Skip to content

T-Construct

Active Private limited companyfounded 2010active for 16 yearsRue du Radoux 74, 1430 RebecqKBO/BCE: BE 0830.793.419

Overview

Lifetime

15 annual accounts with figures on one time axis
peak €73,886 (2019)
-€16,484▼ €20,492
lowest -€20,958 (2025)
-€20,958▼ €21,320
peak €138,440 (2023)
€51,344▼ 29.0%
€42,316▼ 55.1%
Board1 name since 2021
1 director
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €4,008 to -€16,484Loss of €20,958Equity from €72,302 to €51,344Debts from €94,301 to €42,316Cash from €92,708 to €39,198

Key points

from the 2025 annual accounts

Equity

€51,344 from €138,440 in 2023

Equity fell by 63% in 2 years.

Investments

€3,841 3.4 × depreciation
20212025

Green is investment, beige is depreciation.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

The 2016 accounts came 31 days late. The other nine of the last ten were filed on time.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 4,820 companies had the same profile as T-Construct has now. Each dot stands for 13 companies, two years later.

87.9%
were still trading
10.0%
stopped another way
2.0%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,820 companies, not a prediction for T-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0830793419
Change of role: , from manager to director Director discharge: · General meeting of 23-11-2023 · Gazette deed
First establishment Rue du Radoux 74, Rebecq
Incorporation published on 18-11-2010 · Gazette deed
All 25 events

Comparable companies

same main activity, similar in size and age
Company
T-Construct Rebecq €93,660 -€16,484 54.8% -
VIGO INVEST Rebecq €81,804 -€1,992 88.5% -
CDM Construct Genappe €98,982 -€1,466 89.1% -
MVL CONSTRUCT Colfontaine €99,501 -€14,261 39.1% -
PROBUILD CONSTRUCTION Manage €92,113 -€27,595 81.0% -
HENRI Wommelgem €103,006 -€6,617 56.5% -
CASI Chapelle-lez-Herlaimont €86,228 -€8,616 73.6% -

These companies have the same main activity as T-Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €81,800 and €103,000, founded between 2009 and 2012.

Official details

Source: KBO
Status
Active since 29-10-2010Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.196.878.4671430 Rebecq, since 02-11-2010
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

-€16,484
€20,958
€51,344▼ 29.0%
€93,660▼ 43.8%
Filing
Filed on 09-07-2026, 22 days before the end of the filing period
Financials

Insights on T-Construct

T-Construct files the micro format. That format states no turnover. The gross margin fell from €31,563 in 2011 to -€16,484 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 09-07-2026, 22 days before the deadline
-€16,484
▼ €20,492
-€18,117
▼ €19,577
-€16,980
▼ €19,543
-€19,822
▼ €21,286
54.8%
▲ 11.4 percentage points
2.15
▲ 0.38

Turnover and EBIT margin are not published. The micro format does not require them.

Money flows

no detail for 2025

Balance sheet

balance sheet total €93,660 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

54.8%

Higher than 62% of 10,152 companies in 2025.

2.15

Higher than 61% of 9,863 companies in 2025.

-22.4%

Higher than 8% of 9,951 companies in 2025.

