Turnover
≈ €78,000 estimated
The micro format states no turnover.
SUMMIT STUDIOS
Overview
Lifetime
2 annual accounts with figures on one time axispeak €29,592 (2025)
€29,592▲ 4.2%
peak €22,554 (2025)
€22,554▲ 4.6%
peak €48,267 (2025)
€48,267▲ 87.7%
€22,526▲ 98.3%
Board1 name since 2024
1 directorDE JAGER Pia Ynez
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Equity from €25,713 to €48,267Debts from €11,362 to €22,526Cash from €13,716 to €43,730
Key points
from the 2025 annual accountsInvestments
€2,558 13.2 × depreciation
Green is investment, beige is depreciation.
Starting capital
€5,000 100 shares
Checked score
98
Excellent
Financially stronger than 81% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.2%
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.04, cash €43,730
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €48,267 (68.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 66% of them on solvency, 79% on liquidity, 88% on profitability and 90% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SUMMIT STUDIOS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SUMMIT STUDIOS itself is lower: 0.1% within 12 months. It rests on far more data about SUMMIT STUDIOS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SUMMIT STUDIOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.04 (3.26 in 2024), above the usual 1.5. Short-term debt is 31.8% and cash 61.8% of total assets. 31.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 days early
2024
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011812146
Incorporation
Founding capital of €5,000, 100 shares · Founder: DE JAGER Pia Ynez · Appointment: DE JAGER Pia Ynez (director) · published on 24-07-2024 · Gazette deed
First establishment
Terlinckstraat 64, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUMMIT STUDIOS Antwerp | €70,793 | €29,592 | 68.2% | - |
| ELLY DE SCHUTTER Ranst | €68,811 | €29,777 | 69.2% | - |
| Defiant Antwerp | €67,511 | €27,545 | 55.8% | - |
| POLARIS INSIGHT Antwerp | €87,777 | €26,609 | 59.1% | - |
| OKSY DESIGN Uccle | €67,685 | €28,051 | 63.2% | - |
| CLOSED ON SUNDAY Schaerbeek | €70,989 | €34,912 | 37.8% | - |
| COLOGY GROUP Maasmechelen | €71,999 | €34,660 | 2.0% | - |
These companies have the same main activity as SUMMIT STUDIOS: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €67,500 and €87,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 22-07-2024Normal situation
- Activity
- Advertising agenciesNACE 73110and 5 others
- Establishment unit
- 2.362.051.1562600 Antwerp, since 22-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2026
Annual accounts 2025
- €29,592▲ 4.2%
- €22,554▲ 4.6%
- €48,267▲ 87.7%
- €70,793▲ 90.9%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on SUMMIT STUDIOS
SUMMIT STUDIOS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,267 and a net result of €22,554.
Its solvency ranks better than 64% of 8,611 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadline€29,592
▲ 4.2%
€29,237
▲ 7.7%
€22,554
▲ 4.6%
€45,903
▲ 78.5%
68.2%
▼ 1.2 percentage points
3.04
▼ 0.23
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €78,000. Estimated: probably between €54,000 and €110,000.
Balance sheet
balance sheet total €70,793 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
68.2%
Higher than 64% of 8,611 companies in 2025.
3.04
Higher than 64% of 8,288 companies in 2025.
31.9%
Higher than 79% of 8,397 companies in 2025.
