AsbestAttest
ActiveSummary
AsbestAttest has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €57k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-10
Solvency96▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 7.3 in 2024; short-term debt: 10.6% and cash: 6.8% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
15.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
12 d early
2024
33 d early
2023
38 d early
2022
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€259k▲ 28.3%
2024 · €202k
2022: €44k
2023: €150k
2024: €202k
2022 → 2025
Total assets
€363k▲ 64.4%
2024 · €221k
2022: €67k
2023: €185k
2024: €221k
2022 → 2025
Net result
€57k▲ 10.5%
2024 · €52k
2022: €43k
2023: €106k
2024: €52k
2022 → 2025
Working capital
€25k▼ 79.8%
2024 · €122k
2022: €31k
2023: €75k
2024: €122k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€150k▲ 243%€202k▲ 34.4%€259k▲ 28.3%
Operating result€55k-€136k▲ 146%€65k▼ 52.0%€76k▲ 16.2%
Net result€43k-€106k▲ 149%€52k▼ 51.4%€57k▲ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€300k ▲ 279%
Current assets
€63k ▼ 55.3%
Equity and liabilities €363k
Equity
€259k ▲ 28.3%
Debt
€105k ▲ 438%
Debt's share of the balance-sheet total rises from 8.8% to 28.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2024 · €67k
Cash flow
€70k▲
2024 · €53k
Current ratio
1.64▼
2024 · 7.30
Debt to equity
0.40▲
2024 · 0.10
ROE
22.1%▼
2024 · 25.6%
ROA
15.7%▼
2024 · 23.4%
Interest coverage
22.72▼
2024 · 490.59
Debt ≤ 1 year
€39k▲
2024 · €19k
Debt > 1 year
€66k
Income taxes
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€363k▲
Fixed assets21/28€79k€300k▲
Tangible fixed assets22/27€79k€300k▲
Land and buildings22€73k€290k▲
Plant, machinery and equipment23€468€266▼
Furniture and vehicles24-€9k
Assets under construction and advance payments27€6k-
Current assets29/58€142k€63k▼
Amounts receivable within one year40/41€4k€39k▲
Trade receivables40€4k€33k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€138k€25k▼
Equity and liabilities
Total equity and liabilities10/49€221k€363k▲
Equity10/15€202k€259k▲
Contributions10/11€1k€1k=
Reserves13€201k€258k▲
Distributable reserves133€201k€258k▲
Amounts payable17/49€19k€105k▲
Amounts payable after more than one year17-€66k
Financial debts170/4-€66k
Amounts payable within one year42/48€19k€39k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€18k€10k▼
Taxes450/3€18k€10k▼
Other amounts payable47/48-€22k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€13k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€69k€91k▲
Operating profit (loss)9901€65k€76k▲
Financial income75/76B€12€7▼
Recurring financial income75€12€7▼
Financial charges65/66B€137€4k▲
Recurring financial charges65€137€4k▲
Profit (loss) for the period before taxes9903€65k€72k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€52k€57k▲
Profit (loss) for the period to be appropriated9905€52k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€57k▲
Transfer to equity691/2€52k€57k▲
To other reserves6921€52k€57k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.30
Current ratio from 3.16 to 7.30; short-term debt falls from €35k to €19k.
31-12
Financial
Equity above €200kEq €202k ▲34.4%
3 profitable years in a row build equity to €202k.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €106k ▲149%
Operating result €136k, net result €106k, both a record.
31-12
Financial
Equity above €100kEq €150k ▲243%
2 profitable years in a row build equity to €150k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Steenweg 3098420 De HaanGround area
6,077 m²
Building footprint
854 m²
Volume, LiDAR
1,580 m³
2 parcels, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AsbestAttest
since 20212.317.383.052
AsbestAttest
since 20252.370.109.084
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082C0373/00D000 | Flanders | 5,701 m² | 1 · 613 m² | - |
| 35007A0247/00C005 | Flanders | 375 m² | 1 · 241 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 348 EUR awarded · 348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 153 EUR | 153 EUR |
| 2024 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.