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SuR

Active
Private limited companyfounded 20215 yrs activeTen Boslaan 21, 2980 Zoersel, BelgiumKBO/BCE: BE 0761.777.127

SuR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €24k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
93 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 10.21 against 5.04 in 2024), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.4%
Return on assets
14.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
25 d early
2024
35 d late
2023
5 d late
2022
25 d late
2021
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€70k▼ 9.5%
2023 · €78k
2023: €78k
2023 → 2024
EBIT margin
59.7%▼ 6.9pp
2023 · 66.6%
2023: 66.6%
2023 → 2024
Net result
€24k▼ 16.4%
2024 · €29k
2021: €-1k 2022: €45k 2023: €36k 2024: €29k
2021 → 2025
Working capital
€149k▲ 19.6%
2024 · €124k
2021: €21k 2022: €65k 2023: €96k 2024: €124k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€78k€70k▼ 9.5%
Equity€19k-€64k▲ 235%€100k▲ 57.0%€128k▲ 28.6%€152k▲ 18.6%
Operating result€-373-€58k€52k▼ 10.6%€42k▼ 18.9%€29k▼ 30.7%
Net result€-1k-€45k€36k▼ 18.8%€29k▼ 21.3%€24k▼ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €-373€-373Net result 2021: €-1k€-1kOperating result 2022: €58k€58kNet result 2022: €45k€45kOperating result 2023: €52k€52kNet result 2023: €36k€36kOperating result 2024: €42k€42kNet result 2024: €29k€29kOperating result 2025: €29k€29kNet result 2025: €24k€24k20212022202320242025
The operating result has fallen three years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets €4k▼ 13.0%
Current assets €165k▲ 6.3%
Equity and liabilities €168k
Equity €152k▲ 18.6%
Debt €16k▼ 47.6%
The debt ratio falls from 19.3% to 9.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31k
2024 · €44k
Cash flow
€25k
2024 · €30k
Solvency
90.4%
2024 · 80.7%
Current ratio
10.21
2024 · 5.04
Quick ratio
10.21
2024 · 5.04
Debt / equity
0.11
2024 · 0.24
ROE
15.7%
2024 · 22.2%
ROA
14.2%
2024 · 17.9%
Interest coverage
8.07
2024 · 21.15
Debt
€16k
2024 · €31k
Debt ≤ 1 year
€16k
2024 · €31k
Income taxes
€9k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€159k€168k
Fixed assets21/28€4k€4k
Tangible fixed assets22/27€4k€4k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€2k€2k
Other tangible fixed assets26€388€286
Current assets29/58€155k€165k
Amounts receivable within one year40/41€613€6k
Other amounts receivable41€613€6k
Current investments50/53€89k€89k=
Cash at bank and in hand54/58€66k€69k
Deferred charges and accrued income490/1€18€0
Equity and liabilities
Total equity and liabilities10/49€159k€168k
Equity10/15€128k€152k
Contributions10/11€20k€20k=
Profit (loss) carried forward14€108k€132k
Amounts payable17/49€31k€16k
Amounts payable within one year42/48€31k€16k
Trade debts44€15k€12k
Suppliers440/4€15k€12k
Advances received on contracts in progress46€4k€4k=
Taxes, remuneration and social security45€12k€44
Taxes450/3€12k€44
Other amounts payable47/48€449€0
Income statement Code20242025
Turnover70€70k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€26k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€8k€578
Gross operating margin9900€52k€31k
Operating profit (loss)9901€42k€29k
Financial income75/76B€317€7k
Recurring financial income75€317€7k
Financial charges65/66B€2k€4k
Recurring financial charges65€2k€4k
Profit (loss) for the period before taxes9903€40k€32k
Income taxes67/77€12k€9k
Profit (loss) for the period9904€29k€24k
Profit (loss) for the period to be appropriated9905€29k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€108k€132k
Profit (loss) brought forward from the previous period14P€80k€108k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity doublescurrent ratio 10.21
Current ratio from 5.04 to 10.21; short-term debt falls from €31k to €16k.
31-12
Financial Equity above €150kEq €152k ▲18.6%
4 profitable years in a row build equity to €152k.
04-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial Equity above €100kEq €128k ▲28.6%
3 profitable years in a row build equity to €128k.
05-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial Back to profitnet €45k
Net result €45k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ten Boslaan 212980 Zoersel
Ground area
3,218 m²
Building footprint
215 m²
Volume, LiDAR
1,069 m³
Parcel 11055C0281/00L000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SuR
Ten Boslaan 21, 2980 ZoerselAgents specialised in the wholesale of other particular products
since 20212.312.951.835
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11055C0281/00L000 Flanders 3,218 m² 1 · 215 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,422 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-01-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.