Financials
- Financial year
- 2025
- Total assets
- €59,444
- Loss
- -€2,970
- Solvency
- 7.4%
SCHAFFRATH J. SRL
ActiveSummary
The computed 12-month bankruptcy probability of SCHAFFRATH J. SRL is 4.2% (elevated). The 2025 annual accounts show equity of €4,423 and a net result of -€2,970. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 13% of 34,789 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Painting of buildings
NACE 43341
1 site
Size
≈ €200,000turnover 2025, estimated
- Equity
- €4,423
- Loss
- -€2,970
Turnover estimated from the gross margin
Why 46raises riskFounded in 2023Liquidity: current ratio 0.101 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 05-08-2026)Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
32-2
equity 7.4% of total assets
Liquidity
22+1
short-term debt 72.1%
Profitability
63-8
return on assets -5.0%
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.9%
12-2024: 3.9%● unchanged vs 11-2024
01-2025: 4.1%▲ +0.2 percentage points vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.1%● unchanged vs 02-2025
04-2025: 4.1%● unchanged vs 03-2025
05-2025: 4.1%● unchanged vs 04-2025
06-2025: 4.1%● unchanged vs 05-2025
07-2025: 4.1%● unchanged vs 06-2025
08-2025: 4.6%▲ +0.5 percentage points vs 07-2025
09-2025: 3.2%▼ -1.4 percentage points vs 08-2025
10-2025: 2.9%▼ -0.3 percentage points vs 09-2025
11-2025: 2.9%● unchanged vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025lowest value
02-2026: 2.9%● unchanged vs 01-2026lowest value
03-2026: 2.9%● unchanged vs 02-2026lowest value
04-2026: 3.0%▲ +0.1 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026
06-2026: 3.0%● unchanged vs 05-2026
07-2026: 3.1%▲ +0.1 percentage points vs 06-2026
08-2026: 4.8%▲ +1.7 percentage points vs 07-2026highest value
09-2026: 4.8%● unchanged vs 08-2026highest value
10-2026: 4.2%▼ -0.6 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.1, compared with 0.06 in 2024, below 1; short-term debt: 72.1% of total assets), and 92.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 13% on liquidity, 30% on profitability and 11% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 34789 sector peers (2025).
NBB · sector comparisonPosition among 34789 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 days early
2024
30 days late
2023
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Weakest financial yearnet -€2,970
Key points
By topic
Board & ownership
- Board
- 1 member
- SCHAFFRATH Jules José Simon Armand GhislainDirector
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-07-2027
- 30-08-2025Annual accounts filed
- 21-08-2024Annual accounts filed
- 10-06-2024Purpose
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 31-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Annual meeting
- Second Tuesday of May at 18:00
- Purpose
- “Toutes opérations se rapportant directement ou indirectement aux travaux de peinture,de…” (deed in French)
- Statutory auditor
- No statutory auditor
Key facts about SCHAFFRATH J. SRL
- What is the company number of SCHAFFRATH J. SRL?
- 0797.839.351. In Belgium the VAT number is the company number with BE in front: BE 0797.839.351.
- Where is SCHAFFRATH J. SRL based?
- The registered office is at Rue de la Chapelle 6, 6690 Vielsalm.Company details
- What does SCHAFFRATH J. SRL do?
- According to the KBO register, the main activity is painting of buildings (NACE 43341).
- What is the legal form of SCHAFFRATH J. SRL?
- Private limited company (BV).
- When was SCHAFFRATH J. SRL founded?
- On 31-01-2023.
- Is SCHAFFRATH J. SRL still active?
- Yes, SCHAFFRATH J. SRL is an active enterprise in the KBO register.
- What is the turnover of SCHAFFRATH J. SRL?
- €0 in financial year 2024, according to the filed annual accounts.Financials
- Is SCHAFFRATH J. SRL profitable?
- In financial year 2025, SCHAFFRATH J. SRL made a loss of €2,970.
- Where can I find the annual accounts of SCHAFFRATH J. SRL?
- SCHAFFRATH J. SRL filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCHAFFRATH J. SRL due?
- By 31-07-2027, for financial year 2026.Timeline
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