ARONICA CONSULTING
ActiveARONICA CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €56k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+2
Solvency78▲+9
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.64 in 2024; short-term debt: 31.6% and cash: 12.1% of total assets), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
4 d late
2023
153 d early
2022
82 d early
2021
11 d early
2020
4 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€218k▲ 25.7%
2023 · €173k
2019: €4k
2020: €9k
2021: €60k
2022: €115k
2023: €173k
2019 → 2024
EBIT margin
8.3%▼ 30.4pp
2023 · 38.8%
2019: -294.0%
2020: 92.2%
2021: 86.6%
2022: 77.3%
2023: 38.8%
2019 → 2024
Net result
€56k▲ 604%
2024 · €8k
2019: €-12k
2020: €5k
2021: €55k
2022: €76k
2023: €40k
2024: €8k
2019 → 2025
Working capital
€26k
2024 · €-58k
2019: €23k
2020: €20k
2021: €70k
2022: €143k
2023: €-200k
2024: €-58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€60k-€115k▲ 91.7%€173k▲ 50.2%€218k▲ 25.7%
Equity€75k-€151k▲ 102%€191k▲ 26.6%€199k▲ 4.2%€255k▲ 28.2%
Operating result€52k-€89k▲ 71.0%€67k▼ 24.7%€18k▼ 73.0%€73k▲ 302%
Net result€55k-€76k▲ 39.6%€40k▼ 47.3%€8k▼ 80.2%€56k▲ 604%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 302% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€306k▼ 12.5%
Current assets
€179k▲ 72.3%
Equity and liabilities €485k
Equity
€255k▲ 28.2%
Debt
€229k▼ 9.7%
The debt ratio falls from 56.0% to 47.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128k▲
2024 · €72k
Cash flow
€111k▲
2024 · €62k
Solvency
52.7%▲
2024 · 44.0%
Current ratio
1.17▲
2024 · 0.64
Quick ratio
1.17▲
2024 · 0.64
Debt / equity
0.90▼
2024 · 1.27
ROE
22.0%▲
2024 · 4.0%
ROA
11.6%▲
2024 · 1.8%
Interest coverage
10.00▲
2024 · 7.04
Debt
€229k▼
2024 · €254k
Debt ≤ 1 year
€153k▼
2024 · €162k
Debt > 1 year
€76k▼
2024 · €91k
Income taxes
€4k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€453k€485k▲
Fixed assets21/28€349k€306k▼
Intangible fixed assets21€309k€270k▼
Tangible fixed assets22/27€40k€35k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€34k€30k▼
Financial fixed assets28€14€14=
Current assets29/58€104k€179k▲
Amounts receivable within one year40/41€21k€37k▲
Trade receivables40€21k€37k▲
Cash at bank and in hand54/58€33k€59k▲
Deferred charges and accrued income490/1€50k€83k▲
Equity and liabilities
Total equity and liabilities10/49€453k€485k▲
Equity10/15€199k€255k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€181k€237k▲
Amounts payable17/49€254k€229k▼
Amounts payable after more than one year17€91k€76k▼
Financial debts170/4€91k€76k▼
Amounts payable within one year42/48€162k€153k▼
Current portion of amounts payable after more than one year42€32k€16k▼
Trade debts44€37k-
Suppliers440/4€4k-
Bills of exchange payable441€34k-
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€93k€135k▲
Income statement
Code20242025
Turnover70€218k-
Goods, raw materials, services and sundry goods60/61€150k-
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€55k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€22k
Other operating charges640/8€921€1k▲
Gross operating margin9900€73k€157k▲
Operating profit (loss)9901€18k€73k▲
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€8k€60k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€8k€56k▲
Profit (loss) for the period to be appropriated9905€8k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€237k▲
Profit (loss) brought forward from the previous period14P€173k€181k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
30-06
Financial
Equity above €200kEq €255k ▲28.2%
6 profitable years in a row build equity to €255k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Highest result since 2019net €76k ▲39.6%
Operating result €89k, net result €76k, both a record.
30-06
Financial
Equity above €150kEq €151k ▲102%
3 profitable years in a row build equity to €151k.
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Liquidity triplescurrent ratio 7.92
Current ratio from 2.84 to 7.92; short-term debt falls from €11k to €10k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Philippeville 3746010 CharleroiGround area
289 m²
Building footprint
68 m²
Parcel 52014B0429/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Philippeville 374, 6010 Charleroi
since 20092.210.550.024
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014B0429/00T000 | Wallonia | 289 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2009
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.