Skip to content

ACBEL

Active
Private limited companyfounded 20223 yrs activeVrijheidslaan 175, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0794.813.050
Summary

The computed 12-month bankruptcy probability of ACBEL is 5.4% (elevated). The 2025 annual accounts show equity of €20,887 and a net result of €12,614. Its solvency ranks better than 34% of 1577 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability67▼-13
Solvency42▼-10
Growth78
Track record94
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.15 against 1.27 in 2023; short-term debt: 83.2% and cash: 17.4% of total assets), and 83.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
39 d early
2023
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 35 days before the deadline; the sector median for financial year 2023 is 4 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ACBEL was incorporated on 15 December 2022 as a Private limited company.1 Total assets rose from EUR 30,990 in 2023 to EUR 124,443 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€20,887▲ 152%
2023 · €8,274
Total assets
€124,443▲ 302%
2023 · €30,990
Net result
€12,614▲ 139%
2023 · €5,274
Working capital
€15,861▲ 163%
2023 · €6,024
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median.

Available amounts per fiscal year
Line20232025
Operating result€6,674-€24,125-
Net result€5,274within the sector's middle half-€12,614within the sector's middle half-
Equity€8,274within the sector's middle half-€20,887within the sector's middle half-
Total assets€30,990below the sector's middle half-€124,443within the sector's middle half-
Debt€22,716-€103,556-
Working capital€6,024within the sector's middle half-€15,861within the sector's middle half-
Solvency26.7%within the sector's middle half-16.8%within the sector's middle half-
Current ratio1.27within the sector's middle half-1.15within the sector's middle half-
Return on assets (ROA)17.0%above the sector's middle half-10.1%within the sector's middle half-
Staff (FTE)0.7-
above within below the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2023: €6,674€6,674Net result 2023: €5,274€5,274Operating result 2025: €24,125€24,125Net result 2025: €12,614€12,61420232025€0€10,000€20,000Operating result 2023: €6,674€6,670Net result 2023: €5,274€5,270Operating result 2025: €24,125€24,100Net result 2025: €12,614€12,60020232025
The operating result is €24,125 in 2025, compared with €6,674 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €124,443
Fixed assets €5,026 ▲ 123%
Current assets €119,417 ▲ 316%
Equity and liabilities €124,443
Equity €20,887 ▲ 152%
Debt €103,556 ▲ 356%
Debt's share of the balance-sheet total rises from 73.3% to 83.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2023
EBITDA
€25,386
Cash flow
€13,874
Debt to equity
4.96▲
2023 · 2.75
ROE
60.4%▼
2023 · 63.7%
Interest coverage
4.31
Debt ≤ 1 year
€103,556▲
2023 · €22,716
Income taxes
€5,619▲
2023 · €1,318
Staff costs
€35,465▲
2023 · €22,523
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 35 lines
Balance sheet Code20232025
Assets
Total assets20/58€30,990€124,443▲
Fixed assets21/28€2,250€5,026▲
Tangible fixed assets22/27-€1,776
Furniture and vehicles24-€1,776
Financial fixed assets28€2,250€3,250▲
Current assets29/58€28,740€119,417▲
Amounts receivable within one year40/41€11,812€97,810▲
Trade receivables40€6,510€67,810▲
Other amounts receivable41€5,302€30,000▲
Cash at bank and in hand54/58€16,928€21,607▲
Equity and liabilities
Total equity and liabilities10/49€30,990€124,443▲
Equity10/15€8,274€20,887▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€5,274€17,887▲
Amounts payable17/49€22,716€103,556▲
Amounts payable within one year42/48€22,716€103,556▲
Trade debts44€16,017€66,956▲
Suppliers440/4€16,017€66,956▲
Taxes, remuneration and social security45€6,699€30,475▲
Taxes450/3€1,318€9,379▲
Remuneration and social security454/9€5,380€21,095▲
Other amounts payable47/48-€6,126
Income statement Code20232025
Remuneration, social security and pensions62€22,523€35,465▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,261
Other operating charges640/8-€1,147
Gross operating margin9900€29,197€61,998▲
Operating profit (loss)9901€6,674€24,125▲
Financial charges65/66B€82€5,893▲
Recurring financial charges65€82€5,893▲
Profit (loss) for the period before taxes9903€6,592€18,232▲
Income taxes67/77€1,318€5,619▲
Profit (loss) for the period9904€5,274€12,614▲
Profit (loss) for the period to be appropriated9905€5,274€12,614▲
Appropriation of the result
Profit (loss) to be appropriated9906€5,274€17,887▲
Profit (loss) brought forward from the previous period14P-€5,274

