Equity
SYM CONSTRUCT has made a profit without a break since 2023.
SYM CONSTRUCT has made a profit without a break since 2023.
The micro format states no turnover.
Short-term debts fell from €20,634 to €11,429.
Latest accounts filed late: after the legal deadline.
Higher solvency than 82% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
In July 2024, 39,274 companies had the same profile as SYM CONSTRUCT has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for SYM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SYM CONSTRUCT Dilbeek | €51,061 | €18,336 | 77.6% | - |
| Schilderwerken Jo Lambrecht Ninove | €51,466 | €18,764 | 63.9% | - |
| RENOV BY HOME Fosses-la-Ville | €50,528 | €17,389 | 48.3% | - |
| B'S Home-Interiors Bruges | €44,830 | €19,517 | 86.2% | - |
| G-Paints Genk | €57,040 | €19,062 | 75.3% | - |
| SCHAFFRATH J. SRL Vielsalm | €59,444 | €19,783 | 7.4% | - |
| DES Projects Meerhout | €45,350 | €21,806 | 34.4% | - |
These companies have the same main activity as SYM CONSTRUCT: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €44,800 and €59,400, founded between 2022 and 2023.
SYM CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€296 in 2022 to €18,336 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €110,000 and €390,000.
Higher than 83% of 37,177 companies in 2025.
Higher than 82% of 36,472 companies in 2025.
Higher than 77% of 36,707 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
51,061 | 50,191 | 39,320 | 1,468 | |
20 |
- | - | - | 968 | |
21/28 |
1,141 | 746 | - | - | |
22/27 |
1,141 | 746 | - | - | |
23 |
1,141 | 746 | - | - | |
29/58 |
49,920 | 49,445 | 39,320 | 500 | |
40/41 |
36,344 | 45,333 | 8,991 | 500 | |
40 |
11,132 | 32,469 | 2,448 | - | |
41 |
25,212 | 12,864 | 6,543 | 500 | |
54/58 |
12,675 | 3,918 | 30,329 | - | |
490/1 |
901 | 195 | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
51,061 | 50,191 | 39,320 | 1,468 | |
10/15 |
39,632 | 29,557 | 21,880 | -119 | |
10/11 |
500 | 500 | 500 | 500 | |
11 |
500 | - | - | - | |
1109/19 |
500 | - | - | - | |
14 |
39,132 | 29,057 | 21,380 | -619 | |
17/49 |
11,429 | 20,634 | 17,440 | 1,587 | |
42/48 |
11,429 | 20,634 | 17,440 | 1,587 | |
44 |
8,292 | 12,622 | 11,675 | 1,587 | |
440/4 |
8,292 | 12,622 | 11,675 | 1,587 | |
45 |
3,137 | 8,011 | 5,765 | - | |
450/3 |
3,137 | 8,011 | 5,765 | - | |
| Income statement | |||||
9900 |
18,336 | 9,891 | 30,267 | -296 | |
630 |
- | 179 | 968 | 323 | |
635/8 |
454 | - | - | - | |
640/8 |
673 | - | 1,023 | - | |
66A |
4,542 | - | - | - | |
9901 |
12,667 | 9,711 | 28,277 | -619 | |
75/76B |
934 | 542 | 162 | - | |
75 |
934 | 542 | 162 | - | |
65/66B |
389 | 331 | 675 | - | |
65 |
389 | 331 | 675 | - | |
9903 |
13,212 | 9,923 | 27,764 | -619 | |
67/77 |
3,137 | 2,246 | 5,765 | - | |
9904 |
10,075 | 7,677 | 21,999 | -619 | |
9905 |
10,075 | 7,677 | 21,999 | -619 | |
| Appropriation of the result | |||||
9906 |
39,132 | 29,057 | 21,380 | -619 | |
14P |
29,057 | 21,380 | -619 | - | |
| Document | |||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-11-2026.
2025 annual accounts filed 95 days after the deadline. Filed on 3 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00601008.
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| - | 9,891 | 29,245 | -296 | ||
| - | 7,857 | 22,967 | -296 | ||
| 850 | 925 | 0 | - | ||
| 8,757 | -26,411 | - | - | ||
| 38,491 | 28,812 | 21,880 | -1,087 | ||
| 77.6% | 58.9% | 55.6% | - | ||
| 4.37 | 2.40 | 2.25 | - | ||
| 0.29 | 0.70 | 0.80 | - | ||
| 25.4% | 26.0% | 100.5% | - | ||
| 19.7% | 15.3% | 55.9% | - | ||
| - | 29.91 | 43.33 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €850 | €925 | - | - |
| - | €179 | €968 | €323 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 30% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 41.1% to 22.4%. Equity is higher and debt is lower.
SYM CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. SYM CONSTRUCT shares no director with another company.
| ALL MEDIA CENTER
registered office since 06-11-2023 · founded in 2023 |
turnover €2.5m (2025) 1001.973.475 |
| THE HUB
registered office since 23-03-2012 · founded in 2012 |
total assets €1.7m (2025) 0844.751.620 |
| VERONET
registered office since 01-03-2016 · founded in 2016 |
turnover €1.4m (2022) 0649.538.328 |
| KSK INVEST
registered office since 26-09-2022 · founded in 2022 |
total assets €1.3m (2025) 0791.367.570 |
| ALL INVEST BELGIUM
registered office since 04-06-2025 · founded in 2025 |
turnover €979,096 (2025) 1023.998.811 |
| CIMS
registered office since 04-06-2007 · founded in 2007 |
total assets €879,125 (2021) 0889.812.771 |
| Krihan Construct
registered office since 14-10-2021 · founded in 2021 · accounts filed late |
turnover €851,846 (2025) 0775.770.762 |
| BEAN BUSINESS
registered office since 13-09-2022 · founded in 2022 · accounts filed late |
turnover €776,561 (2024) 0790.737.268 |
| BARAKA-LAND
establishment since 19-09-2018 · founded in 2018 |
turnover €734,082 (2024) 0694.797.736 |
| INTERPRO SERVICES
registered office since 08-03-2024 · founded in 2024 |
turnover €729,479 (2025) 1006.945.221 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
SYM CONSTRUCT was incorporated on 7 November 2022 as a private limited company by one natural person, with a starting capital of €500.12 The registered office was moved to Dilbeek in 2025.3 is director of the company, appointed by deed of 09-11-2022.2 Total assets rose from €1,468 in 2022 to €51,061 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Oudesmidsestraat 20 registered office 1700 Dilbeek | ||
| Emile Sergijselsstraat 17 1081 Koekelberg | 07-11-2022 | 2.337.823.724 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21492B0306/00V002 | Brussels | 340 m² | 1 · 327 m² | 19.2 m · 4 |
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0793.323.606
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