EFFICENSIA
ActiveThe computed 12-month bankruptcy probability of EFFICENSIA is 3.3% (moderate). The annual accounts of EFFICENSIA for fiscal year 2025 show a net loss of 53% of total assets and of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €3k and a net result of €-3k. Its solvency ranks better than 45% of 7331 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency64▲+4
Growth32
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.36 against 1.52 in 2024; short-term debt: 60.6% and cash: 57.2% of total assets), and 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
-53.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 57.5%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€6k▼ 61.8%
2024 · €17k
2024: €17k
2024 → 2025
Net result
€-3k
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€1k▼ 75.0%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€3k▼ 57.5%
Operating result€4k-€-3k
Net result€3k-€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€1k▲ 330%
Current assets
€5k▼ 67.9%
Equity and liabilities €6k
Equity
€3k▼ 57.5%
Debt
€4k▼ 64.1%
The debt ratio falls from 64.6% to 60.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €6k
Cash flow
€-3k▼
2024 · €5k
Solvency
39.4%▲
2024 · 35.4%
Current ratio
1.36▼
2024 · 1.52
Quick ratio
1.36▼
2024 · 1.47
Debt / equity
1.54▼
2024 · 1.83
ROE
-135.1%▼
2024 · 49.9%
ROA
-53.2%▼
2024 · 17.7%
Interest coverage
-42.68
Debt
€4k▼
2024 · €11k
Debt ≤ 1 year
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€6k▼
Fixed assets21/28€260€1k▲
Tangible fixed assets22/27€260€868▲
Plant, machinery and equipment23€260€868▲
Financial fixed assets28-€250
Current assets29/58€17k€5k▼
Stocks and contracts in progress3€585-
Stocks30/36€585-
Amounts receivable within one year40/41€9k€1k▼
Trade receivables40€9k€1k▼
Other amounts receivable41€791-
Cash at bank and in hand54/58€725€4k▲
Deferred charges and accrued income490/1€6k€607▼
Equity and liabilities
Total equity and liabilities10/49€17k€6k▼
Equity10/15€6k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€3k€-451▼
Amounts payable17/49€11k€4k▼
Amounts payable within one year42/48€11k€4k▼
Trade debts44€5k€200▼
Suppliers440/4€926€200▼
Bills of exchange payable441€5k-
Taxes, remuneration and social security45€3k€646▼
Taxes450/3€1k€646▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€89▼
Other operating charges640/8-€66
Gross operating margin9900€6k€-3k▼
Operating profit (loss)9901€4k€-3k▼
Financial charges65/66B-€77
Recurring financial charges65-€77
Profit (loss) for the period before taxes9903€4k€-3k▼
Income taxes67/77€878-
Profit (loss) for the period9904€3k€-3k▼
Profit (loss) for the period to be appropriated9905€3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-451▼
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 2923090 OverijseGround area
2,142 m²
Building footprint
299 m²
Volume, LiDAR
1,611 m³
2 parcels, Flanders, Wallonia · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EFFICENSIA
since 20242.362.848.932
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
| 92036B0512/00E000 | Wallonia | 208 m² | 1 · 101 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Entreprise Générale & Rénovation Totale
BE 1009.107.727
Sint-Genesius-Rode · Eq €3k
BYM RENOV CONSTRUCT
BE 1008.061.711
Sint-Pieters-Leeuw · Eq €3k
DANE CONSTRUCT
BE 1010.035.066
Sint-Pieters-Leeuw · Eq €3k
Bielen Project
BE 0801.665.309
Hasselt · Eq €3k
MARIAN
BE 0784.862.434
Brugge · Eq €3k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 4,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43310Plastering work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43341Painting of buildings
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:efficensia@gmail.com
Phone:0470941580