SUB - TILLIA
ActiveSUB - TILLIA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €121k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-4
Solvency46▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.46 against 1.08 in 2024; short-term debt: 47.2% and cash: 7.2% of total assets), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
21 d early
2022
34 d early
2021
18 d early
2020
25 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€255k▼ 5.3%
2024 · €269k
2018: €124k
2019: €157k
2020: €218k
2021: €238k
2022: €231k
2023: €233k
2024: €269k
2018 → 2025
Total assets
€1.20M▲ 61.8%
2024 · €741k
2018: €284k
2019: €268k
2020: €411k
2021: €508k
2022: €521k
2023: €743k
2024: €741k
2018 → 2025
Net result
€121k▲ 22.1%
2024 · €99k
2018: €65k
2019: €55k
2020: €86k
2021: €60k
2022: €60k
2023: €77k
2024: €99k
2018 → 2025
Working capital
€-307k
2024 · €14k
2018: €49k
2019: €64k
2020: €93k
2021: €81k
2022: €66k
2023: €-17k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€238k-€231k▼ 2.9%€233k▲ 0.8%€269k▲ 15.7%€255k▼ 5.3%
Operating result€84k-€81k▼ 3.8%€117k▲ 45.2%€157k▲ 34.0%€206k▲ 31.3%
Net result€60k-€60k▼ 0.6%€77k▲ 28.3%€99k▲ 29.2%€121k▲ 22.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€940k▲ 73.7%
Current assets
€259k▲ 29.7%
Equity and liabilities €1.20M
Equity
€255k▼ 5.3%
Debt
€944k▲ 100%
The debt ratio rises from 63.6% to 78.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€251k▲
2024 · €185k
Cash flow
€166k▲
2024 · €127k
Solvency
21.3%▼
2024 · 36.4%
Current ratio
0.46▼
2024 · 1.08
Quick ratio
0.46▼
2024 · 1.08
Debt / equity
3.70▲
2024 · 1.75
ROE
47.5%▲
2024 · 36.8%
ROA
10.1%▼
2024 · 13.4%
Interest coverage
9.42▼
2024 · 15.17
Debt
€944k▲
2024 · €471k
Debt ≤ 1 year
€566k▲
2024 · €186k
Debt > 1 year
€378k▲
2024 · €286k
Income taxes
€61k▲
2024 · €47k
Staff costs
€132k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€741k€1.20M▲
Fixed assets21/28€541k€940k▲
Tangible fixed assets22/27€312k€459k▲
Land and buildings22€237k€398k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€73k€60k▼
Financial fixed assets28€229k€481k▲
Current assets29/58€200k€259k▲
Amounts receivable after more than one year29€25k€20k▼
Other amounts receivable291€25k€20k▼
Amounts receivable within one year40/41€94k€150k▲
Trade receivables40€62k€89k▲
Other amounts receivable41€31k€61k▲
Current investments50/53€70k-
Cash at bank and in hand54/58€6k€87k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€741k€1.20M▲
Equity10/15€269k€255k▼
Contributions10/11€10k€10k=
Outside capital11€10k€10k=
Other1109/19€10k€10k=
Reserves13€259k€245k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€256k€242k▼
Amounts payable17/49€471k€944k▲
Amounts payable after more than one year17€286k€378k▲
Financial debts170/4€286k€378k▲
Amounts payable within one year42/48€186k€566k▲
Current portion of amounts payable after more than one year42€59k€75k▲
Trade debts44€9k€44k▲
Suppliers440/4€9k€44k▲
Taxes, remuneration and social security45€75k€51k▼
Taxes450/3€53k€39k▼
Remuneration and social security454/9€22k€12k▼
Other amounts payable47/48€42k€396k▲
Accrued charges and deferred income492/3€181-
Income statement
Code20242025
Remuneration, social security and pensions62€177k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€44k▲
Other operating charges640/8€565€443▼
Gross operating margin9900€362k€383k▲
Operating profit (loss)9901€157k€206k▲
Financial income75/76B€995€2k▲
Recurring financial income75€995€2k▲
Financial charges65/66B€12k€27k▲
Recurring financial charges65€12k€27k▲
Profit (loss) for the period before taxes9903€146k€182k▲
Income taxes67/77€47k€61k▲
Profit (loss) for the period9904€99k€121k▲
Profit (loss) for the period to be appropriated9905€99k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€121k▲
Transfer from equity791/2€33k€135k▲
Transfer to equity691/2€69k€121k▲
To other reserves6921€69k€121k▲
Profit to be distributed694/7€63k€135k▲
Return on contributions (dividend)694€63k€135k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €121k ▲22.1%
Operating result €206k, net result €121k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €218k ▲39%
3 profitable years in a row build equity to €218k.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Weakest financial yearnet €55k ▼15.8%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €157k ▲26.4%
2 profitable years in a row build equity to €157k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Heuseux 254671 BlégnyGround area
4,058 m²
Building footprint
2,487 m²
Volume, LiDAR
13,179 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue de Heuseux 25, 4671 Blégny
since 20012.049.826.962
Rue des Meuneries 10, 4650 Herve
since 20152.240.971.402
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0013/00R002 | Wallonia | 3,285 m² | 1 · 2,337 m² | 7.1 m · 2 fl. |
| 62010A0278/00P000 | Wallonia | 772 m² | 1 · 150 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-1990
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74142
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.