SUMMIT STUDIOS
Middle half of the sector
80% of the sector
Micro accounts in advertising and market research (NACE 73)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
70,793 | 37,075 | |
21/28 |
2,364 | - | |
22/27 |
2,364 | - | |
24 |
2,364 | - | |
29/58 |
68,429 | 37,075 | |
40/41 |
24,450 | 23,359 | |
40 |
23,528 | 22,656 | |
41 |
923 | 703 | |
54/58 |
43,730 | 13,716 | |
490/1 |
249 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
70,793 | 37,075 | |
10/15 |
48,267 | 25,713 | |
10/11 |
5,000 | 5,000 | |
14 |
43,267 | 20,713 | |
17/49 |
22,526 | 11,362 | |
42/48 |
22,526 | 11,362 | |
43 |
146 | 24 | |
430/8 |
146 | 24 | |
44 |
1,124 | 606 | |
440/4 |
1,124 | 606 | |
45 |
21,255 | 10,131 | |
450/3 |
21,255 | 10,131 | |
47/48 |
0 | 601 | |
| Income statement | |||
9900 |
29,592 | 28,407 | |
630 |
194 | 1,254 | |
640/8 |
160 | - | |
9901 |
29,237 | 27,153 | |
75/76B |
44 | 25 | |
75 |
44 | 25 | |
65/66B |
88 | 36 | |
65 |
88 | 36 | |
9903 |
29,193 | 27,141 | |
67/77 |
6,639 | 5,569 | |
9904 |
22,554 | 21,572 | |
9905 |
22,554 | 21,572 | |
| Appropriation of the result | |||
9906 |
43,267 | 21,572 | |
14P |
20,713 | - | |
694/7 |
0 | 859 | |
694 |
0 | 859 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 29,432 | 28,407 | ||
| 22,748 | 22,826 | ||
| 2,558 | 1,254 | ||
| 30,014 | - | ||
| 45,903 | 25,713 | ||
| 68.2% | 69.4% | ||
| 3.04 | 3.26 | ||
| 0.47 | 0.44 | ||
| 46.7% | 83.9% | ||
| 31.9% | 58.2% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €2,558 | - |
| Intangible fixed assets | - | €1,254 |
| €194 | €1,254 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on SUMMIT STUDIOS
The operating result for 2025 is 8% higher than in 2024.
Debt's share of the balance-sheet total rises from 30.6% to 31.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
current term since 31-07-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 29-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-07-2024
Mandates through the years
1 name, the dashed line is todayDE JAGER Pia Ynez
Director
Director
Board
Mandates as a list
- DE JAGER Pia Ynez
- Director, appointed by deed of 24-07-2024, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €483 in 2025
- Source
- deed of 24-07-2024
Articles of association
deed of 24-07-2024 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 24-07-2024 ↗
- DE JAGER Pia Ynez sole founder · 100% at incorporation
Network & group
No group
SUMMIT STUDIOS has no parent and no holdings in its annual accounts. DE JAGER Pia Ynez is the only director. SUMMIT STUDIOS shares no director with another company.
At the same address
Terlinckstraat 64, 2600 Antwerp · 1 other company| Qualia Consultancy
registered office since 19-06-2024 · founded in 2024 |
total assets €7,576 (2025) 1010.531.449 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 2 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011812146
2025
Annual accounts 2024 filed NBBmicro format · 7 days before the deadline
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: DE JAGER Pia Ynez · Appointment: DE JAGER Pia Ynez (director) · published on 24-07-20244 points ▸
- Registered office clause, Terlinckstraat 64, (2600)Antwerpen(Berchem)
- Director appointment, DE JAGER Pia Ynez
- Founder, DE JAGER Pia Ynez
- Founding capital, €5,000, 100 shares
- The deed holds 2 more points.
First establishment Terlinckstraat 64, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
SUMMIT STUDIOS was incorporated on 22 July 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2025, DE JAGER Pia Ynez has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1011.812.146
- VAT number
- BE 1011.812.146
- Peppol ID
- 0208:1011812146
- Other Peppol ID
- 9925:BE1011812146
- LEI code
- 6994005RABKONED40I37 no longer live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00deed of 24-07-2024 (in Dutch)
- Peppol
- Reachable since 04-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SUMMIT STUDIOS in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Terlinckstraat 64, 2600 Berchem”deed of 24-07-2024 (in Dutch)
Activities
NACEBEL 202573110
Advertising agencies main activity
73120
Media representation
85599
Other education
Codes under NACEBEL 2008
73110
Advertising, market research and public relations activities main activity
70210
Activities of head offices; management consultancy activities
70220
Business consulting
73120
Media representation
82300
Organisation of conventions and trade shows
85599
Other education
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Terlinckstraat 64 registered office 2600 Antwerp | 22-07-2024 | 2.362.051.156 |
Buildings and parcels at the address
- Ground area
- 103 m²
- Buildings
- 60 m²
- Volume, LiDAR
- 603 m³
- Tallest building
- 13.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11303B0435/00L002 | 103 m² | 1 · 60 m² | 13.8 m · 4 |