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VAN den BERGH

Active
Public limited companyfounded 198937 yrs activeBaron Descampslaan 112, 3018 Leuven, BelgiumKBO/BCE: BE 0436.875.033
Summary

VAN den BERGH has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €336,163. Equity is shrinking by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 4473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 52112
1 site
Size
€1.8mtotal assets 2025
Staff
7.7 FTE
Equity
€1.3m
Profit
€336,163
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
3 members
Accounts filed 25 d late1 of 6 deeds read
Why 98- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.43, cash €1.1m+ Founded in 1989+ Equity €1.3m (71.4% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 85% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 96+30
equity 71.4% of total assets
Liquidity 88+19
short-term debt 28.5% · cash 58.7%
Profitability 92+4
return on assets 18.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 16 months 07-2025: 0.2% 08-2025: 0.3%▲ +83.1% vs 07-2025highest value 09-2025: 0.1%▼ -63.8% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -0.9% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -0.9% vs 03-2026 05-2026: 0.1%▲ +1.9% vs 04-2026 06-2026: 0.1%▼ -3.6% vs 05-2026 07-2026: 0.1%▲ +3.8% vs 06-2026 08-2026: 0.3%▲ +128% vs 07-2026 09-2026: < 0.1%▼ -84.1% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.43, cash €1.1m lowers the probability
  • Founded in 1989 lowers the probability for this profile
  • Equity €1.3m (71.4% of total assets) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 2.43 against 1.26 in 2024; short-term debt: 28.5% and cash: 58.7% of total assets), and 28.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 82%, liquidity 90%, profitability 87%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.43, cash €1.1m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.3m (71.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.3m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
29 d late
2023
22 d late
2022
59 d late
2021
31 d late
2020
12 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignations: Erik Van den Bergh, Gonda…Appointments: CLARECO BV, Kirstof Van…
  3. Equity above €1mEq €1.3m ▲34.8%

Key points

  • Caution: Board changedlatest change 01-04-2026 · 3 in office 3 joined · 3 left View
  • Positive: Among the best 17% on net resultsector median €39,880 · 4,473 companies €336,163 View
  • Positive: 8 profitable years in a rowprofit 2025: €336,163 8 years View
  • Positive: Equity rose in 2025from €964,992 to €1.3m ▲ 34.8% View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Profit
€336,163
Solvency
71.4%
Total assets▼ 22.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 25-08-2026Annual accounts filed
  2. 05-05-2026Resignations: Erik Van den Bergh, Gonda Van…
  3. 31-12-2025Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
28-02-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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