Summary
Conclusion
the dossier summarised in one paragraphThe file of Pop 4 YOU contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (€-222k) and a net result of €-56k. Its solvency ranks better than 5% of 158 sector peers (fiscal year 2025).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone≥ 25%
High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record
+Recent warning signals
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events21-04-2026
Judicial reorganisation
Extension
29-12-2025
Judicial reorganisation
Opening
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalIn judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-56k+36.5%
Working capital€-210k-33.5%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 03-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -215.0% | 23.1% | |
| Net result | €-56k | €9k | |
| Equity | €-222k | €33k | |
| Gross operating margin | €72k | €75k | |
| Staff costs | €108k | €67k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-38k
+46.4%
far below sector median
€-56k
+36.5%
far below sector median
€-51k
+34.1%
far below sector median
€103k
-16.9%
-81% vs sector
€-222k
-34.2%
far below sector median
€-210k
-33.5%
far below sector median
1
-61.3%
-50% vs sector
€108k
+11.7%
-54% vs sector
€130
+9.1%
-100% vs sector
€325k
+12.3%
-10% vs sector
€294k
+26.9%
+103% vs sector
€28k
-50.8%
-87% vs sector
0.29
-10.9%
-78% vs sector
0.21
-16.0%
-72% vs sector
-215.0%
-61.4%
far below sector median
-1.47
+16.3%
far below sector median
25.5%
-52.7%
-21% vs sector
-54.8%
+23.6%
far below sector median
-2.50
+73.0%
far below sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-38k |
| Net profit | €-56k |
| Cash flow | €-51k |
| Staff costs | €108k |
| Income taxes | €130 |
| Dividends | - |
| Total assets | €103k |
| Equity | €-222k |
| Debt | €325k |
| of which ≤ 1y | €294k |
| of which > 1y | €28k |
| Working capital | €-210k |
| Employees (FTE) | 1.2 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.29 |
| Quick ratio | 0.21 |
| Working capital ratio | -203.3% |
| Solvency | -215.0% |
| Debt / equity | -1.47 |
| Long-term debt ratio | -0.13 |
| Interest coverage | -2.50 |
| Gross margin | - |
| Net margin | - |
| ROA | -54.8% |
| ROE | 25.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €103k |
| Fixed assets | 21/28 | €19k |
| Intangible fixed assets | 21 | €10k |
| Tangible fixed assets | 22/27 | €4k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €84k |
| Stocks & contracts in progress | 3 | €22k |
| Amounts receivable within one year | 40/41 | €55k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €103k |
| Equity | 10/15 | €-222k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-224k |
| Amounts payable | 17/49 | €325k |
| Amounts payable after one year | 17 | €28k |
| Amounts payable within one year | 42/48 | €294k |
| Trade debts payable within one year | 44 | €140k |
| Income statement | ||
| Gross operating margin | 9900 | €72k |
| Operating result | 9901 | €-43k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €-56k |
| Income taxes | 67/77 | €130 |
| Net result for the period | 9904 | €-56k |
| Result to be appropriated | 9905 | €-56k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationPop 4 YOU
since 20222.334.199.387
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.3 ha
Buildings1
Building footprint861 m²
Volume (LiDAR)7,420 m³
Tallest building14.8 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A0711/00R004 | Wallonia | 2.3 ha | 1 · 861 m² | 14.8 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette21-04-2026
Judicial reorganisation
Extension
29-12-2025
Judicial reorganisation
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
21-04-2023
Registered-office move
All acts · 1
updated 3 years ago
2023
21-04-2023 Registered office moved within Charleroi
- Chaussée Impériale 91/1 - 6060 Charleroi - Belgique → Place de l'Abattoir 1 à 6000 Charleroi
Analysis
Snowflake analysis
financial profile on 5 axes49
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
0
Profitability
100
Solvency
33
Growth
58
Stability
54
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Vervaardiging van cacao, chocolade en suikerwerk10820Vervaardiging van cacao, chocolade en suikerwerk10820Groothandel in suiker, chocolade en suikerwerk46360Groothandel in suiker, chocolade en suikerwerk46360Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameFR | Pop 4 YOU |
Registered office
Place de l'Abattoir 1
6000 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.