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SVR

Active
Private limited companyfounded 20242 yrs activeMinervastraat 4, 8870 Izegem, BelgiumKBO/BCE: BE 1013.204.986
Summary

SVR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €48k. Its solvency ranks better than 40% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.71; short-term debt: 53.3% and cash: 8.9% of total assets), and 70.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.5%
Return on assets
29.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€48k
Total assets
€163k
Net result
€48k
Working capital
€-25k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €163k
Fixed assets €101k
Current assets €62k
Equity and liabilities €163k
Equity €48k
Debt €115k
Debt finances 70.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€92k
Cash flow
€66k
Current ratio
0.71
Quick ratio
0.39
Debt to equity
2.39
ROE
99.7%
ROA
29.4%
Interest coverage
9.90
Debt ≤ 1 year
€87k
Debt > 1 year
€28k
Income taxes
€19k
Staff costs
€21k
Filed annual accounts As filed with the NBB · 2025 · 49 lines
Balance sheet Code2025
Assets
Total assets20/58€163k
Fixed assets21/28€101k
Tangible fixed assets22/27€98k
Plant, machinery and equipment23€54k
Furniture and vehicles24€43k
Financial fixed assets28€3k
Current assets29/58€62k
Stocks and contracts in progress3€27k
Stocks30/36€27k
Amounts receivable within one year40/41€18k
Trade receivables40€6k
Other amounts receivable41€12k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€163k
Equity10/15€48k
Contributions10/11€1k
Reserves13€45k
Distributable reserves133€45k
Profit (loss) carried forward14€2k
Amounts payable17/49€115k
Amounts payable after more than one year17€28k
Financial debts170/4€28k
Amounts payable within one year42/48€87k
Current portion of amounts payable after more than one year42€12k
Trade debts44€30k
Suppliers440/4€30k
Taxes, remuneration and social security45€27k
Taxes450/3€24k
Remuneration and social security454/9€4k
Other amounts payable47/48€18k
Income statement Code2025
Remuneration, social security and pensions62€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k
Other operating charges640/8€4k
Gross operating margin9900€117k
Operating profit (loss)9901€74k
Financial income75/76B€2k
Recurring financial income75€2k
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€67k
Income taxes67/77€19k
Profit (loss) for the period9904€48k
Profit (loss) for the period to be appropriated9905€48k
Appropriation of the result
Profit (loss) to be appropriated9906€48k
Transfer to equity691/2€45k
To other reserves6921€45k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Remuneration, social security and pensions62€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k
Other operating charges640/8€4k
Gross operating margin9900€117k
Operating profit (loss)9901€74k
Financial income75/76B€2k
Recurring financial income75€2k
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€67k
Income taxes67/77€19k
Profit (loss) for the period9904€48k
Profit (loss) for the period to be appropriated9905€48k
Line2025
Assets
Total assets20/58€163k
Fixed assets21/28€101k
Tangible fixed assets22/27€98k
Plant, machinery and equipment23€54k
Furniture and vehicles24€43k
Financial fixed assets28€3k
Current assets29/58€62k
Stocks and contracts in progress3€27k
Stocks30/36€27k
Amounts receivable within one year40/41€18k
Trade receivables40€6k
Other amounts receivable41€12k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€163k
Equity10/15€48k
Contributions10/11€1k
Reserves13€45k
Distributable reserves133€45k
Profit (loss) carried forward14€2k
Amounts payable17/49€115k
Amounts payable after more than one year17€28k
Financial debts170/4€28k
Amounts payable within one year42/48€87k
Current portion of amounts payable after more than one year42€12k
Trade debts44€30k
Suppliers440/4€30k
Taxes, remuneration and social security45€27k
Taxes450/3€24k
Remuneration and social security454/9€4k
Other amounts payable47/48€18k
Line2025
Profit (loss) for the period9904€48k
+ Depreciation and write-downs630€18k
Operating cash flow (approximation)€66k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,517 m²
Building footprint
336 m²
Volume, LiDAR
1 m³
Parcel 36494D0544/00V000, Flanders · tallest building 0.5 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SVR
Minervastraat 4, 8870 IzegemNACE 45111
since 20242.363.427.071
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36494D0544/00V000 Flanders 1,517 m² 1 · 336 m² 0.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,376 companies in sector 95311 we hold annual accounts for 2,961. 2,096 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)

Scores and ratios are computed by Checked and are not a credit decision.