DBMS Garage
ActiveDBMS Garage has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €84k. Its solvency ranks better than 70% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.06; short-term debt: 40.1% and cash: 15.6% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
59.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€84k
Total assets
€141k
Net result
€84k
Working capital
€60k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €141k
Fixed assets
€24k
Current assets
€117k
Equity and liabilities €141k
Equity
€84k
Debt
€57k
Debt finances 40.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€112k
Cash flow
€89k
Solvency
59.7%
Current ratio
2.06
Quick ratio
2.06
Debt / equity
0.67
ROE
100.0%
ROA
59.7%
Interest coverage
1226.45
Debt
€57k
Debt ≤ 1 year
€57k
Income taxes
€23k
Staff costs
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€141k
Fixed assets21/28€24k
Tangible fixed assets22/27€24k
Land and buildings22€1k
Plant, machinery and equipment23€16k
Furniture and vehicles24€7k
Current assets29/58€117k
Amounts receivable within one year40/41€95k
Trade receivables40€34k
Other amounts receivable41€61k
Cash at bank and in hand54/58€22k
Equity and liabilities
Total equity and liabilities10/49€141k
Equity10/15€84k
Profit (loss) carried forward14€84k
Amounts payable17/49€57k
Amounts payable within one year42/48€57k
Trade debts44€10k
Suppliers440/4€10k
Advances received on contracts in progress46€10k
Taxes, remuneration and social security45€36k
Taxes450/3€30k
Remuneration and social security454/9€6k
Accrued charges and deferred income492/3€165
Income statement
Code2025
Remuneration, social security and pensions62€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€64
Gross operating margin9900€114k
Operating profit (loss)9901€107k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€107k
Income taxes67/77€23k
Profit (loss) for the period9904€84k
Profit (loss) for the period to be appropriated9905€84k
Appropriation of the result
Profit (loss) to be appropriated9906€84k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Andenne 25340 GesvesGround area
900 m²
Building footprint
74 m²
Parcel 92042D0261/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBMS Garage
since 20252.370.130.167
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042D0261/00B002 | Wallonia | 900 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kiliccars
BE 0821.227.437
Heusden-Zolder · Eq €84k
CARROSSERIE CINCAR
BE 0477.395.891
Lier · Eq €84k
CARROSSERIE FENIKS
BE 0879.658.554
Ternat · Eq €85k
PRESTICAR
BE 0425.911.756
Beersel · Eq €83k
MAGIC DSP
BE 0732.880.827
Tournai · Eq €85k
Of 1,876 companies in sector 95314 we hold annual accounts for 847. 686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2025
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
95315Tyre services
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.