DIJL
ActiveSummary
The computed 12-month bankruptcy probability of DIJL is 1.6% (moderate). The 2024 annual accounts show equity of €46k and a net result of €12k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 15865 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+70
Solvency65▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 4.44 in 2023; short-term debt: 36.4% and cash: 0% of total assets), but 60.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.8%
Return on assets
10.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
on the day
2022
31 d late
2021
12 d early
2020
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€46k▲ 35.1%
2023 · €34k
2020: €13klowest in 5 years
2021: €13k▲ +0.5% vs 2020
2022: €42k▲ +225% vs 2021
2023: €34k▼ -19.5% vs 2022
2024: €46k▲ +35.1% vs 2023highest in 5 years
2020 → 2024
Total assets
€115k▲ 7.6%
2023 · €107k
2020: €27klowest in 5 years
2021: €45k▲ +70.5% vs 2020
2022: €91k▲ +101% vs 2021
2023: €107k▲ +17.0% vs 2022
2024: €115k▲ +7.6% vs 2023highest in 5 years
2020 → 2024
Net result
€12k
2023 · €-8k
2020: €11k
2021: €59▼ -99.5% vs 2020
2022: €29k▲ +49238% vs 2021highest in 5 years
2023: €-8k▼ -128% vs 2022lowest in 5 years
2024: €12k▲ +245% vs 2023
2020 → 2024
Working capital
€63k▼ 13.0%
2023 · €73k
2020: €13klowest in 5 years
2021: €13k▲ +0.5% vs 2020
2022: €59k▲ +354% vs 2021
2023: €73k▲ +22.6% vs 2022highest in 5 years
2024: €63k▼ -13.0% vs 2023
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€13k▲ 0.5%€42k▲ 225%€34k▼ 19.5%€46k▲ 35.1%
2020: €13klowest in 5 years
2021: €13k▲ +0.5% vs 2020
2022: €42k▲ +225% vs 2021
2023: €34k▼ -19.5% vs 2022
2024: €46k▲ +35.1% vs 2023highest in 5 years
Operating result€15k-€472▼ 96.8%€36k▲ 7,489%€-10k€15k
2020: €15k
2021: €472▼ -96.8% vs 2020
2022: €36k▲ +7489% vs 2021highest in 5 years
2023: €-10k▼ -128% vs 2022lowest in 5 years
2024: €15k▲ +252% vs 2023
Net result€11k-€59▼ 99.5%€29k▲ 49,238%€-8k€12k
2020: €11k
2021: €59▼ -99.5% vs 2020
2022: €29k▲ +49238% vs 2021highest in 5 years
2023: €-8k▼ -128% vs 2022lowest in 5 years
2024: €12k▲ +245% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €10k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115k
Fixed assets
€10k ▼ 24.5%
Current assets
€105k ▲ 11.9%
Equity and liabilities €115k
Equity
€46k ▲ 35.1%
Debt
€69k ▼ 5.2%
Debt's share of the balance-sheet total falls from 68.3% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2023 · €-7k
Cash flow
€15k▲
2023 · €-5k
Current ratio
2.52▼
2023 · 4.44
Debt to equity
1.51▼
2023 · 2.16
ROE
26.0%▲
2023 · -24.2%
ROA
10.3%▲
2023 · -7.7%
Interest coverage
5.68▲
2023 · -7.59
Debt ≤ 1 year
€42k▲
2023 · €21k
Income taxes
€4k▲
2023 · €34
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€107k€115k▲
Fixed assets21/28€13k€10k▼
Intangible fixed assets21€13k€10k▼
Current assets29/58€94k€105k▲
Amounts receivable after more than one year29€7k€7k=
Other amounts receivable291€7k€7k=
Amounts receivable within one year40/41€86k€94k▲
Trade receivables40€17k€31k▲
Other amounts receivable41€69k€63k▼
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€107k€115k▲
Equity10/15€34k€46k▲
Contributions10/11€2k€2k=
Reserves13€32k€44k▲
Distributable reserves133€32k€44k▲
Amounts payable17/49€73k€69k▼
Amounts payable within one year42/48€21k€42k▲
Financial debts43-€14k
Credit institutions430/8-€10k
Other loans439-€4k
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€16k€20k▲
Taxes450/3€16k€20k▲
Accrued charges and deferred income492/3€52k€27k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€116-
Gross operating margin9900€-7k€18k▲
Operating profit (loss)9901€-10k€15k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€928€3k▲
Recurring financial charges65€928€3k▲
Profit (loss) for the period before taxes9903€-8k€16k▲
Income taxes67/77€34€4k▲
Profit (loss) for the period9904€-8k€12k▲
Profit (loss) for the period to be appropriated9905€-8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€12k▲
Transfer from equity791/2€8k€0▼
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €3k | €3k | ▲ 8.6% |
| Other operating charges640/8 | - | €281 | €1k | €116 | - | - |
| Gross operating margin9900 | €15k | €753 | €37k | €-7k | €18k | ▲ 362% |
| Operating profit (loss)9901 | €15k | €472 | €36k | €-10k | €15k | ▲ 252% |
| Financial income75/76B | - | €378 | €1k | €3k | €4k | ▲ 62.8% |
| Recurring financial income75 | €10 | €378 | €1k | €3k | €4k | ▲ 62.8% |
| Financial charges65/66B | - | €102 | €443 | €928 | €3k | ▲ 244% |
| Recurring financial charges65 | €195 | €102 | €443 | €928 | €3k | ