SYNDIC YOURSELF

Active

Private limited companyfounded 20233 yrs activeLouis Lepoutrelaan 100, 1050 Elsene, BelgiumKBO/BCE: BE 0804.588.967

The computed 12-month bankruptcy probability of SYNDIC YOURSELF is 1.8% (moderate). The 2025 annual accounts show equity of €40k and a net result of €10k. Its solvency ranks better than 34% of 674 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

76 / 100

Excellent▲ +66 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency38▲+12

Growth78

Stability94

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity tight (current ratio 1.1 against 0.8 in 2024), and 75.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 58

Relative position

BE, all sectors

reference

Sector 58

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

24.2%

Return on assets

6.2%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

88 d early

2024

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€40k▲ 34.1%

2024 · €30k

2024: €30k

2024 → 2025

Total assets

€164k▲ 21.5%

2024 · €135k

2024: €135k

2024 → 2025

Net result

€10k

2024 · €-20k

2024: €-20k

2024 → 2025

Working capital

€12k

2024 · €-20k

2024: €-20k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€30k-€40k▲ 34.1%

Operating result€-13k-€17k

Net result€-20k-€10k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €17k after a loss of €13k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €164k

22.5%

77.5%

Fixed assets €37k▼ 34.2%

Current assets €127k▲ 61.2%

Equity and liabilities €164k

24.2%

75.8%

Equity €40k▲ 34.1%

Debt €124k▲ 18.0%

The debt ratio falls from 78.0% to 75.8%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€36k▲

2024 · €11k

Cash flow

€29k▲

2024 · €4k

Solvency

24.2%▲

2024 · 22.0%

Current ratio

1.10▲

2024 · 0.80

Quick ratio

1.10▲

2024 · 0.80

Debt / equity

3.12▼

2024 · 3.55

ROE

25.4%▲

2024 · -67.3%

ROA

6.2%▲

2024 · -14.8%

Interest coverage

4.84▲

2024 · 1.43

Debt

€124k▲

2024 · €105k

Debt ≤ 1 year

€115k▲

2024 · €99k

Staff costs

€63k▲

2024 · €50k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€135k€164k▲

Fixed assets21/28€56k€37k▼

Intangible fixed assets21€56k€37k▼

Current assets29/58€79k€127k▲

Amounts receivable within one year40/41€40k€65k▲

Trade receivables40€40k€61k▲

Other amounts receivable41-€4k

Cash at bank and in hand54/58€35k€58k▲

Deferred charges and accrued income490/1€3k€4k▲

Equity and liabilities

Total equity and liabilities10/49€135k€164k▲

Equity10/15€30k€40k▲

Contributions10/11€50k€50k=

Profit (loss) carried forward14€-20k€-10k▲

Amounts payable17/49€105k€124k▲

Amounts payable within one year42/48€99k€115k▲

Trade debts44€51k€61k▲

Suppliers440/4€51k€61k▲

Taxes, remuneration and social security45€13k€20k▲

Taxes450/3€6k€9k▲

Remuneration and social security454/9€7k€10k▲

Other amounts payable47/48€35k€35k▼

Accrued charges and deferred income492/3€6k€9k▲

Income statement Code20242025

Remuneration, social security and pensions62€50k€63k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€19k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k

Other operating charges640/8€772€400▼

Gross operating margin9900€61k€106k▲

Operating profit (loss)9901€-13k€17k▲

Financial income75/76B€235€590▲

Recurring financial income75€235€590▲

Financial charges65/66B€8k€7k▼

Recurring financial charges65€8k€7k▼

Profit (loss) for the period before taxes9903€-20k€10k▲

Profit (loss) for the period9904€-20k€10k▲

Profit (loss) for the period to be appropriated9905€-20k€10k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-20k€-10k▲

Profit (loss) brought forward from the previous period14P-€-20k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

04-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2026

CAUWE Charlotte

Director · since 06-10-2023

Current

LAMARCHE Miguel Pierre Alexandre Marie

Director · since 06-10-2023

Current

01-02-2026 CAUWE Charlotte: Resigned as Director

06-10-2023 CAUWE Charlotte: Appointed as Director

06-10-2023 LAMARCHE Miguel Pierre Alexandre Marie: Appointed as Director

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2023

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louis Lepoutrelaan 1001050 Elsene

Ground area

256 m²

Building footprint

110 m²

Volume, LiDAR

1,800 m³

Parcel 21447B0313/00C004, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

SYNDIC YOURSELF

Louis Lepoutrelaan 100, 1050 ElseneRental and leasing activities

since 20232.348.145.712

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0313/00C004	Brussels	256 m²	1 · 110 m²	21.2 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

2 connected companies

Network connections

BATIROI

Shared address

→

IMMO-AVROY

Shared address

→

Similar companies · same sector, comparable size

Sint-Jans-Molenbeek · Eq €39k

ALUXOR

BE 0692.896.536

Waterloo · Eq €41k

Of 1,272 companies in sector 58290 we hold annual accounts for 587. 416 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-08-2023

Fiscal year end31-12

Activities, NACEBEL

58290Other software publishing

68321Property management for co-owned buildings (syndics)

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.