3Core
ActiveSummary
3Core has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,290 and a net result of €37,000. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 260 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency53▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.83 in 2024; short-term debt: 58.8% and cash: 74% of total assets), but 71.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
26.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
15 d early
2023
29 d early
2022
31 d early
2021
11 d early
2020
5 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€40,290▼ 24.4%
2024 · €53,289
Total assets
€141,445▲ 20.6%
2024 · €117,289
Net result
€37,000▼ 0.4%
2024 · €37,139
Working capital
€58,290▲ 9.4%
2024 · €53,289
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,523▲ 50.5%€29,272€49,984▲ 70.8%€52,605▲ 5.2%€47,275▼ 10.1%
Net result-€7,582▲ 57.4%€21,889€39,085▲ 78.6%€37,139▼ 5.0%€37,000▼ 0.4%
Equity€5,176▼ 59.4%€27,065▲ 423%€66,150▲ 144%€53,289▼ 19.4%€40,290▼ 24.4%
Total assets€45,697▼ 21.2%€86,914▲ 90.2%€121,303▲ 39.6%€117,289▼ 3.3%€141,445▲ 20.6%
Debt€40,521▼ 10.4%€59,849▲ 47.7%€55,153▼ 7.8%€64,000▲ 16.0%€101,155▲ 58.1%
Working capital€5,176▼ 59.4%€27,065▲ 423%€84,088▲ 211%€53,289▼ 36.6%€58,290▲ 9.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €141,445
Equity
€40,290 ▼ 24.4%
Debt
€101,155 ▲ 58.1%
Debt's share of the balance-sheet total rises from 54.6% to 71.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.70▼
2024 · 1.83
Debt to equity
2.51▲
2024 · 1.20
ROE
91.8%▲
2024 · 69.7%
ROA
26.2%▼
2024 · 31.7%
Debt ≤ 1 year
€83,155▲
2024 · €64,000
Income taxes
€9,775▼
2024 · €14,959
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,175 | - | - | - | - |
| Other operating charges640/8 | - | €412 | €2,646 | €812 | €714 | ▼ 12.1% |
| Gross operating margin9900 | -€7,523 | €29,684 | €52,630 | €53,417 | €47,989 | ▼ 10.2% |
| Operating profit (loss)9901 | -€7,523 | €29,272 | €49,984 | €52,605 | €47,275 | ▼ 10.1% |
| Financial income75/76B | €0 | - | - | €20 | €1 | ▼ 96.1% |
| Recurring financial income75 | €0 | - | - | €20 | €1 | ▼ 96.1% |
| Financial charges65/66B | €59 | €83 | €1,526 | €526 | €501 | ▼ 4.8% |
| Recurring financial charges65 | €59 | €83 | €1,526 | €526 | €501 | ▼ 4.8% |
| Profit (loss) for the period before taxes9903 | -€7,582 | €29,189 | €48,458 | €52,098 | €46,775 | ▼ 10.2% |
| Income taxes67/77 | - | €7,300 | €9,373 | €14,959 | €9,775 | ▼ 34.7% |
| Profit (loss) for the period9904 | -€7,582 | €21,889 | €39,085 | €37,139 | €37,000 | ▼ 0.4% |
| Profit (loss) for the period to be appropriated9905 | -€7,582 | €21,889 | €39,085 | €37,139 | €37,000 | ▼ 0.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,697 | €86,914 | €121,303 | €117,289 | €141,445 | ▲ 20.6% |
| Current assets29/58 | €45,697 | €86,914 | €121,303 | €117,289 | €141,445 | ▲ 20.6% |
| Amounts receivable within one year40/41 | €27,068 | €76,703 | €36,835 | €25,626 | €35,941 | ▲ 40.3% |
| Trade receivables40 | €24,366 | €76,032 | €36,835 | €24,551 | €35,941 | ▲ 46.4% |
| Other amounts receivable41 | €2,702 | €671 | - | €1,075 | - | - |
| Cash at bank and in hand54/58 | €18,629 | €10,211 | €84,467 | €91,194 | €104,705 | ▲ 14.8% |
| Deferred charges and accrued income490/1 | - | - | - | €469 | €799 | ▲ 70.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,697 | €86,914 | €121,303 | €117,289 | €141,445 | ▲ 20.6% |
| Equity10/15 | €5,176 | €27,065 | €66,150 | €53,289 | €40,290 | ▼ 24.4% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €540 | €540 | €540 | €540 | €540 | = |
| Non-distributable reserves130/1 | €540 | €540 | €540 | €540 | €540 | = |
| Reserves not available under the articles1311 | €540 | €540 | €540 | €540 | €540 | = |
| Profit (loss) carried forward14 | -€25,364 | -€3,475 | €35,610 | €22,749 | €9,750 | ▼ 57.1% |
| Amounts payable17/49 | €40,521 | €59,849 | €55,153 | €64,000 | €101,155 | ▲ 58.1% |
| Amounts payable within one year42/48 | €40,521 | €59,849 | €37,215 | €64,000 | €83,155 | ▲ 29.9% |
| Trade debts44 | €7,603 | €14,264 | €1,973 | - | €3,102 | - |
| Suppliers440/4 | €7,603 | €14,264 | €1,973 | - | €3,102 | - |
| Taxes, remuneration and social security45 | - | €7,300 | €14,242 | €14,000 | €30,053 | ▲ 115% |
| Taxes450/3 | - | €7,300 | €14,242 | €14,000 | €30,053 | ▲ 115% |
| Other amounts payable47/48 | €32,918 | €38,285 | €21,000 | €50,000 | €50,000 | = |
| Accrued charges and deferred income492/3 | - | - | €17,938 | - | €18,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,582 | €21,889 | €39,085 | €37,139 | €37,000 | ▼ 0.4% |
| Operating cash flow (approximation) | -€7,582 | €21,889 | €39,085 | €37,139 | €37,000 | ▼ 0.4% |
| Change in cash | - | -€8,418 | €74,256 | €6,727 | €13,511 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €39,085 ▲78.6%
Net result €39,085, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 3.26
Current ratio from 1.45 to 3.26; short-term debt falls from €59,849 to €37,215.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €21,889
Net result €21,889 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€17,782
Net result drops to -€17,782, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
Ground area
1,567 m²
Building footprint
110 m²
Volume, LiDAR
578 m³
Parcel 46383D2562/00D002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
3Core
since 20182.275.434.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D2562/00D002 | Flanders | 1,567 m² | 1 · 110 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,289 companies in sector 58290 we hold annual accounts for 594. 426 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
58290Other software publishing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0695490394
Registered
27-03-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.