SUPERMARKT DE EIK
ActiveSUPERMARKT DE EIK has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €508k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+43
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.39 in 2024), but 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
14.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.3M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
16 d late
2023
34 d early
2022
2 d late
2021
2 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€508k▼ 1.0%
2024 · €513k
2018: €67k
2019: €120k
2020: €185k
2021: €-98k
2022: €-210k
2023: €508k
2024: €513k
2018 → 2025
Working capital
€935k▲ 93.8%
2024 · €482k
2018: €-201k
2019: €-279k
2020: €-198k
2021: €109k
2022: €-217k
2023: €335k
2024: €482k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€-90k€419k€791k▲ 89.1%€1.30M▲ 64.2%
Operating result€-84k-€-173k▼ 105%€515k€680k▲ 32.1%€624k▼ 8.1%
Net result€-98k-€-210k▼ 115%€508k€513k▲ 0.9%€508k▼ 1.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.52M
Fixed assets
€1.72M▼ 11.7%
Current assets
€1.80M▲ 3.8%
Equity and liabilities €3.52M
Equity
€1.30M▲ 64.2%
Debt
€2.22M▼ 23.2%
The debt ratio falls from 78.5% to 63.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€875k▼
2024 · €912k
Cash flow
€758k▲
2024 · €745k
Solvency
36.9%▲
2024 · 21.5%
Current ratio
2.08▲
2024 · 1.39
Quick ratio
1.62▲
2024 · 1.10
Debt / equity
1.71▼
2024 · 3.65
ROE
39.1%▼
2024 · 64.8%
ROA
14.4%▲
2024 · 13.9%
Interest coverage
14.73▲
2024 · 12.83
Debt
€2.22M▼
2024 · €2.89M
Debt ≤ 1 year
€864k▼
2024 · €1.25M
Debt > 1 year
€1.35M▼
2024 · €1.63M
Income taxes
€77k▼
2024 · €118k
Staff costs
€734k▲
2024 · €678k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.68M€3.52M▼
Fixed assets21/28€1.95M€1.72M▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€1.94M€1.71M▼
Land and buildings22€327k€311k▼
Plant, machinery and equipment23€513k€447k▼
Leasing and similar rights25€158k€137k▼
Other tangible fixed assets26€942k€818k▼
Financial fixed assets28€7k€7k=
Current assets29/58€1.73M€1.80M▲
Stocks and contracts in progress3€352k€398k▲
Stocks30/36€352k€398k▲
Amounts receivable within one year40/41€1.14M€1.05M▼
Trade receivables40€95k€97k▲
Other amounts receivable41€1.04M€953k▼
Cash at bank and in hand54/58€238k€350k▲
Deferred charges and accrued income490/1€6k€849▼
Equity and liabilities
Total equity and liabilities10/49€3.68M€3.52M▼
Equity10/15€791k€1.30M▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€591k€1.10M▲
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€571k€1.08M▲
Amounts payable17/49€2.89M€2.22M▼
Amounts payable after more than one year17€1.63M€1.35M▼
Financial debts170/4€1.63M€1.35M▼
Amounts payable within one year42/48€1.25M€864k▼
Current portion of amounts payable after more than one year42€381k€293k▼
Trade debts44€416k€275k▼
Suppliers440/4€416k€275k▼
Taxes, remuneration and social security45€119k€115k▼
Taxes450/3-€153
Remuneration and social security454/9€119k€115k▼
Other amounts payable47/48€335k€181k▼
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€678k€734k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€232k€250k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€1.60M€1.62M▲
Operating profit (loss)9901€680k€624k▼
Financial income75/76B€22k€20k▼
Recurring financial income75€22k€20k▼
Financial charges65/66B€71k€59k▼
Recurring financial charges65€71k€59k▼
Profit (loss) for the period before taxes9903€631k€585k▼
Income taxes67/77€118k€77k▼
Profit (loss) for the period9904€513k€508k▼
Profit (loss) for the period to be appropriated9905€513k€508k▼
Appropriation of the result
Profit (loss) to be appropriated9906€513k€508k▼
Transfer to equity691/2€373k€508k▲
To the legal reserve6920€10k-
To other reserves6921€363k€508k▲
Profit to be distributed694/7€140k-
Directors or managers695€140k-
Social balance
Average headcount (FTE)908717.219.7▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €1MEq €1.30M ▲64.2%
3 profitable years in a row build equity to €1.30M.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 16 days late
2024
30-09
Financial
Highest result since 2018net €513k ▲0.9%
Operating result €680k, net result €513k, both a record.
30-09
Financial
Equity above €500kEq €791k ▲89.1%
2 profitable years in a row build equity to €791k.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €508k
Net result €508k after 2 loss-making years.
30-09
Financial
Equity above €200kEq €419k
Equity rises from €-90k to €419k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial
Weakest financial yearnet €-210k
Net result drops to €-210k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €218k ▲136%
3 profitable years in a row build equity to €218k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 1319810 Nazareth-De PinteGround area
3,101 m²
Building footprint
1,701 m²
Volume, LiDAR
7,390 m³
Parcel 44018B0445/00H003, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SPAR RETAIL
since 20152.237.344.491
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018B0445/00H003 | Flanders | 3,101 m² | 1 · 1,701 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 62,928 EUR awarded · 62,928 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 3 | -2,041 EUR | 1,749 EUR |
| 2023 | 4 | 4,194 EUR | 53,154 EUR |
| 2022 | 3 | 59,775 EUR | 7,025 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyNazareth-De Pinte2.237.344.491
Dual-learning approval
3 live approvals · 6 endedOnthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 1,945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-12-2014
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
46491Wholesale trade
47241Retail sale of bread and pastry (bakery outlets)
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.