OC CONCEPT

Active

Private limited companyfounded 2024active for 1 yearBeukenstraat 118, 9255 Buggenhout, BelgiumKBO/BCE: BE 1017.695.591

Summary

The computed 12-month bankruptcy probability of OC CONCEPT is 2.4% (moderate). The 2025 annual accounts show equity of €72,711 and a net result of €52,711. Its solvency ranks better than 20% of 1,502 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

OC CONCEPTActiveChecked score 52/100

Risk analysis Report Compare

Activity

Landscape service activities

NACE 81300Other specialised construction activities NACE 43990

1 site

Size

€453,643total assets 2025

Staff: 2.3 FTE
Equity: €72,711
Profit: €52,711

Turnover not published (abbreviated format)

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.4%

Structure

Accounts 53 days early0 of 1 deed read

Why 52raises riskFounded in 2024Liquidity: current ratio 0.44, cash €3,038Sector: Services to buildings and landscape activities (NACE 81)Equity €72,711 (16.0% of total assets)Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 36% of its sector peers (NACE 81, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 41

equity 16.0% of total assets

Liquidity 28

short-term debt 45.9% · cash 0.7%

Profitability 83

return on assets 11.6%

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,673 companies, NACE 81, micro)

Last 24 months 01-2026: 2.0%lowest value 02-2026: 2.0%● unchanged vs 01-2026lowest value 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.4 percentage points vs 03-2026 05-2026: 2.5%▲ +0.1 percentage points vs 04-2026 06-2026: 2.8%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 2.2%▼ -0.6 percentage points vs 06-2026 08-2026: 2.4%▲ +0.2 percentage points vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.44, below 1; short-term debt: 45.9% and cash: 0.7% of total assets), and 84% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 23% on solvency, 19% on liquidity and 65% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.