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SWIMMY

Active
Private limited companyfounded 200521 yrs activePloegstraat 9, 3600 Genk, BelgiumKBO/BCE: BE 0874.903.574
Summary

SWIMMY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €876,528 and a net result of €33,705. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 73% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SWIMMYActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Public relations and communication consultancy
NACE 73300NACE 70210NACE 74141
1 site
Size
€1.1mtotal assets 2025
Equity
€876,528
Profit
€33,705
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
2
Accounts 22 d early0 of 6 deeds read
Why 93- Liquidity: current ratio 0.25, cash €25,384+ Size: total assets €1.1m+ Figures for FY 2025 (filed 08-04-2026)+ Founded in 2005Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.7% of total assets
Liquidity 50-5
short-term debt 14.9% · cash 2.2%
Profitability 72-7
return on assets 2.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +4.5% vs 11-2024 01-2025: 0.1%▲ +14.5% vs 12-2024 02-2025: 0.1%▲ +3.8% vs 01-2025 03-2025: 0.1%▲ +29.3% vs 02-2025 04-2025: 0.2%▲ +57.5% vs 03-2025highest value 05-2025: < 0.1%▼ -72.5% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%▲ +2.2% vs 11-2025 01-2026: < 0.1%▲ +4.3% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +14.3% vs 02-2026 04-2026: 0.1%▲ +102% vs 03-2026 05-2026: 0.1%▼ -47.8% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €1.1m lowers the probability for this profile
  • Figures for FY 2025 (filed 08-04-2026) lowers the probability
  • Liquidity: current ratio 0.25, cash €25,384 raises the probability
  • Founded in 2005 lowers the probability for this profile
Credit up to €80,000 at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.75 in 2024; short-term debt: 14.9% and cash: 2.2% of total assets), and 23.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 87%, liquidity 33%, profitability 43%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.25, cash €25,384
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
1 d early
2023
40 d early
2022
24 d early
2021
8 d early
2020
21 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Result fell in 2025from €104,244 to €33,705 ▼ 67.7% View
  • Positive: Among the best 5% on equitysector median €59,047 · 8,134 companies €876,528 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€33,705
Solvency
76.7%
Total assets▼ 6.0%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 30-04-2027
  1. 08-04-2026Annual accounts filed
  2. 29-04-2025Annual accounts filed
  3. 21-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
06-07-2005
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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