LIGIREST
ActiveThe computed 12-month bankruptcy probability of LIGIREST is 3.2% (moderate). The 2025 annual accounts show equity of €102k and a net result of €298k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 801 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+11
Solvency32▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.31 in 2024; short-term debt: 50.9% and cash: 38.4% of total assets), and 92.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
21.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
120 d early
2024
113 d early
2023
22 d early
2022
70 d early
2021
34 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.98M
EBIT margin
7.2%
Net result
€298k▲ 84.3%
2024 · €162k
2020: €2k
2021: €30k
2022: €186k
2023: €190k
2024: €162k
2020 → 2025
Working capital
€-48k
2024 · €117k
2020: €102k
2021: €-3k
2022: €162k
2023: €143k
2024: €117k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.98M
Equity€132k-€318k▲ 140%€297k▼ 6.4%€269k▼ 9.5%€102k▼ 62.1%
Operating result€39k-€198k▲ 411%€215k▲ 8.6%€216k▲ 0.3%€197k▼ 8.7%
Net result€30k-€186k▲ 525%€190k▲ 2.1%€162k▼ 14.7%€298k▲ 84.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€735k▼ 15.3%
Current assets
€664k▲ 34.6%
Equity and liabilities €1.40M
Equity
€102k▼ 62.1%
Debt
€1.30M▲ 18.8%
The debt ratio rises from 80.2% to 92.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€354k▼
2024 · €365k
Cash flow
€455k▲
2024 · €311k
Solvency
7.3%▼
2024 · 19.8%
Current ratio
0.93▼
2024 · 1.31
Quick ratio
0.90▼
2024 · 1.26
Debt / equity
12.71▲
2024 · 4.06
ROE
292.1%▲
2024 · 60.1%
ROA
21.3%▲
2024 · 11.9%
Interest coverage
19.52▲
2024 · 17.65
Debt
€1.30M▲
2024 · €1.09M
Debt ≤ 1 year
€712k▲
2024 · €376k
Debt > 1 year
€580k▼
2024 · €715k
Income taxes
€33k▼
2024 · €36k
Staff costs
€516k▲
2024 · €471k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.40M▲
Fixed assets21/28€868k€735k▼
Intangible fixed assets21€34k€28k▼
Tangible fixed assets22/27€786k€659k▼
Land and buildings22€769k€633k▼
Plant, machinery and equipment23€17k€18k▲
Furniture and vehicles24-€9k
Financial fixed assets28€48k€48k=
Current assets29/58€493k€664k▲
Stocks and contracts in progress3€19k€21k▲
Stocks30/36€19k€21k▲
Amounts receivable within one year40/41€23k€35k▲
Trade receivables40-€8k
Other amounts receivable41€23k€27k▲
Current investments50/53€125k-
Cash at bank and in hand54/58€307k€537k▲
Deferred charges and accrued income490/1€19k€71k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.40M▲
Equity10/15€269k€102k▼
Contributions10/11€100k€100k=
Reserves13€169k€2k▼
Distributable reserves133€169k€2k▼
Amounts payable17/49€1.09M€1.30M▲
Amounts payable after more than one year17€715k€580k▼
Financial debts170/4€715k€580k▼
Amounts payable within one year42/48€376k€712k▲
Current portion of amounts payable after more than one year42€126k€131k▲
Trade debts44€182k€189k▲
Suppliers440/4€182k€189k▲
Taxes, remuneration and social security45€67k€86k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€63k€79k▲
Other amounts payable47/48€1k€306k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€471k€516k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150k€157k▲
Other operating charges640/8€428€10k▲
Gross operating margin9900€837k€880k▲
Operating profit (loss)9901€216k€197k▼
Financial income75/76B€3k€153k▲
Recurring financial income75€3k€153k▲
Financial charges65/66B€21k€18k▼
Recurring financial charges65€21k€18k▼
Profit (loss) for the period before taxes9903€197k€331k▲
Income taxes67/77€36k€33k▼
Profit (loss) for the period9904€162k€298k▲
Profit (loss) for the period to be appropriated9905€162k€298k▲
Appropriation of the result
Profit (loss) to be appropriated9906€351k€298k▼
Profit (loss) brought forward from the previous period14P€190k-
Transfer from equity791/2€404€169k▲
Transfer to equity691/2€162k€2k▼
To other reserves6921€162k€2k▼
Profit to be distributed694/7€190k€465k▲
Return on contributions (dividend)694€190k€465k▲
Social balance
Average headcount (FTE)908710.811.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2020net €298k ▲84.3%
Net result €298k, the highest in the series.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €318k ▲140%
3 profitable years in a row build equity to €318k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Delwart(TOU) 607500 TournaiGround area
376 m²
Parcel 57462A0023/10F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LIGIREST
since 20192.297.879.223
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0023/10F000 | Wallonia | 376 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.297.879.223
Similar companies · same sector, comparable size
SHANG HAI
BE 0475.019.886
Tournai · Eq €102k
F.LLI ZOJZA
BE 0778.303.650
Dinant · Eq €102k
GACIBO
BE 0467.138.934
Oostkamp · Eq €102k
CONCERN
BE 0748.748.740
Diepenbeek · Eq €102k
LIMBURGSE STREEKPRODUCTEN
BE 0668.935.259
Riemst · Eq €102k
Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.