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M4NU

Active
Private limited companyfounded 20251 yr activeBeekstraat 79, 9800 Deinze, BelgiumKBO/BCE: BE 1020.623.310

M4NU has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 29% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
48 / 100
Fair
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency19
Growth-
Stability67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€4k
Total assets
€26k
Net result
€3k
Working capital
€-2k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €26k
Fixed assets €6k
Current assets €20k
Equity and liabilities €26k
Equity €4k
Debt €22k
Debt finances 85.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9k
Cash flow
€4k
Solvency
14.6%
Current ratio
0.92
Quick ratio
0.92
Debt / equity
5.87
ROE
91.1%
ROA
13.3%
Interest coverage
5.71
Debt
€22k
Debt ≤ 1 year
€21k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€26k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Furniture and vehicles24€971
Other tangible fixed assets26€5k
Current assets29/58€20k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€1k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€26k
Equity10/15€4k
Contributions10/11€2k
Reserves13€2k
Distributable reserves133€2k
Profit (loss) carried forward14€0
Amounts payable17/49€22k
Amounts payable within one year42/48€21k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€8k
Taxes450/3€5k
Remuneration and social security454/9€3k
Other amounts payable47/48€12k
Accrued charges and deferred income492/3€480
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€722
Other operating charges640/8€753
Gross operating margin9900€10k
Operating profit (loss)9901€8k
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€3k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€2k
To other reserves6921€2k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beekstraat 799800 Deinze
Ground area
818 m²
Building footprint
193 m²
Volume, LiDAR
1,013 m³
Parcel 44004A0636/00F000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M4NU
Beekstraat 79, 9800 DeinzeAgents in non-specialised wholesale trade
since 20252.371.102.345
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44004A0636/00F000 Flanders 818 m² 1 · 193 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 814 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-03-2025
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.