SURLO
ActiveSummary
The computed 12-month bankruptcy probability of SURLO is 1.7% (moderate). The 2025 annual accounts show equity of €24,614 and a net result of -€25,386. Its solvency ranks better than 9% of 7868 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability15
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.78; short-term debt: 96.2% and cash: 33.7% of total assets), and 97.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.6%
Return on assets
-2.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7868 sector peers (2025).
NBB · sector comparisonPosition among 7868 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€24,614
Total assets
€958,767
Net result
-€25,386
Working capital
-€200,026
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €958,767
Fixed assets
€236,322
Current assets
€722,445
Equity and liabilities €958,767
Equity
€24,614
Debt
€934,153
Debt finances 97.4% of the balance-sheet total.
Key figures and ratios
EBITDA
-€1,348
Cash flow
-€11,752
Current ratio
0.78
Quick ratio
0.57
Debt to equity
37.95
ROE
-103.1%
ROA
-2.6%
Interest coverage
-0.13
Debt ≤ 1 year
€922,471
Debt > 1 year
€11,682
Staff costs
€90,557
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €90,557 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,634 |
| Other operating charges640/8 | €1,660 |
| Gross operating margin9900 | €90,869 |
| Operating profit (loss)9901 | -€14,981 |
| Financial income75/76B | €131 |
| Recurring financial income75 | €131 |
| Financial charges65/66B | €10,536 |
| Recurring financial charges65 | €10,536 |
| Profit (loss) for the period before taxes9903 | -€25,386 |
| Profit (loss) for the period9904 | -€25,386 |
| Profit (loss) for the period to be appropriated9905 | -€25,386 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €958,767 | |
| Fixed assets21/28 | €236,322 | |
| Intangible fixed assets21 | €9,512 | |
| Tangible fixed assets22/27 | €226,810 | |
| Plant, machinery and equipment23 | €202,998 | |
| Furniture and vehicles24 | €23,812 | |
| Current assets29/58 | €722,445 | |
| Stocks and contracts in progress3 | €194,642 | |
| Stocks30/36 | €194,642 | |
| Amounts receivable within one year40/41 | €199,895 | |
| Trade receivables40 | €109,029 | |
| Other amounts receivable41 | €90,866 | |
| Cash at bank and in hand54/58 | €323,155 | |
| Deferred charges and accrued income490/1 | €4,753 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €958,767 | |
| Equity10/15 | €24,614 | |
| Contributions10/11 | €50,000 | |
| Profit (loss) carried forward14 | -€25,386 | |
| Amounts payable17/49 | €934,153 | |
| Amounts payable after more than one year17 | €11,682 | |
| Financial debts170/4 | €11,682 | |
| Amounts payable within one year42/48 | €922,471 | |
| Current portion of amounts payable after more than one year42 | €8,386 | |
| Financial debts43 | €250,000 | |
| Credit institutions430/8 | €250,000 | |
| Trade debts44 | €117,722 | |
| Suppliers440/4 | €117,722 | |
| Taxes, remuneration and social security45 | €6,052 | |
| Taxes450/3 | €315 | |
| Remuneration and social security454/9 | €5,737 | |
| Other amounts payable47/48 | €540,311 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€25,386 |
| + Depreciation and write-downs630 | €13,634 |
| Operating cash flow (approximation) | -€11,752 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2024
Ground area
4,199 m²
Building footprint
1,953 m²
Volume, LiDAR
14,706 m³
Parcel 71353E0877/00C000, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
SURLO
since 20242.368.363.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0877/00C000 | Flanders | 4,199 m² | 1 · 1,953 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PORTILHO CLEANS
BE 0694.766.656
Hoeilaart · Eq €24,621
BDC Projects
BE 0757.692.932
Pajottegem · Eq €24,631
LA BELLE MAISON
BE 0545.788.712
Anderlecht · Eq €24,595
CS Works
BE 0798.865.472
Overijse · Eq €24,641
B.M.O. CONCEPT
BE 0686.628.356
Zaventem · Eq €24,666
Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,459 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.