SYM CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of SYM CONSTRUCT is 7.9% (elevated). The 2024 annual accounts show equity of €29,557 and a net result of €7,677. Equity is growing by ~67.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 36380 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
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Signals
This company filed its last 3 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 7.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €323 | €968 | €179 | ▼ 81.5% |
| Other operating charges640/8 | - | €1,023 | - | - |
| Gross operating margin9900 | -€296 | €30,267 | €9,891 | ▼ 67.3% |
| Operating profit (loss)9901 | -€619 | €28,277 | €9,711 | ▼ 65.7% |
| Financial income75/76B | - | €162 | €542 | ▲ 234% |
| Recurring financial income75 | - | €162 | €542 | ▲ 234% |
| Financial charges65/66B | - | €675 | €331 | ▼ 51.0% |
| Recurring financial charges65 | - | €675 | €331 | ▼ 51.0% |
| Profit (loss) for the period before taxes9903 | -€619 | €27,764 | €9,923 | ▼ 64.3% |
| Income taxes67/77 | - | €5,765 | €2,246 | ▼ 61.0% |
| Profit (loss) for the period9904 | -€619 | €21,999 | €7,677 | ▼ 65.1% |
| Profit (loss) for the period to be appropriated9905 | -€619 | €21,999 | €7,677 | ▼ 65.1% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1,468 | €39,320 | €50,191 | ▲ 27.6% |
| Formation expenses20 | €968 | - | - | - |
| Fixed assets21/28 | - | - | €746 | - |
| Tangible fixed assets22/27 | - | - | €746 | - |
| Plant, machinery and equipment23 | - | - | €746 | - |
| Current assets29/58 | €500 | €39,320 | €49,445 | ▲ 25.8% |
| Amounts receivable within one year40/41 | €500 | €8,991 | €45,333 | ▲ 404% |
| Trade receivables40 | - | €2,448 | €32,469 | ▲ 1,226% |
| Other amounts receivable41 | €500 | €6,543 | €12,864 | ▲ 96.6% |
| Cash at bank and in hand54/58 | - | €30,329 | €3,918 | ▼ 87.1% |
| Deferred charges and accrued income490/1 | - | - | €195 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1,468 | €39,320 | €50,191 | ▲ 27.6% |
| Equity10/15 | -€119 | €21,880 | €29,557 | ▲ 35.1% |
| Contributions10/11 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | -€619 | €21,380 | €29,057 | ▲ 35.9% |
| Amounts payable17/49 | €1,587 | €17,440 | €20,634 | ▲ 18.3% |
| Amounts payable within one year42/48 | €1,587 | €17,440 | €20,634 | ▲ 18.3% |
| Trade debts44 | €1,587 | €11,675 | €12,622 | ▲ 8.1% |
| Suppliers440/4 | €1,587 | €11,675 | €12,622 | ▲ 8.1% |
| Taxes, remuneration and social security45 | - | €5,765 | €8,011 | ▲ 39.0% |
| Taxes450/3 | - | €5,765 | €8,011 | ▲ 39.0% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€619 | €21,999 | €7,677 | ▼ 65.1% |
| + Depreciation and write-downs630 | €323 | €968 | €179 | ▼ 81.5% |
| Operating cash flow (approximation) | -€296 | €22,967 | €7,857 | ▼ 65.8% |
| Change in cash | - | - | -€26,411 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0306/00V002 | Brussels | 340 m² | 1 · 327 m² | 19.2 m · 4 fl. |
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.