Sucre d'Or
ActiveThe computed 12-month bankruptcy probability of Sucre d'Or is 2.8% (moderate). The 2025 annual accounts show equity of €47k and a net result of €22k. Its solvency ranks better than 66% of 1525 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+41
Growth78
Stability82
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.36 in 2024), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
23.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 115%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€94k▲ 23.5%
2024 · €76k
2024: €76k
2024 → 2025
Net result
€22k▲ 1.5%
2024 · €22k
2024: €22k
2024 → 2025
Working capital
€45k▲ 127%
2024 · €20k
2024: €20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€47k▲ 115%
Operating result€30k-€30k▼ 0.2%
Net result€22k-€22k▲ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€2k=
Current assets
€92k▲ 24.2%
Equity and liabilities €94k
Equity
€47k▲ 115%
Debt
€48k▼ 13.0%
The debt ratio falls from 71.5% to 50.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
49.6%▲
2024 · 28.5%
Current ratio
1.94▲
2024 · 1.36
Quick ratio
1.55▲
2024 · 0.97
Debt / equity
1.02▼
2024 · 2.51
ROE
47.2%▼
2024 · 100.0%
ROA
23.4%▼
2024 · 28.5%
Debt
€48k▼
2024 · €55k
Debt ≤ 1 year
€48k▼
2024 · €55k
Income taxes
€7k▼
2024 · €7k
Staff costs
€27k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€94k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€74k€92k▲
Stocks and contracts in progress3€22k€19k▼
Stocks30/36€22k€19k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€49k€65k▲
Equity and liabilities
Total equity and liabilities10/49€76k€94k▲
Equity10/15€22k€47k▲
Contributions10/11-€3k
Profit (loss) carried forward14€22k€44k▲
Amounts payable17/49€55k€48k▼
Amounts payable within one year42/48€55k€48k▼
Trade debts44€30k€38k▲
Suppliers440/4€30k€38k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€13k€622▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€27k▲
Other operating charges640/8€470€750▲
Gross operating margin9900€49k€57k▲
Operating profit (loss)9901€30k€30k▼
Financial income75/76B€6€401▲
Recurring financial income75€6€401▲
Financial charges65/66B€719€1k▲
Recurring financial charges65€719€1k▲
Profit (loss) for the period before taxes9903€29k€29k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€22k€22k▲
Profit (loss) for the period to be appropriated9905€22k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€44k▲
Profit (loss) brought forward from the previous period14P-€22k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Bois de Jalhay 644800 VerviersGround area
1,002 m²
Building footprint
131 m²
Volume, LiDAR
1,105 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Sucre d'Or
since 20232.355.225.425
Crapaurue 145, 4800 Verviers
since 20232.358.559.354
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63576A0320/00P000 | Wallonia | 760 m² | 1 · 76 m² | 9.8 m · 3 fl. |
| 63079D0136/00D000 | Wallonia | 242 m² | 1 · 55 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.358.559.354
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BE 0659.672.452
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Of 723 companies in sector 10820 we hold annual accounts for 350. 203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL
10820Manufacture of cocoa, chocolate and sugar confectionery
47210Retail sale of fruit and vegetables
47242Retail sale of chocolate and confectionery
47789Other retail sale of new goods
47810Retail trade
47890Retail trade
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.