T-Construct Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011
Balance sheet: assets
20/58 93,660166,603208,321191,877231,710145,336107,77161,20140,72338,26335,42060,03072,19036,61240,242
21/28 2,705-1,1022,9465,2294,43912,03216,73312,58714,2616,23218,63930,7252,2541,983
22/27 2,705-1,1022,9465,2294,43912,03216,73312,58714,2616,23218,63930,7252,2541,983
23 --1,1022,4493,7958092,4002,012898-226451---
24 2,705--4981,4343,6309,63214,72111,68914,2616,00718,18829,9811,2621,983
26 ------------744992-
29/58 90,955166,603207,219188,931226,481140,89795,73944,46828,13624,00229,18841,39141,46534,35838,259
3 --3,545------1,963-----
30/36 --3,545------1,963-----
40/41 51,75773,89577,61772,897137,00527,07433,93828,63917,77712,17724,1437,3097,8726,9798,718
40 45,69421,48348,66070,44165,0054,58828,81225,55616,49111,21323,2627,0943,0574,3475,406
41 6,06352,41228,9572,45672,00022,4865,1263,0831,2869648812164,8152,6323,312
54/58 39,19892,708126,057116,03489,475113,82361,80115,82910,3609,4385,04533,41533,59327,37929,541
490/1 ---------424-666---
Balance sheet: equity and liabilities
10/49 93,660166,603208,321191,877231,710145,336107,77161,20140,72338,26335,42060,03072,19036,61240,242
10/15 51,34472,302138,440137,954137,49194,73491,57344,76621,76013,43216,19220,32033,08231,42324,240
10/11 6,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------12,40012,40012,40012,40012,40012,40012,40012,40012,400
11 6,2006,2006,2006,2006,2006,200---------
1100/10 --6,200------------
1109/19 6,2006,200-6,2006,2006,200---------
13 44,61044,610111,110111,110111,11068,36068,36021,8601,8601,8601,8601,8601,8601,8601,860
130/1 ---1,8601,8601,860---------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 ---1,8601,8601,860---------
133 44,61044,610111,110109,250109,25066,50066,50020,000-------
14 53421,49221,13020,64420,18120,17417,01316,70613,7005,3728,13212,26025,02223,36316,180
17/49 42,31694,30169,88153,92394,21950,60316,19816,43618,96324,83219,22839,71039,1075,18916,002
17 --------7,43715,7558,67717,81626,655--
170/4 --------7,43715,7558,67717,81626,655--
42/48 42,31694,30169,88153,92394,21950,60316,19816,43611,5269,07610,55121,89412,4525,18914,802
42 ------3,0827,5818,3188,6639,1398,8398,549--
44 25,64518,36261,91341,89981,47044,9108,6553,7312,60728298512,0552,4241,3574,936
440/4 25,64518,36261,91341,89981,47044,9108,6553,7312,60728298512,0552,4241,3574,936
45 1,4981,4989417,8528,209--3,364103131137619953,1879,866
450/3 1,4981,4989417,8528,209--103103131137619953,1879,866
454/9 -------3,261-------
47/48 15,17374,4417,0274,1724,5405,6934,4611,760498-291939484645-
492/3 --------------1,200
Income statement
70 -------------133,128145,103
9900 -16,4844,0084,9695,75965,21513,03073,88640,75814,7439,2659,9241,69217,05012,49531,563
60/61 -------------120,633113,539
62 --------------915
630 1,1361,1021,8442,2833,2496,83610,9088,8394,5119,79712,40712,61312,6121,5872,416
640/8 4961,4468118096089129096466101,0439469291,171525293
9901 -18,1171,4602,3142,66861,3585,28262,06831,2729,622-1,575-3,428-11,8513,26710,38327,939
75/76B -1,459--34903,409771714302124151,14856-
75 -1,459--34903,409771714302124151,14856-
65/66B 2,7101,0597861,4351,5208993658921,3621,0348291,2551,7508333
65 2,7101,0597861,4351,5208993658921,3621,0348291,2551,7508333
9903 -20,8261,8601,5291,23359,8404,87465,11230,4578,431-2,180-4,046-12,6912,66510,35627,907
67/77 1321,4981,04377017,0831,71318,3057,45110358182721,0063,1739,866
9904 -20,95836248646342,7573,16146,80723,0068,328-2,760-4,128-12,7631,6597,18318,040
9905 -20,95836248646342,7573,16146,80723,0068,328-2,760-4,128-12,7631,6597,18318,040
Appropriation of the result
9906 53421,49221,13020,64462,93120,17463,51336,70613,7005,3728,13212,26025,02223,36318,040
14P 21,49221,13020,64420,18120,174----------
791/2 -66,500-------------
691/2 ----42,750-46,50020,000------1,860
6920 --------------1,860
6921 ----42,750-46,50020,000-------
694/7 -66,500-------------
694 -66,500-------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 09-07-2026 2026-00272730 PDF
31-12-2024 micro format 29-07-2025 2025-00321866 PDF
31-12-2023 micro format 29-06-2024 2024-00182953 PDF
31-12-2022 micro format 08-07-2023 2023-00217126 PDF
31-12-2021 micro format 01-07-2022 2022-20118541 PDF
31-12-2020 micro format 07-07-2021 2021-31600314 PDF
31-12-2019 micro format 28-07-2020 2020-34500539 PDF
31-12-2018 micro format 02-07-2019 2019-26200130 PDF
31-12-2017 micro format 30-07-2018 2018-39100063 PDF
31-12-2016 micro format 31-08-2017 2017-52500550 PDF
31-12-2015 full format 11-07-2016 2016-29300179 PDF
31-12-2014 full format 03-08-2015 2015-37900090 PDF
31-12-2013 full format 01-07-2014 2014-23700376 PDF
31-12-2012 full format 02-08-2013 2013-38300533 PDF
31-12-2011 full format 04-07-2012 2012-24900018 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011
-16,9802,5634,1584,95164,60712,11972,97740,11214,1338,2228,97976315,87911,97030,356
-19,8221,4652,3302,74646,0069,99757,71531,84612,8397,0378,279-15014,2718,77020,457
3,8410004,0392,8096,20712,9862,83617,82701,27241,7581,8584,399
-53,510-33,34910,02326,559-24,34852,02245,9715,4709224,393-28,370-1786,214-2,162-
48,63972,302137,337135,008132,26290,29479,54128,03316,61014,92518,63719,49629,01329,16923,458
-------------7.8%19.3%
54.8%43.4%66.5%71.9%59.3%65.2%85.0%73.1%53.4%35.1%45.7%33.8%45.8%85.8%60.2%
2.151.772.973.502.402.785.912.712.442.642.771.893.336.622.58
2.151.772.913.502.402.785.912.712.442.432.771.893.336.622.58
0.821.300.500.390.690.530.180.370.871.851.191.951.180.170.66
-40.8%0.5%0.4%0.3%31.1%3.3%51.1%51.4%38.3%-20.6%-25.5%-62.8%5.0%22.9%74.4%
-22.4%0.2%0.2%0.2%18.5%2.2%43.4%37.6%20.5%-7.2%-11.7%-21.3%2.3%19.6%44.8%
-6.272.425.293.4542.49----------
-------------12 days14 days
-------------4 days16 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€3,841---€4,039
€1,136€1,102€1,844€2,283€3,249

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on T-Construct

The operating result for 2025 is a loss of €18,117, after a profit of €1,460 in 2024. It is the lowest result since 2011.