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232025Change
Remuneration, social security and pensions62€22,523€35,465-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,261-
Other operating charges640/8-€1,147-
Gross operating margin9900€29,197€61,998-
Operating profit (loss)9901€6,674€24,125-
Financial charges65/66B€82€5,893-
Recurring financial charges65€82€5,893-
Profit (loss) for the period before taxes9903€6,592€18,232-
Income taxes67/77€1,318€5,619-
Profit (loss) for the period9904€5,274€12,614-
Profit (loss) for the period to be appropriated9905€5,274€12,614-
Line20232025Change
Assets
Total assets20/58€30,990€124,443-
Fixed assets21/28€2,250€5,026-
Tangible fixed assets22/27-€1,776-
Furniture and vehicles24-€1,776-
Financial fixed assets28€2,250€3,250-
Current assets29/58€28,740€119,417-
Amounts receivable within one year40/41€11,812€97,810-
Trade receivables40€6,510€67,810-
Other amounts receivable41€5,302€30,000-
Cash at bank and in hand54/58€16,928€21,607-
Equity and liabilities
Total equity and liabilities10/49€30,990€124,443-
Equity10/15€8,274€20,887-
Contributions10/11€3,000€3,000-
Profit (loss) carried forward14€5,274€17,887-
Amounts payable17/49€22,716€103,556-
Amounts payable within one year42/48€22,716€103,556-
Trade debts44€16,017€66,956-
Suppliers440/4€16,017€66,956-
Taxes, remuneration and social security45€6,699€30,475-
Taxes450/3€1,318€9,379-
Remuneration and social security454/9€5,380€21,095-
Other amounts payable47/48-€6,126-
Line20232025Change
Profit (loss) for the period9904€5,274€12,614-
+ Depreciation and write-downs630-€1,261-
Operating cash flow (approximation)€5,274€13,874-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
02-06
State Gazette act Resignation: BANGOURA Alhassane (administrateur adjoint)
Director discharge · Power of attorney5 facts ▸
  • General meeting, 20-04-2026
  • Director resignation, BANGOURA Alhassane (administrateur adjoint)
  • Board composition, Mourad Taiek (manager)
  • Director discharge, BANGOURA Alhassane
  • Power of attorney
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
State Gazette actNBB filing
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2023
seat establishment All 2 establishment units on the map
Ground area
429 m²
Building footprint
363 m²
Volume, LiDAR
1,844 m³
2 parcels, Brussels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
345 companies at this address See who is registered here
2 establishment units
ACBEL
Avenue Joseph-Prévers 29, 4020 LiègeManufacture of cocoa, chocolate and sugar confectionery
since 20232.345.362.406
ACBEL
Vrijheidslaan 175, 1080 Sint-Jans-MolenbeekAdvertising agencies
since 20252.373.150.827
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0069/02A005 Brussels 310 m² 1 · 243 m² 10.9 m · 2 fl.
62809B0341/00R015 Wallonia 120 m² 1 · 120 m² 3.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
BANGOURA Alhassane
  • Administrateur adjoint, until 11-05-2026
See the board, name and seat on a given date →

Recognitions · licences · registrations

Food safety, FASFC

1 site
Liège2.345.362.406
2 permissions
Toelating · Industrieel chocolade- en snoepbedrijf · since 22-09-2023
Ambulante detailhandel LM>3 maand · since 19-09-2023

Similar companies · same sector, comparable size

Of 728 companies in sector 10820 we hold annual accounts for 354. 155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end30-06
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
46389Wholesale of other food products
52210Service activities incidental to land transportation
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794813050
Registered 28-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.