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STUDIO 22 ARCHITECTS

Active
Private limited companyfounded 201015 yrs activeVlaamsekunstlaan 39, 2020 Antwerpen, BelgiumKBO/BCE: BE 0829.739.186

STUDIO 22 ARCHITECTS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €15k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+7
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.04 against 3.06 in 2024; short-term debt: 18.5% and cash: 68.4% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.5%
Return on assets
14%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
2 d early
2023
8 d late
2022
50 d late
2021
19 d late
2020
30 d late
2019
13 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€87k▲ 11.4%
2024 · €78k
2018: €58k 2019: €68k 2020: €74k 2021: €82k 2022: €75k 2023: €86k 2024: €78k
2018 → 2025
Total assets
€106k▼ 7.1%
2024 · €114k
2018: €95k 2019: €100k 2020: €100k 2021: €97k 2022: €119k 2023: €119k 2024: €114k
2018 → 2025
Net result
€15k▲ 18.8%
2024 · €12k
2018: €9k 2019: €10k 2020: €6k 2021: €8k 2022: €14k 2023: €17k 2024: €12k
2018 → 2025
Working capital
€79k▲ 5.6%
2024 · €75k
2018: €56k 2019: €65k 2020: €69k 2021: €80k 2022: €74k 2023: €82k 2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€82k-€75k▼ 8.8%€86k▲ 14.4%€78k▼ 9.5%€87k▲ 11.4%
Operating result€11k-€21k▲ 86.3%€24k▲ 15.0%€22k▼ 6.2%€22k▼ 3.3%
Net result€8k-€14k▲ 70.8%€17k▲ 20.2%€12k▼ 26.0%€15k▲ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €11k€11kNet result 2021: €8k€8kOperating result 2022: €21k€21kNet result 2022: €14k€14kOperating result 2023: €24k€24kNet result 2023: €17k€17kOperating result 2024: €22k€22kNet result 2024: €12k€12kOperating result 2025: €22k€22kNet result 2025: €15k€15k20212022202320242025
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets €7k▲ 186%
Current assets €99k▼ 11.3%
Equity and liabilities €106k
Equity €87k▲ 11.4%
Debt €20k▼ 46.2%
The debt ratio falls from 32.0% to 18.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24k
2024 · €24k
Cash flow
€17k
2024 · €14k
Solvency
81.5%
2024 · 68.0%
Current ratio
5.04
2024 · 3.06
Quick ratio
5.04
2024 · 3.06
Debt / equity
0.23
2024 · 0.47
ROE
17.2%
2024 · 16.1%
ROA
14.0%
2024 · 10.9%
Interest coverage
48.19
2024 · 5.64
Debt
€20k
2024 · €37k
Debt ≤ 1 year
€20k
2024 · €37k
Income taxes
€7k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€114k€106k
Fixed assets21/28€2k€7k
Tangible fixed assets22/27€2k€7k
Plant, machinery and equipment23€1k€3k
Furniture and vehicles24€1k€4k
Current assets29/58€112k€99k
Amounts receivable within one year40/41€19k€25k
Trade receivables40€4k€19k
Other amounts receivable41€14k€6k
Cash at bank and in hand54/58€91k€73k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€114k€106k
Equity10/15€78k€87k
Contributions10/11€12k€12k=
Reserves13€65k€74k
Tax-exempt reserves132€5k€5k=
Distributable reserves133€60k€69k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37k€20k
Amounts payable within one year42/48€37k€20k
Financial debts43€2k€2k
Credit institutions430/8€2k€2k
Trade debts44€6k€6k
Suppliers440/4€6k€6k
Taxes, remuneration and social security45€14k€6k
Taxes450/3€14k€6k
Other amounts payable47/48€14k€6k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k
Other operating charges640/8€1k€1k
Gross operating margin9900€26k€26k
Operating profit (loss)9901€22k€22k
Financial income75/76B€429€552
Recurring financial income75€429€552
Financial charges65/66B€4k€503
Recurring financial charges65€4k€503
Profit (loss) for the period before taxes9903€19k€22k
Income taxes67/77€6k€7k
Profit (loss) for the period9904€12k€15k
Profit (loss) for the period to be appropriated9905€12k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€12k€15k
Transfer from equity791/2€21k€6k
Transfer to equity691/2€12k€15k
To other reserves6921€12k€15k
Profit to be distributed694/7€21k€6k
Return on contributions (dividend)694€21k€6k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial Highest result since 2018net €17k ▲20.2%
Operating result €24k, net result €17k, both a record.
19-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €6k ▼42.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
13-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vlaamsekunstlaan 392020 Antwerpen
Ground area
257 m²
Building footprint
106 m²
Volume, LiDAR
956 m³
Parcel 11809I2121/00V002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STUDIO 22 ARCHITECTS
Vlaamsekunstlaan 39, 2020 AntwerpenActivities of building architects
since 20102.192.481.694
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11809I2121/00V002 Flanders 257 m² 1 · 106 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,476 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-09-2010
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.