SVM Publishing
ActiveSVM Publishing has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €148k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 677 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-1
Solvency43▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.23 in 2024; short-term debt: 55.8% and cash: 36.9% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
17.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
50 d early
2024
50 d early
2023
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 34.5%
2024 · €112k
2023: €81k
2024: €112k
2023 → 2025
Total assets
€826k▲ 43.9%
2024 · €574k
2023: €508k
2024: €574k
2023 → 2025
Net result
€148k▲ 35.6%
2024 · €109k
2023: €18k
2024: €109k
2023 → 2025
Working capital
€164k▲ 155%
2024 · €64k
2023: €68k
2024: €64k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€81k-€112k▲ 38.2%€150k▲ 34.5%
Operating result€28k-€153k▲ 452%€213k▲ 39.5%
Net result€18k-€109k▲ 503%€148k▲ 35.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826k
Fixed assets
€201k▼ 12.1%
Current assets
€625k▲ 80.9%
Equity and liabilities €826k
Equity
€150k▲ 34.5%
Debt
€676k▲ 46.1%
The debt ratio rises from 80.5% to 81.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€227k▲
2024 · €162k
Cash flow
€161k▲
2024 · €118k
Solvency
18.2%▼
2024 · 19.5%
Current ratio
1.36▲
2024 · 1.23
Quick ratio
1.18▲
2024 · 1.03
Debt / equity
4.49▲
2024 · 4.14
ROE
98.1%▲
2024 · 97.4%
ROA
17.9%▼
2024 · 19.0%
Interest coverage
11.79▼
2024 · 11.87
Debt
€676k▲
2024 · €462k
Debt ≤ 1 year
€461k▲
2024 · €281k
Debt > 1 year
€215k▲
2024 · €181k
Income taxes
€47k▲
2024 · €33k
Staff costs
€98k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€574k€826k▲
Fixed assets21/28€229k€201k▼
Tangible fixed assets22/27€229k€201k▼
Land and buildings22€184k€178k▼
Furniture and vehicles24€29k€11k▼
Leasing and similar rights25€16k€12k▼
Current assets29/58€345k€625k▲
Stocks and contracts in progress3€55k€82k▲
Stocks30/36€55k€82k▲
Amounts receivable within one year40/41€144k€228k▲
Trade receivables40€131k€226k▲
Other amounts receivable41€13k€2k▼
Cash at bank and in hand54/58€144k€304k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€574k€826k▲
Equity10/15€112k€150k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€110k€148k▲
Amounts payable17/49€462k€676k▲
Amounts payable after more than one year17€181k€215k▲
Financial debts170/4€181k€215k▲
Amounts payable within one year42/48€281k€461k▲
Current portion of amounts payable after more than one year42€17k€38k▲
Financial debts43€25k€50k▲
Credit institutions430/8€25k€50k▲
Trade debts44€156k€252k▲
Suppliers440/4€156k€252k▲
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€66k€109k▲
Income statement
Code20242025
Remuneration, social security and pensions62€81k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€245k€331k▲
Operating profit (loss)9901€153k€213k▲
Financial income75/76B€2k€66▼
Recurring financial income75€2k€66▼
Financial charges65/66B€14k€19k▲
Recurring financial charges65€14k€19k▲
Profit (loss) for the period before taxes9903€141k€194k▲
Income taxes67/77€33k€47k▲
Profit (loss) for the period9904€109k€148k▲
Profit (loss) for the period to be appropriated9905€109k€148k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€257k▲
Profit (loss) brought forward from the previous period14P€79k€110k▲
Profit to be distributed694/7€78k€109k▲
Return on contributions (dividend)694€78k€109k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €148k ▲35.6%
Operating result €213k, net result €148k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲34.5%
3 profitable years in a row build equity to €150k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €112k ▲38.2%
2 profitable years in a row build equity to €112k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vendoornstraat(MEL) 799120 Beveren-Kruibeke-ZwijndrechtGround area
546 m²
Building footprint
136 m²
Volume, LiDAR
738 m³
Parcel 46016E0148/00G000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SVM Publishing
since 20232.351.774.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016E0148/00G000 | Flanders | 546 m² | 1 · 136 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 989 EUR awarded · 989 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 989 EUR | 989 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 1,111 companies in sector 58110 we hold annual accounts for 363. 268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end31-12
Activities, NACEBEL
58110Book publishing
47120Other non-specialised retail sale
47610Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47910Retail trade
58190Other publishing activities, excluding software publishing
82300Organisation of conventions and trade shows
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.svmpublishing.be
E-mail:info@svmpublishing.be