D&P WAREGEM
ActiveD&P WAREGEM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €17k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency60▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.89 in 2024; short-term debt: 57% and cash: 0% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
114 d early
2023
75 d early
2022
52 d early
2021
31 d late
2020
31 d late
2019
81 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€255k▲ 7.2%
2024 · €238k
2018: €167k
2019: €184k
2020: €209k
2021: €240k
2022: €240k
2023: €216k
2024: €238k
2018 → 2025
Total assets
€738k▲ 3.8%
2024 · €711k
2018: €614k
2019: €693k
2020: €765k
2021: €950k
2022: €822k
2023: €915k
2024: €711k
2018 → 2025
Net result
€17k▼ 21.7%
2024 · €22k
2018: €19k
2019: €17k
2020: €25k
2021: €31k
2022: €615
2023: €-24k
2024: €22k
2018 → 2025
Working capital
€6k
2024 · €-44k
2018: €157k
2019: €163k
2020: €190k
2021: €49k
2022: €-110k
2023: €-118k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€240k-€240k▲ 0.3%€216k▼ 10.2%€238k▲ 10.2%€255k▲ 7.2%
Operating result€49k-€10k▼ 79.3%€-20k€39k€34k▼ 13.6%
Net result€31k-€615▼ 98.0%€-24k€22k€17k▼ 21.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €738k
Fixed assets
€311k▼ 14.2%
Current assets
€427k▲ 22.6%
Equity and liabilities €738k
Equity
€255k▲ 7.2%
Debt
€483k▲ 2.1%
The debt ratio falls from 66.5% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▼
2024 · €95k
Cash flow
€72k▼
2024 · €77k
Solvency
34.6%▲
2024 · 33.5%
Current ratio
1.02▲
2024 · 0.89
Quick ratio
0.91▲
2024 · 0.83
Debt / equity
1.89▼
2024 · 1.99
ROE
6.8%▼
2024 · 9.2%
ROA
2.3%▼
2024 · 3.1%
Interest coverage
39.75▲
2024 · 31.62
Debt
€483k▲
2024 · €473k
Debt ≤ 1 year
€421k▲
2024 · €393k
Debt > 1 year
€58k▼
2024 · €68k
Income taxes
€14k▲
2024 · €14k
Staff costs
€385k▼
2024 · €430k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€711k€738k▲
Fixed assets21/28€363k€311k▼
Intangible fixed assets21€284k€243k▼
Tangible fixed assets22/27€79k€68k▼
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26€63k€58k▼
Current assets29/58€349k€427k▲
Stocks and contracts in progress3€21k€43k▲
Contracts in progress37€21k€43k▲
Amounts receivable within one year40/41€321k€382k▲
Trade receivables40€310k€358k▲
Other amounts receivable41€11k€23k▲
Cash at bank and in hand54/58€6k€0▼
Deferred charges and accrued income490/1€345€3k▲
Equity and liabilities
Total equity and liabilities10/49€711k€738k▲
Equity10/15€238k€255k▲
Contributions10/11€19k€19k=
Reserves13€216k€236k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€215k€235k▲
Profit (loss) carried forward14€3k€195▼
Amounts payable17/49€473k€483k▲
Amounts payable after more than one year17€68k€58k▼
Financial debts170/4€68k€58k▼
Amounts payable within one year42/48€393k€421k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€70k€99k▲
Suppliers440/4€70k€99k▲
Taxes, remuneration and social security45€96k€36k▼
Taxes450/3€55k€11k▼
Remuneration and social security454/9€41k€25k▼
Other amounts payable47/48€218k€277k▲
Accrued charges and deferred income492/3€13k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€430k€385k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€55k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€3k▼
Other operating charges640/8€513€9k▲
Gross operating margin9900€529k€486k▼
Operating profit (loss)9901€39k€34k▼
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€36k€32k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€22k€17k▼
Profit (loss) for the period to be appropriated9905€22k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€20k▼
Profit (loss) brought forward from the previous period14P€1k€3k▲
Transfer to equity691/2€20k€20k▼
To other reserves6921€20k€20k▼
Social balance
Average headcount (FTE)90877.06.6▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
General meeting · Purpose change
Name change
01-09
State Gazette act
General meeting · Director appointment
Mandate compensation · Power of attorney
31-08
State Gazette act
General meeting · Dissolution
Liquidation · Liquidation closure · Ellen Vanslambrouck
05-08
State Gazette act
Merger · Corporate purpose
Accounting effect · Exchange ratio
05-08
State Gazette act
Merger · Corporate purpose
Accounting effect · Exchange ratio
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-24k ▼4082%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €31k ▲26.3%
Operating result €49k, net result €31k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €209k ▲13.4%
3 profitable years in a row build equity to €209k.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 81 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenbek 108790 WaregemGround area
371 m²
Building footprint
206 m²
Volume, LiDAR
621 m³
Parcel 34453E0205/00H005, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D&P Waregem
since 20152.241.639.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453E0205/00H005 | Flanders | 371 m² | 1 · 206 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 28,049 EUR awarded · 27,629 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 17,287 EUR | 16,867 EUR |
| 2024 | 2 | 8,235 EUR | 8,235 EUR |
| 2023 | 1 | 739 EUR | 1,597 EUR |
| 2022 | 1 | 1,788 EUR | 930 EUR |
Schemes
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2015
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.