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MVL CONSTRUCT

Active
Private limited companyfounded 2011active for 15 yearsRue de la Montagne 10, 7340 Colfontaine, BelgiumKBO/BCE: BE 0836.155.935
Summary

The annual accounts of MVL CONSTRUCT for financial year 2025 show a net loss of 65% of total assets and of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €38,903 and a net result of -€64,501. Equity has been stable since 2019 (±0.3% per year). Its solvency ranks better than 58% of 1,028 sector peers (NACE 41, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 02-05-2011 Normal situation
Activity
General construction of residential buildings NACE 41001and 6 others
Establishment unit
2.198.925.761 7340 Colfontaine, since 10-05-2011
Financial year end
30 June
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
-€14,261
▲ 18.3%
Loss
€64,501
▲ 211%
Equity
€38,903
▼ 62.4%
Total assets
€99,501
▼ 26.7%
Filed on 29-01-2026, 2 days before the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €64,501, the second in a row (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2011Liquidity: current ratio 1.64, cash €26,853Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in construction of buildings (NACE 41)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 64-36
equity 39.1% of total assets
Liquidity 52-14
short-term debt 60.7% · cash 27.0%
Profitability 0=
return on assets -64.8%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.5%▲ +0.3 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.2 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026highest value 11-2026: 0.8%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.64 (4.19 in 2024), above the usual 1.5. Short-term debt is 60.7% and cash 27% of total assets. However, 60.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 47% of them on solvency, 55% on liquidity, 5% on profitability and 9% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €64,501, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.64, cash €26,853
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€64,501
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
1 day early
2023
1 day early
2022
39 days early
2021
3 days early
2020
4 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €103,404 to €38,903 ▼ 62.4% View
  • Caution: Lower net result than 85% of companies in construction of buildingssector median €32,165 · 1,030 companies -€64,501 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€64,501 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousChange of role: LAURENT Valérie, from manager to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as MVL CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €84,300 and €103,000, founded between 2007 and 2011.

CompanyTotal assetsGross margin
MVL CONSTRUCT Colfontaine€99,501-€14,261
PROBUILD CONSTRUCTION Manage€92,113-€27,595
DGF CONSTRUCT Bernissart€102,072-€2,047
CASI Chapelle-lez-Herlaimont€86,228-€8,616
"DAVAN CONSTRUCT" SPRL Mouscron€84,312-€9,907
ENTREPRISE GENERALE GUIL-QUENT Ellezelles€96,505-€4,848
HENRI Wommelgem€103,006-€6,617
Full comparison

Key facts about MVL CONSTRUCT

What is the company number of MVL CONSTRUCT?
The company number of MVL CONSTRUCT is 0836.155.935. The VAT number is the same number with BE in front: BE 0836.155.935.
Where is MVL CONSTRUCT based?
The registered office is at Rue de la Montagne 10, 7340 Colfontaine.Company details
What does MVL CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of MVL CONSTRUCT?
The legal form of MVL CONSTRUCT is Private limited company (BV).
When was MVL CONSTRUCT founded?
MVL CONSTRUCT was founded on 02-05-2011.
Is MVL CONSTRUCT still active?
Yes, MVL CONSTRUCT is an active enterprise in the KBO register.
How many employees does MVL CONSTRUCT have?
MVL CONSTRUCT had an average of 0.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MVL CONSTRUCT?
The annual accounts for financial year 2025 state no turnover.
Is MVL CONSTRUCT profitable?
In financial year 2025, MVL CONSTRUCT made a loss of €64,501.
Where can I find the annual accounts of MVL CONSTRUCT?
MVL CONSTRUCT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MVL CONSTRUCT due?
MVL CONSTRUCT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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