SWM GROUP

Active

Private limited companyfounded 20251 yr activeStationsstraat 21, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 1020.403.178

Summary

The computed 12-month bankruptcy probability of SWM GROUP is 2.7% (moderate). The 2025 annual accounts show negative equity (-€1,160) and a net result of -€1,160. Its net result ranks better than 32% of 12356 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SWM GROUPActive

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

1 site

Size

-€1,160equity 2025

Loss: -€1,160

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 2.7%

Too few figures to score

Structure

Accounts filed 3 d late0 of 1 deed read

Signals- Founded in 2025- Negative equity+ No annual accounts with figuresFiled after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (3,386 companies)

Last 21 months 03-2026: 1.6%lowest value 04-2026: 1.6%● 0.0% vs 03-2026lowest value 05-2026: 1.7%▲ +2.7% vs 04-2026 06-2026: 2.0%▲ +19.5% vs 05-2026 07-2026: 2.1%▲ +5.3% vs 06-2026 08-2026: 2.4%▲ +11.1% vs 07-2026 09-2026: 2.4%▲ +1.8% vs 08-2026 10-2026: 2.7%▲ +10.3% vs 09-2026highest value

Founded in 2025 raises the probability for this profile
No annual accounts with figures lowers the probability

Credit check for your own amount and term

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Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2025

In the bankruptcy model this factor raises the probability for this profile.

KBO

No annual accounts with figures

In the bankruptcy model this factor lowers the probability.

NBB · filings

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

3 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€1,160 View
Caution: Among the weakest 20% on equitysector median €58,742 · 12,380 companies -€1,160 View
Equity 2025first fiscal year filed -€1,160 View