Turnover
≈ €130,000 estimated
The micro format states no turnover.
STUC & CO
Lifetime
5 annual accounts with figures on one time axispeak €22,517 (2024)
€20,245▼ 10.1%
lowest -€679 (2021)
€4,323▼ 51.0%
peak €19,332 (2025)
€19,332▲ 28.8%
€76,646▼ 0.4%
Board1 name since 2021
1 directorFOUCART Tiffany
Documentsfilings and deeds
01-02-20261 day late
2025micro format
Result from €8,828 to €4,323Equity from €15,009 to €19,3321 establishment registeredCash from €4,756 to €2,876
Key points
from the 2025 annual accountsChecked score
64
Healthy
Financially stronger than 47% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%highest value
01-2025: 2.3%▼ -1.9 percentage points vs 12-2024
02-2025: 3.1%▲ +0.8 percentage points vs 01-2025
03-2025: 1.9%▼ -1.2 percentage points vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 1.9%● unchanged vs 07-2025
09-2025: 1.9%● unchanged vs 08-2025
10-2025: 2.1%▲ +0.2 percentage points vs 09-2025
11-2025: 2.2%▲ +0.1 percentage points vs 10-2025
12-2025: 2.3%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▼ -0.1 percentage points vs 12-2025
02-2026: 3.0%▲ +0.8 percentage points vs 01-2026
03-2026: 1.5%▼ -1.5 percentage points vs 02-2026
04-2026: 1.4%▼ -0.1 percentage points vs 03-2026
05-2026: 1.3%▼ -0.1 percentage points vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.3%● unchanged vs 07-2026
09-2026: 1.2%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2021
2 establishment units
Liquidity: current ratio 0.95, cash €2,876
lowers risk
Figures for financial year 2025 (filed on 01-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 31% of them on solvency, 14% on liquidity, 62% on profitability and 81% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as STUC & CO has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STUC & CO itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for STUC & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.95 (0.89 in 2024), below 1. Short-term debt is 74.2% and cash 3% of total assets. 79.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
1 day late
2024
3 days late
2023
1 day early
2022
1 day early
2021
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
- TORRIGIOTTI Raphaël 50 sharesdeed of 18-01-2021
- FOUCART Tiffany 50 sharesdeed of 18-01-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0761630241
New establishment in Enghien
Carembergstraat (P.E.) 118
Registered office moved from Enghien rue Caremberg to Ghislenghien
New registered office: avenue des Artisans 51 boîte 8, 7822 GHISLENGHIEN · Previous registered office: 7850 Enghien rue Caremberg 118 · Board meeting of 21-10-2022 · Gazette deed
Incorporation
Founding capital of €3,200, 100 shares · Founders: TORRIGIOTTI Raphaël (comparant) and FOUCART Tiffany (comparante) · Appointment: FOUCART Tiffany (director) · published on 18-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STUC & CO Ath | €95,978 | €20,245 | 20.1% | - |
| BEFLAG Wavre | €87,525 | €17,586 | 84.7% | - |
| TRADER AND TRADE SERVICES Grâce-Hollogne | €89,597 | €25,094 | 10.8% | - |
| RE - Loop Brussels | €86,516 | €26,119 | -25.5% | - |
| Biomex Ypres | €112,069 | €25,972 | 8.8% | - |
| DIJL Leuven | €114,575 | €18,136 | 39.8% | - |
| ATELIER LACHAPELLE Ostend | €116,123 | €21,364 | 0.9% | - |
These companies have the same main activity as STUC & CO: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €86,500 and €116,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 14-01-2021Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 3 others
- Establishment units
- 2.312.436.9437822 Ath, since 14-01-2021
- 2.369.709.3077850 Enghien, since 01-01-2025
- Financial year end
- 30 June
- Peppol
- Reachable since 05-10-2026
Insights on STUC & CO
STUC & CO files the micro format. That format states no turnover. The gross margin rose from €722 in 2021 to €20,245 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STUC & CO
- What is the company number of STUC & CO?
- The company number of STUC & CO is 0761.630.241. The VAT number is the same number with BE in front: BE 0761.630.241.
- Where is STUC & CO based?
- The registered office is at Avenue des Artisans 51, 7822 Ath.Company details
- What does STUC & CO do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of STUC & CO?
- STUC & CO is a private limited company (BV).
- When was STUC & CO founded?
- STUC & CO was founded on 14-01-2021.
- Is STUC & CO still active?
- Yes, STUC & CO is an active enterprise in the KBO register.
- What is the turnover of STUC & CO?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €20,245 and 37 comparable companies (NACE 46190). It probably lies between €76,000 and €280,000. It is a rough estimate.Financials
- Is STUC & CO profitable?
- In financial year 2025, STUC & CO made a profit of €4,323.
- Where can I find the annual accounts of STUC & CO?
- STUC & CO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STUC & CO due?
- STUC & CO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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