Turnover
≈ €100,000 estimated
The micro format states no turnover.
WIM.TERIOR
Lifetime
15 annual accounts with figures on one time axispeak €91,834 (2023)
€36,314▲ 103%
lowest -€12,102 (2024)
€10,606▲ €22,709
peak €126,689 (2023)
€125,193▲ 9.3%
€54,383▼ 11.3%
Board1 name since 2011
1 directorWim Van Heeke
Documentsfilings and deeds
11-08-202611 days late
2025micro format
Gross margin from €17,913 to €36,314Back to profit: €10,606Cash from €14,255 to €29,276
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 52% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%▼ -0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.24, cash €29,276
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €125,193 (69.7% of total assets)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 69% of them on solvency, 44% on liquidity, 42% on profitability and 56% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as WIM.TERIOR has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of WIM.TERIOR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for WIM.TERIOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.24 (1.58 in 2024), above the usual 1.5. Short-term debt is 30.3% and cash 16.3% of total assets. 30.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
11 days late
2024
20 days late
2023
1 day early
2022
5 days early
2021
18 days early
2020
13 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0834339659
Change of role: Wim Van Heeke, from manager to director
“De verwerving voor eigen rekening van participaties, onder welke vorm het ook zij, in de oprichting…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 09-06-2023 · Gazette deed
First establishment
Wim.Terior Bvba, Kongostraat 94, Kuurne
Incorporation
published on 10-03-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WIM.TERIOR Kuurne | €179,575 | €36,314 | 69.7% | - |
| STUDIO 8 Antwerp | €206,738 | €32,661 | 43.3% | - |
| Tamo Boutique Antwerp | €173,828 | €31,527 | 91.4% | - |
| RIVAGE 129 Namur | €222,396 | €34,761 | 53.0% | 0 |
| D/M VERCRUYSSE INTERIEURARCHITECTEN Wielsbeke | €156,581 | €53,971 | 66.6% | - |
| HANNA.M Deerlijk | €125,493 | €34,529 | 77.2% | - |
| Project Vijf Public Diksmuide | €197,531 | €51,697 | 75.6% | - |
These companies have the same main activity as WIM.TERIOR: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €125,000 and €222,000, founded between 2006 and 2013.
Official details
Source: KBO- Status
- Active since 08-03-2011Normal situation
- Activity
- Activities of interior architectsNACE 71112
- Establishment unit
- 2.197.523.1228520 Kuurne, since 01-04-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 11-06-2025
Insights on WIM.TERIOR
WIM.TERIOR files the micro format. That format states no turnover. The gross margin rose from €28,108 in 2011 to €36,314 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WIM.TERIOR
- What is the company number of WIM.TERIOR?
- The company number of WIM.TERIOR is 0834.339.659. The VAT number is the same number with BE in front: BE 0834.339.659.
- Where is WIM.TERIOR based?
- The registered office is at Kongostraat 94, 8520 Kuurne.Company details
- What does WIM.TERIOR do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of WIM.TERIOR?
- WIM.TERIOR is a private limited company (BV).
- When was WIM.TERIOR founded?
- WIM.TERIOR was founded on 08-03-2011.
- Is WIM.TERIOR still active?
- Yes, WIM.TERIOR is an active enterprise in the KBO register.
- What is the turnover of WIM.TERIOR?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €36,314 and 53 comparable companies (NACE 711). It probably lies between €76,000 and €150,000.Financials
- Is WIM.TERIOR profitable?
- In financial year 2025, WIM.TERIOR made a profit of €10,606.
- Where can I find the annual accounts of WIM.TERIOR?
- WIM.TERIOR filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WIM.TERIOR due?
- WIM.TERIOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.