be appropriated9905€72k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€87k▲
Transfer from equity791/2€201k€72k▼
Transfer to equity691/2€72k€87k▲
To other reserves6921€72k€87k▲
Profit to be distributed694/7€201k€72k▼
Return on contributions (dividend)694€201k€72k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €102k ▲17.8%
6 profitable years in a row build equity to €102k.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €35k ▼63%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €221k ▲76.8%
2 profitable years in a row build equity to €221k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 392940 StabroekGround area
394 m²
Building footprint
278 m²
Volume, LiDAR
1,636 m³
Parcel 11020I0417/00Y000, Flanders · tallest building 12.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T Hoeveken
since 20192.294.923.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020I0417/00Y000 | Flanders | 394 m² | 1 · 278 m² | 12.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStabroek2.294.923.691
Similar companies · same sector, comparable size
De Smulhoek
BE 0546.888.869
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MAODEL
BE 0790.849.314
Awans · Eq €102,084
JINCHEN
BE 1003.797.867
Namur · Eq €102,045
F.LLI ZOJZA
BE 0778.303.650
Dinant · Eq €102,009
LIGIREST
BE 0737.465.165
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.