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SWM GROUP

Active
Private limited companyfounded 20251 yr activeStationsstraat 21, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 1020.403.178
Summary

SWM GROUP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,160) and a net result of -€1,160. Its net result ranks better than 32% of 11700 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
SWM GROUPActive
Risk analysis ReportCompare

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes
Profitability-
Solvency-
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
3 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 February 2025, SWM GROUP was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,160
Total assets
Not included in this filing
Net result
-€1,160
Working capital
Not included in this filing

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Debt
€1,160
Debt ≤ 1 year
€1,160
No debt to equity: equity is negative, so debt divided by equity means nothing.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 15 lines
Balance sheet Code2025
Equity and liabilities
Total equity and liabilities10/49€0
Equity10/15-€1,160
Profit (loss) carried forward14-€1,160
Amounts payable17/49€1,160
Amounts payable within one year42/48€1,160
Trade debts44€1,157
Suppliers440/4€1,157
Other amounts payable47/48€3
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€1,160
Gross operating margin9900-€1,160
Operating profit (loss)9901-€1,160
Profit (loss) for the period before taxes9903-€1,160
Profit (loss) for the period9904-€1,160
Profit (loss) for the period to be appropriated9905-€1,160
Appropriation of the result
Profit (loss) to be appropriated9906-€1,160
Line2025
Goods, raw materials, services and sundry goods60/61€1,160
Gross operating margin9900-€1,160
Operating profit (loss)9901-€1,160
Profit (loss) for the period before taxes9903-€1,160
Profit (loss) for the period9904-€1,160
Profit (loss) for the period to be appropriated9905-€1,160
Line2025
Equity and liabilities
Total equity and liabilities10/49€0
Equity10/15-€1,160
Profit (loss) carried forward14-€1,160
Amounts payable17/49€1,160
Amounts payable within one year42/48€1,160
Trade debts44€1,157
Suppliers440/4€1,157
Other amounts payable47/48€3
Line2025
Profit (loss) for the period9904-€1,160
Operating cash flow (approximation)-€1,160

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
444 m²
Building footprint
176 m²
Volume, LiDAR
1,029 m³
Parcel 41009B0404/00V004, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SWM GROUP
Stationsstraat 21, 9420 Erpe-MereAgents in non-specialised wholesale trade
since 20252.371.136.888
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41009B0404/00V004 Flanders 444 m² 1 · 176 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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Gent
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,138 companies in this sector we hold annual accounts for 2,575. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
49410Freight transport by road
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020403178
Also 9925:BE1020403178
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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