Debt's share of the balance-sheet total falls from 56.6% to 45.2%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
appointed by deed of 29-11-2023 term without a fixed end
earlier manager, until 29-11-2023
listed in the 2025 annual accounts, filed on 09-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 29-11-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Manager, until 29-11-2023

See the board, name and registered office on a given date →

Control

Capital

Contribution
€6,200
Source
2025 annual accounts

Articles of association

deed of 29-11-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement actions, mêmes formalités si non actionnaires plein droit”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00

Network & group

No group

T-Construct has no parent and no holdings in its annual accounts. is the only director. T-Construct shares no director with another company.

Timeline

Timeline

25 events since 2010

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 22 days before the deadline
2025
Weakest financial year net -€20,958 The net result drops to -€20,958, the lowest from 2011 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0830793419
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 32 days before the deadline
2023
Change of role: , from manager to directorDirector discharge: · General meeting of 23-11-20236 points ▸
  • General meeting, 23-11-2023
  • 120 shares
  • Director resignation, (manager)
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, 1430Rebecq (Bierghes), RueduRadoux74
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 23 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 30 days before the deadline
2021
Equity above €100,000 equity €137,491 ▲45.1% After 5 profitable years in a row, equity reaches €137,491.
Annual accounts 2020 filed PDFmicro format · 24 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 3 days before the deadline
2019
Highest result from 2011 to 2025 net €46,807 ▲103% The operating result of €62,068 and the net result of €46,807 are both a record.
Liquidity more than doubled current ratio 5.91 The current ratio rises from 2.71 to 5.91. Short-term debt falls from €16,436 to €16,198.
Annual accounts 2018 filed PDFmicro format · 29 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 1 day before the deadline
2017
Back to profit net €8,328 The net result is €8,328, after 3 loss-making years.
Annual accounts 2016 filed PDFmicro format · 31 days late
2016
Annual accounts 2015 filed PDFfull format · 20 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 3 days late
2014
Annual accounts 2013 filed PDFfull format · 30 days before the deadline
2013
Annual accounts 2012 filed PDFfull format · 2 days late
2012
Liquidity more than doubled current ratio 6.62 The current ratio rises from 2.58 to 6.62. Short-term debt falls from €14,802 to €5,189.
Annual accounts 2011 filed PDFfull format · 27 days before the deadline
2010
First establishment Rue du Radoux 74, Rebecq
Incorporation PDFpublished on 18-11-2010

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 29 October 2010, T-Construct was incorporated.1 Total assets went from €61,201 in 2018 to €93,660 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0830.793.419
VAT number
BE 0830.793.419
Peppol ID
0208:0830793419
Other Peppol ID
9925:BE0830793419
Legal form
Private limited company
Status
Active, normal situation
Founded
29-10-2010
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
deed of 29-11-2023 (in French)
Peppol
Reachable since 11-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
T-Construct in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 29-11-2023 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L'exécution de travaux de rejointoiement, la pose de chape; Le montage de cloisons sèches à base de plâtre, d' éléments de structures…”
11 activities
  1. L'exécution de travaux de rejointoiement, la pose de chape;
  2. Le montage de cloisons sèches à base de plâtre, d' éléments de structures métalliques non fabriqués par l'unité qui exécute les travaux et la pose de revêtements en bois de sols et de murs.
  3. Travaux de menuiserie
  4. Mise en oeuvre dans des bâtiments ou d'autres projets de construction: de matériaux d'isolation thermique, matériaux d’isolation acoustique et antivibratoire;
  5. Des travaux de terrassement: creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destructlon à l'explosif, etc.
  6. La surveillance des travaux de construction (gros oeuvre, installation, travaux de finition. etc.
  7. La création et l'entretien de jardins. de parcs et d'espaces verts pour installations sportives et autres services personnels.
  8. La construction de terrains de jeux et de sport, de bassins de natation, etc.
  9. La réalisation d'appartements et la construction de maisons individuelles « clés sur porte».
  10. La construction d'autoroutes, de routes. de rues. de chaussées et d'autres voies pour véhicules et piétons, y compris la pose de glissières de sécurité.
  11. Le marquage à la peinture des chaussées et des aires ou parcs de stationnement
deed of 29-11-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue du Radoux 74 registered office 1430 Rebecq 4100102 General construction of residential buildings 02-11-2010 2.196.878.467

Buildings and parcels at the address

Ground area
930 m²
Buildings
142 m²
Volume, LiDAR
871 m³
Tallest building
7.8 m
Buildings to scale, each on its own parcel
142 m², 7.8 m 142 m², 7.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
25007E0009/00W003930 m² 1 · 142 m² 7.8 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0830.793.419