Laugino
ActiveLaugino has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €259k and a net result of €125k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency91▲+29
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.24 against 1.32 in 2023; short-term debt: 7.4% and cash: 38.6% of total assets), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
64 d early
2022
31 d early
2021
93 d early
2020
65 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€259k▲ 92.7%
2023 · €134k
2019: €140k
2020: €238k
2021: €358k
2022: €24k
2023: €134k
2019 → 2024
Total assets
€392k▲ 7.3%
2023 · €365k
2019: €168k
2020: €376k
2021: €497k
2022: €366k
2023: €365k
2019 → 2024
Net result
€125k▲ 12.9%
2023 · €110k
2019: €122k
2020: €98k
2021: €119k
2022: €124k
2023: €110k
2019 → 2024
Working capital
€151k▲ 296%
2023 · €38k
2019: €140k
2020: €237k
2021: €330k
2022: €-38k
2023: €38k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€238k-€358k▲ 50.2%€24k▼ 93.3%€134k▲ 457%€259k▲ 92.7%
Operating result€128k-€158k▲ 22.9%€163k▲ 3.5%€152k▼ 6.8%€171k▲ 12.7%
Net result€98k-€119k▲ 22.2%€124k▲ 3.4%€110k▼ 10.7%€125k▲ 12.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €392k
Fixed assets
€211k▲ 2.5%
Current assets
€180k▲ 13.6%
Equity and liabilities €392k
Equity
€259k▲ 92.7%
Debt
€133k▼ 42.4%
The debt ratio falls from 63.2% to 33.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€187k▲
2023 · €166k
Cash flow
€140k▲
2023 · €124k
Solvency
66.1%▲
2023 · 36.8%
Current ratio
6.24▲
2023 · 1.32
Quick ratio
6.24▲
2023 · 1.32
Debt / equity
0.51▼
2023 · 1.71
ROE
48.1%▼
2023 · 82.1%
ROA
31.8%▲
2023 · 30.2%
Interest coverage
87.71▲
2023 · 74.84
Debt
€133k▼
2023 · €230k
Debt ≤ 1 year
€29k▼
2023 · €120k
Debt > 1 year
€104k▼
2023 · €110k
Income taxes
€45k▲
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€365k€392k▲
Fixed assets21/28€206k€211k▲
Tangible fixed assets22/27€206k€211k▲
Land and buildings22€199k€207k▲
Furniture and vehicles24€7k€4k▼
Current assets29/58€159k€180k▲
Amounts receivable within one year40/41€36k€26k▼
Trade receivables40€35k€23k▼
Other amounts receivable41€589€3k▲
Cash at bank and in hand54/58€120k€151k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€365k€392k▲
Equity10/15€134k€259k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€114k€239k▲
Amounts payable17/49€230k€133k▼
Amounts payable after more than one year17€110k€104k▼
Financial debts170/4€110k€104k▼
Amounts payable within one year42/48€120k€29k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€107k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€167k€189k▲
Operating profit (loss)9901€152k€171k▲
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€150k€169k▲
Income taxes67/77€40k€45k▲
Profit (loss) for the period9904€110k€125k▲
Profit (loss) for the period to be appropriated9905€110k€125k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€239k▲
Profit (loss) brought forward from the previous period14P€4k€114k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €125k ▲12.9%
Operating result €171k, net result €125k, both a record.
31-12
Financial
Liquidity times 5current ratio 6.24
Current ratio from 1.32 to 6.24; short-term debt falls from €120k to €29k.
31-12
Financial
Equity above €200kEq €259k ▲92.7%
6 profitable years in a row build equity to €259k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €134k ▲457%
5 profitable years in a row build equity to €134k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 19.95
Current ratio from 8.12 to 19.95; short-term debt falls from €33k to €17k.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €98k ▼19.7%
Net result drops to €98k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €238k ▲69.7%
2 profitable years in a row build equity to €238k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allewaertstraat 72000 AntwerpenGround area
86 m²
Building footprint
86 m²
Volume, LiDAR
760 m³
Parcel 11811L3700/00H002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Laugino
since 20182.278.681.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3700/00H002 | Flanders | 86 m² | 1 · 86 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZOEBRA
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SYLVIE RUST
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.