SWM GROUP

Active

Private limited companyfounded 20251 yr activeStationsstraat 21, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 1020.403.178

Summary

SWM GROUP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,160) and a net result of -€1,160. Its net result ranks better than 32% of 12356 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

SWM GROUPActive

Risk analysis Report Compare

What they do

Agents in non-specialised wholesale trade

NACE 46190

1 site

How big

-€1,160equity 2025

Loss: -€1,160

Turnover not published (abridged schema)

Financially healthy?

Bankruptcy chance 12 m: 1.1%

Too few figures to score

Who decides

Accounts filed 3 d late0 of 1 deed read

Signals- Young company- Higher-failure-rate sector- Negative equityFiled after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Axes

Profitability-

Solvency-

Growth-

Track record67

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Wholesale trade (NACE 46)

about 21% more bankruptcies

← fewer bankruptcies more bankruptcies →

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

3 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€1,160 View
Caution: Among the weakest 20% on equitysector median €58,742 · 12,380 companies -€1,160 View
Equity 2025first fiscal year filed -€1,160 View