Gompel & Svacina
ActiveGompel & Svacina has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €400k. Equity is shrinking by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
70.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 256 sector peers (2025).
NBB · sector comparisonPosition among 256 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
36 d early
2023
29 d late
2022
4 d late
2021
30 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3k=
2024 · €3k
2019: €82k
2020: €76k
2021: €264k
2022: €263k
2023: €3k
2024: €3k
2019 → 2025
Total assets
€568k▲ 13.7%
2024 · €499k
2019: €469k
2020: €464k
2021: €521k
2022: €530k
2023: €501k
2024: €499k
2019 → 2025
Net result
€400k▲ 19.5%
2024 · €334k
2019: €6k
2020: €-6k
2021: €267k
2022: €260k
2023: €314k
2024: €334k
2019 → 2025
Working capital
€134k▲ 18.3%
2024 · €113k
2019: €287k
2020: €214k
2021: €379k
2022: €391k
2023: €119k
2024: €113k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€263k▼ 0.5%€3k▼ 98.9%€3k=€3k=
Operating result€353k-€345k▼ 2.3%€413k▲ 19.8%€437k▲ 5.7%€547k▲ 25.2%
Net result€267k-€260k▼ 2.9%€314k▲ 20.9%€334k▲ 6.5%€400k▲ 19.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €568k
Fixed assets
€3k▲ 384%
Current assets
€565k▲ 13.2%
Equity and liabilities €568k
Equity
€3k=
Debt
€565k▲ 13.7%
The debt ratio rises from 99.4% to 99.5%. Debt is higher.
Key figures and ratios
EBITDA
€548k▲
2024 · €437k
Cash flow
€401k▲
2024 · €335k
Solvency
0.5%▼
2024 · 0.6%
Current ratio
1.31▲
2024 · 1.29
Quick ratio
1.31▲
2024 · 1.29
ROA
70.4%▲
2024 · 67.0%
Interest coverage
22.69▼
2024 · 149.03
Debt
€565k▲
2024 · €497k
Debt ≤ 1 year
€431k▲
2024 · €386k
Income taxes
€128k▲
2024 · €107k
Staff costs
€102k▼
2024 · €116k
A ratio outside any meaningful range has been withheld (balance sheet total €568k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€499k€568k▲
Fixed assets21/28€597€3k▲
Intangible fixed assets21€597€3k▲
Current assets29/58€499k€565k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€68k€92k▲
Trade receivables40€68k€92k▲
Other amounts receivable41€26€26=
Cash at bank and in hand54/58€428k€470k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€499k€568k▲
Equity10/15€3k€3k=
Contributions10/11€1k€1k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Amounts payable17/49€497k€565k▲
Amounts payable within one year42/48€386k€431k▲
Trade debts44€28k€26k▼
Suppliers440/4€28k€26k▼
Taxes, remuneration and social security45€19k€50k▲
Taxes450/3€5k€37k▲
Remuneration and social security454/9€14k€12k▼
Other amounts payable47/48€338k€355k▲
Accrued charges and deferred income492/3€111k€134k▲
Income statement
Code20242025
Remuneration, social security and pensions62€116k€102k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€365€803▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€4k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€556k€655k▲
Operating profit (loss)9901€437k€547k▲
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€3k€24k▲
Recurring financial charges65€3k€24k▲
Profit (loss) for the period before taxes9903€441k€528k▲
Income taxes67/77€107k€128k▲
Profit (loss) for the period9904€334k€400k▲
Profit (loss) for the period to be appropriated9905€334k€400k▲
Appropriation of the result
Profit (loss) to be appropriated9906€334k€400k▲
Profit to be distributed694/7€334k€400k▲
Return on contributions (dividend)694€334k€400k▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €400k ▲19.5%
Operating result €547k, net result €400k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Back to profitnet €267k
Net result €267k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.81
Current ratio from 1.87 to 3.81; short-term debt falls from €246k to €135k.
31-12
Financial
Equity above €200kEq €264k ▲248%
Equity rises from €76k to €264k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-6k ▼205%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gyselstraat 949100 Sint-NiklaasGround area
4,395 m²
Building footprint
1,491 m²
Volume, LiDAR
13,259 m³
2 parcels, Flanders · tallest building 24.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Gompel & Svacina
since 20182.273.074.838
Gompel & Svacina
since 20212.319.528.930
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3972/00Z000 | Flanders | 3,696 m² | 1 · 1,365 m² | 24.5 m · 3 fl. |
| 46017B0474/00H003 | Flanders | 699 m² | 1 · 126 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,112 companies in sector 58110 we hold annual accounts for 363. 93 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end31-12
Activities, NACEBEL
58110Book publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.