Summary
ELYS GROUPE has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €506k and a net result of €88k. Equity is growing by ~63% per year across the filed fiscal years. Its solvency ranks better than 58% of 7777 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
24 d early
2023
19 d early
2022
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€88k▲ 2.5%
2024 · €86k
2022: €6k
2023: €106k
2024: €86k
2022 → 2025
Working capital
€-230k▲ 13.8%
2024 · €-266k
2022: €-338k
2023: €-299k
2024: €-266k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€132k▲ 400%€418k▲ 216%€506k▲ 21.1%
Operating result€12k-€-22k€19k€-41k
Net result€6k-€106k▲ 1,552%€86k▼ 18.7%€88k▲ 2.5%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €41k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €991k
Fixed assets
€897k ▼ 2.4%
Current assets
€95k ▼ 14.8%
Equity and liabilities €991k
Equity
€506k ▲ 21.1%
Debt
€485k ▼ 20.7%
Debt's share of the balance-sheet total falls from 59.4% to 48.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.4%▼
2024 · 20.6%
ROA
8.9%▲
2024 · 8.3%
Debt ≤ 1 year
€324k▼
2024 · €377k
Debt > 1 year
€161k▼
2024 · €234k
Income taxes
€9k▼
2024 · €10k
Staff costs
€51k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€991k▼
Fixed assets21/28€919k€897k▼
Tangible fixed assets22/27€119k€97k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€36k€35k▼
Leasing and similar rights25€82k€61k▼
Financial fixed assets28€800k€800k=
Current assets29/58€111k€95k▼
Amounts receivable within one year40/41€88k€20k▼
Trade receivables40€30k€15k▼
Other amounts receivable41€59k€5k▼
Cash at bank and in hand54/58€20k€72k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€991k▼
Equity10/15€418k€506k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€200k€200k=
Reserves13€195k€283k▲
Distributable reserves133€195k€283k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€612k€485k▼
Amounts payable after more than one year17€234k€161k▼
Financial debts170/4€234k€161k▼
Amounts payable within one year42/48€377k€324k▼
Current portion of amounts payable after more than one year42€72k€73k▲
Trade debts44€33k€26k▼
Suppliers440/4€33k€26k▼
Taxes, remuneration and social security45€31k€58k▲
Taxes450/3€27k€51k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€241k€166k▼
Income statement
Code20242025
Remuneration, social security and pensions62€43k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€35k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€95k€50k▼
Operating profit (loss)9901€19k€-41k▼
Financial income75/76B€92k€149k▲
Recurring financial income75€92k€149k▲
Financial charges65/66B€16k€10k▼
Recurring financial charges65€16k€10k▼
Profit (loss) for the period before taxes9903€96k€97k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€86k€88k▲
Profit (loss) for the period to be appropriated9905€86k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€91k▼
Profit (loss) brought forward from the previous period14P€7k€3k▼
Transfer to equity691/2€90k€88k▼
To other reserves6921€90k€88k▼
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €506k ▲21.1%
4 profitable years in a row build equity to €506k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200kEq €418k ▲216%
3 profitable years in a row build equity to €418k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €106k ▲1552%
Net result €106k, the highest in the series.
31-12
Financial
Equity above €100kEq €132k ▲400%
2 profitable years in a row build equity to €132k.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etalle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoning du Magenot, Ste-Marie 126740 EtalleGround area
3,217 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
ELYS GROUPE
since 20222.329.315.735
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85009C2582/00A000 | Wallonia | 2,228 m² | - | - |
| 85033A1501/00X003 | Wallonia | 990 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROMETHIQUE
BE 0553.598.004
Saint-Hubert · Eq €506,168
ANTOVICTO
BE 0899.960.555
Mouscron · Eq €506,346
ZUUVR
BE 0733.707.604
Beringen · Eq €506,402
PRO RAMEN
BE 0685.391.310
Sint-Agatha-Berchem · Eq €506,477
DEGRE 12
BE 0457.464.470
Aiseau-Presles · Eq €507,198
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
43120Site preparation
43211General electrical installation work
43212Electrical installation work in industrial facilities
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jean-francois.kaiser@ardenneetgaume.be
Phone:+32472275646