ARCHITECT KURT LOOMANS
ActiveARCHITECT KURT LOOMANS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €18k. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+5
Solvency100▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 2.85 in 2024; short-term debt: 22.6% and cash: 96.9% of total assets), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
14.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
49 d early
2023
14 d late
2022
17 d late
2021
18 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 23.4%
2024 · €78k
2018: €212k
2019: €215k
2020: €211k
2021: €98k
2022: €69k
2023: €76k
2024: €78k
2018 → 2025
Total assets
€124k▲ 4.0%
2024 · €119k
2018: €227k
2019: €235k
2020: €234k
2021: €234k
2022: €133k
2023: €103k
2024: €119k
2018 → 2025
Net result
€18k▲ 48.5%
2024 · €12k
2018: €7k
2019: €4k
2020: €-5k
2021: €303
2022: €1k
2023: €7k
2024: €12k
2018 → 2025
Working capital
€94k▲ 22.3%
2024 · €77k
2018: €211k
2019: €215k
2020: €210k
2021: €98k
2022: €61k
2023: €72k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€69k▼ 29.7%€76k▲ 10.5%€78k▲ 1.9%€96k▲ 23.4%
Operating result€902-€3k▲ 203%€12k▲ 339%€18k▲ 53.8%€25k▲ 33.3%
Net result€303-€1k▲ 309%€7k▲ 487%€12k▲ 68.2%€18k▲ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€2k▲ 95.7%
Current assets
€122k▲ 3.1%
Equity and liabilities €124k
Equity
€96k▲ 23.4%
Debt
€28k▼ 32.4%
The debt ratio falls from 34.7% to 22.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €22k
Cash flow
€18k▲
2024 · €16k
Solvency
77.4%▲
2024 · 65.3%
Current ratio
4.35▲
2024 · 2.85
Quick ratio
4.35▲
2024 · 2.85
Debt / equity
0.29▼
2024 · 0.53
ROE
18.9%▲
2024 · 15.7%
ROA
14.7%▲
2024 · 10.3%
Interest coverage
198.28▲
2024 · 16.58
Debt
€28k▼
2024 · €41k
Debt ≤ 1 year
€28k▼
2024 · €41k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€124k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€1k-
Current assets29/58€118k€122k▲
Amounts receivable within one year40/41€2k-
Trade receivables40€764-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€114k€120k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€119k€124k▲
Equity10/15€78k€96k▲
Contributions10/11€6k€6k=
Reserves13€23k€41k▲
Distributable reserves133€23k€41k▲
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€41k€28k▼
Amounts payable within one year42/48€41k€28k▼
Trade debts44€28€2k▲
Suppliers440/4€28€2k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€36k€20k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€124▼
Other operating charges640/8€900€1k▲
Gross operating margin9900€23k€26k▲
Operating profit (loss)9901€18k€25k▲
Financial income75/76B€541€449▼
Recurring financial income75€541€449▼
Financial charges65/66B€1k€125▼
Recurring financial charges65€1k€125▼
Profit (loss) for the period before taxes9903€18k€25k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€12k€18k▲
Profit (loss) for the period to be appropriated9905€12k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€67k▲
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer from equity791/2€11k-
Transfer to equity691/2€12k€18k▲
To the legal reserve6920€12k€18k▲
Profit to be distributed694/7€11k-
Return on contributions (dividend)694€11k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €18k ▲48.5%
Operating result €25k, net result €18k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €303
Net result €303 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-5k ▼229%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elf Novemberlaan 472300 TurnhoutGround area
2,338 m²
Building footprint
916 m²
Volume, LiDAR
7,458 m³
Parcel 13040C0997/00C002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Architect Kurt Loomans
since 20122.209.222.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040C0997/00C002 | Flanders | 2,338 m² | 1 · 916 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Studio SB
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BE 0434.775.972
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S.C.O.T.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2012
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.