ARCHECO
ActiveARCHECO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €3k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+6
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 6.66 in 2024), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
3.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
40 d early
2023
48 d early
2022
51 d early
2021
53 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 4.9%
2024 · €70k
2018: €57k
2019: €57k
2020: €67k
2021: €67k
2022: €67k
2023: €68k
2024: €70k
2018 → 2025
Total assets
€109k▲ 26.2%
2024 · €87k
2018: €98k
2019: €102k
2020: €108k
2021: €132k
2022: €96k
2023: €95k
2024: €87k
2018 → 2025
Net result
€3k▲ 42.2%
2024 · €2k
2018: €4k
2019: €13k
2020: €10k
2021: €10k
2022: €213
2023: €192
2024: €2k
2018 → 2025
Working capital
€68k▲ 10.0%
2024 · €62k
2018: €55k
2019: €54k
2020: €65k
2021: €59k
2022: €60k
2023: €59k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€67k▲ 0.3%€68k▲ 0.3%€70k▲ 3.6%€73k▲ 4.9%
Operating result€13k-€5k▼ 60.3%€3k▼ 47.3%€7k▲ 177%€12k▲ 66.0%
Net result€10k-€213▼ 98.0%€192▼ 9.9%€2k▲ 1,161%€3k▲ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€6k▼ 60.0%
Current assets
€104k▲ 42.5%
Equity and liabilities €109k
Equity
€73k▲ 4.9%
Debt
€36k▲ 116%
The debt ratio rises from 19.2% to 32.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€21k▲
2024 · €15k
Cash flow
€12k▲
2024 · €10k
Solvency
67.2%▼
2024 · 80.8%
Current ratio
2.91▼
2024 · 6.66
Quick ratio
2.91▼
2024 · 6.66
Debt / equity
0.49▲
2024 · 0.24
ROE
4.7%▲
2024 · 3.5%
ROA
3.2%▲
2024 · 2.8%
Interest coverage
6.59▲
2024 · 4.69
Debt
€36k▲
2024 · €17k
Debt ≤ 1 year
€36k▲
2024 · €11k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€109k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Land and buildings22€1k€748▼
Furniture and vehicles24€3k€1k▼
Leasing and similar rights25€10k€4k▼
Current assets29/58€73k€104k▲
Amounts receivable after more than one year29€44k-
Other amounts receivable291€44k-
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€14k€6k▼
Other amounts receivable41€1k€7k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€11k€81k▲
Equity and liabilities
Total equity and liabilities10/49€87k€109k▲
Equity10/15€70k€73k▲
Contributions10/11€6k€6k=
Reserves13€3k€6k▲
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€2k€6k▲
Profit (loss) carried forward14€61k€61k=
Amounts payable17/49€17k€36k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€11k€36k▲
Current portion of amounts payable after more than one year42€6k€15k▲
Trade debts44€638€3k▲
Suppliers440/4€638€3k▲
Taxes, remuneration and social security45€4k€345▼
Taxes450/3€4k€345▼
Other amounts payable47/48€171€17k▲
Accrued charges and deferred income492/3€240€186▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€566-
Gross operating margin9900€19k€24k▲
Operating profit (loss)9901€7k€12k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€6k€9k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€64k▲
Profit (loss) brought forward from the previous period14P€61k€61k=
Transfer to equity691/2€2k€3k▲
To other reserves6921€2k€3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €192 ▼9.9%
Net result drops to €192, the lowest in the series; recovery starts the following year.
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 5.68
Current ratio from 2.48 to 5.68; short-term debt falls from €40k to €13k.
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €13k ▲259%
Operating result €18k, net result €13k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kamelialaan 261150 Sint-Pieters-WoluweGround area
514 m²
Building footprint
174 m²
Volume, LiDAR
2,301 m³
2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Edmond Mesenslaan 43, 1040 Etterbeek
since 20102.190.042.145
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0068/00H022 | Brussels | 274 m² | 1 · 55 m² | 12.5 m · 3 fl. |
| 21363B0318/00Z005 | Brussels | 240 m² | 1 · 119 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,292. 5,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2010
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.