SYLVIE RUST
ActiveSummary
SYLVIE RUST has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €259k and a net result of €103k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 38% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▲+30
Solvency61▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 2.68 in 2023; short-term debt: 14.6% and cash: 17.9% of total assets), but 63.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
64 d late
2022
70 d late
2021
60 d late
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€259k▲ 65.9%
2023 · €156k
Total assets
€711k▲ 11.0%
2023 · €640k
Net result
€103k
2023 · €-5k
Working capital
€289k▲ 61.2%
2023 · €179k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€70k▼ 5.6%€63k▼ 10.6%€-31k€8k€151k▲ 1,804%
Net result€56k▲ 19.9%€46k▼ 17.0%€-35k€-5k▲ 86.2%€103k
Equity€150k▲ 2.2%€196k▲ 30.8%€161k▼ 18.1%€156k▼ 3.0%€259k▲ 65.9%
Total assets€737k▲ 5.7%€742k▲ 0.6%€678k▼ 8.6%€640k▼ 5.6%€711k▲ 11.0%
Debt€587k▲ 6.7%€545k▼ 7.1%€517k▼ 5.2%€484k▼ 6.4%€452k▼ 6.7%
Working capital€167k▲ 3.5%€190k▲ 13.7%€161k▼ 15.3%€179k▲ 11.4%€289k▲ 61.2%
Staff (FTE)2.5=2.2▼ 12.0%2.2=1.8▼ 18.2%0.2▼ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,804% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €711k
Fixed assets
€318k ▼ 10.2%
Current assets
€393k ▲ 37.2%
Equity and liabilities €711k
Equity
€259k ▲ 65.9%
Debt
€452k ▼ 6.7%
Debt's share of the balance-sheet total falls from 75.6% to 63.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€198k▲
2023 · €66k
Cash flow
€149k▲
2023 · €53k
Current ratio
3.79▲
2023 · 2.68
Debt to equity
1.75▼
2023 · 3.11
ROE
39.7%▲
2023 · -3.1%
ROA
14.5%▲
2023 · -0.8%
Interest coverage
13.38▲
2023 · 4.73
Debt ≤ 1 year
€104k▼
2023 · €107k
Debt > 1 year
€347k▼
2023 · €376k
Income taxes
€41k▲
2023 · €3k
Staff costs
€17k▼
2023 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €441 | - | - | €7k | - |
| Remuneration, social security and pensions62 | - | €145k | €142k | €119k | €17k | ▼ 85.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €49k | €55k | €58k | €47k | ▼ 19.7% |
| Other operating charges640/8 | - | €3k | €3k | €4k | €3k | ▼ 16.4% |
| Gross operating margin9900 | €244k | €260k | €169k | €189k | €218k | ▲ 15.2% |
| Operating profit (loss)9901 | €70k | €63k | €-31k | €8k | €151k | ▲ 1,804% |
| Financial income75/76B | - | €4k | €4k | €4k | €7k | ▲ 73.7% |
| Recurring financial income75 | €4k | €4k | €4k | €4k | €7k | ▲ 73.7% |
| Financial charges65/66B | - | €10k | €8k | €14k | €15k | ▲ 5.7% |
| Recurring financial charges65 | €8k | €10k | €8k | €14k | €15k | ▲ 5.7% |
| Profit (loss) for the period before taxes9903 | €67k | €57k | €-35k | €-2k | €144k | ▲ 7,942% |
| Income taxes67/77 | €11k | €11k | €889 | €3k | €41k | ▲ 1,237% |
| Profit (loss) for the period9904 | €56k | €46k | €-35k | €-5k | €103k | ▲ 2,200% |
| Profit (loss) for the period to be appropriated9905 | €56k | €46k | €-35k | €-5k | €103k | ▲ 2,200% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €737k | €742k | €678k | €640k | €711k | ▲ 11.0% |
| Fixed assets21/28 | €412k | €444k | €403k | €354k | €318k | ▼ 10.2% |
| Intangible fixed assets21 | €4k | €6k | €3k | €118 | - | - |
| Tangible fixed assets22/27 | €407k | €438k | €400k | €354k | €318k | ▼ 10.2% |
| Land and buildings22 | - | €387k | €362k | €324k | €280k | ▼ 13.5% |
| Plant, machinery and equipment23 | - | €9k | €7k | €6k | €5k | ▼ 6.6% |
| Furniture and vehicles24 | - | €41k | €30k | €25k | €10k | ▼ 59.5% |
| Other tangible fixed assets26 | - | - | - | - | €23k | - |
| Current assets29/58 | €325k | €298k | €275k | €286k | €393k | ▲ 37.2% |
| Amounts receivable after more than one year29 | - | €194k | €187k | €187k | €227k | ▲ 21.4% |
| Other amounts receivable291 | - | €194k | €187k | €187k | €227k | ▲ 21.4% |
| Amounts receivable within one year40/41 | €38k | €43k | €51k | €69k | €23k | ▼ 67.3% |
| Trade receivables40 | - | €40k | €34k | €35k | €81 | ▼ 99.8% |
| Other amounts receivable41 | - | €3k | €17k | €34k | €23k | ▼ 33.6% |
| Current investments50/53 | €500 | €8k | €16k | €13k | - | - |
| Cash at bank and in hand54/58 | €74k | €44k | €9k | €6k | €127k | ▲ 2,135% |
| Deferred charges and accrued income490/1 | - | €9k | €12k | €12k | €16k | ▲ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €737k | €742k | €678k | €640k | €711k | ▲ 11.0% |
| Equity10/15 | €150k | €196k | €161k | €156k | €259k | ▲ 65.9% |
| Contributions10/11 | - | €50k | €50k | €50k | €50k | = |
| Reserves13 | €99k | €99k | €99k | €99k | €152k | ▲ 53.0% |
| Non-distributable reserves130/1 | - | €5k | €5k | €5k | - | - |
| Reserves not available under the articles1311 | - | €5k | €5k | €5k | - | - |
| Distributable reserves133 | - | €94k | €94k | €94k | €152k | ▲ 61.1% |
| Profit (loss) carried forward14 | €555 | €47k | €11k | €6k | €57k | ▲ 773% |
| Amounts payable17/49 | €587k | €545k | €517k | €484k | €452k | ▼ 6.7% |
| Amounts payable after more than one year17 | €427k | €436k | €402k | €376k | €347k | ▼ 7.8% |
| Financial debts170/4 | - | €436k | €402k | €376k | €347k | ▼ 7.8% |
| Amounts payable within one year42/48 | €158k | €108k | €114k | €107k | €104k | ▼ 3.1% |
| Current portion of amounts payable after more than one year42 | - | €34k | €37k | €35k | €29k | ▼ 16.0% |
| Financial debts43 | - | €15k | €7k | €8k | €8k | ▲ 2.1% |
| Credit institutions430/8 | - | €15k | €7k | €8k | €8k | ▲ 2.1% |
| Trade debts44 | €34k | €19k | €36k | €47k | €41k | ▼ 13.4% |
| Suppliers440/4 | - | €19k | €36k | €47k | €41k | ▼ 13.4% |
| Taxes, remuneration and social security45 | - | €40k | €33k | €17k | €26k | ▲ 48.2% |
| Taxes450/3 | - | €11k | €6k | €3k | €26k | ▲ 919% |
| Remuneration and social security454/9 | - | €29k | €27k | €15k | - | - |
| Other amounts payable47/48 | - | €41 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | €2k | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56k | €46k | €-35k | €-5k | €103k | ▲ 2,200% |
| + Depreciation and write-downs630 | €39k | €49k | €55k | €58k | €47k | ▼ 19.7% |
| Operating cash flow (approximation) | €94k | €95k | €19k | €53k | €149k | ▲ 180% |
| Investment in fixed assets (approximation) | - | €-81k | €-14k | €-9k | €-11k | ▼ 16.4% |
| Change in cash | - | €-30k | €-35k | €-3k | €121k | ▲ 3,923% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €103k
Net result €103k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €259k ▲65.9%
Equity rises from €156k to €259k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Equity above €150kEq €196k ▲30.8%
4 profitable years in a row build equity to €196k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 285 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2013
Ground area
1,343 m²
Building footprint
341 m²
Volume, LiDAR
2,445 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lage Kaart 342, 2930 Brasschaat
since 20132.216.728.231
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0270/00P003 | Flanders | 824 m² | 1 · 121 m² | 10.0 m · 3 fl. |
| 11442C0083/00L003 | Flanders | 519 m² | 1 · 220 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 11,614 EUR awarded · 11,614 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,970 EUR | 3,480 EUR |
| 2024 | 1 | 3,549 EUR | 3,228 EUR |
| 2023 | 1 | 367 EUR | 178 EUR |
| 2022 | 2 | 4,728 EUR | 4,728 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Werkbaarheidscheque (stopgezet)
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,691 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
86931Psychology services
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.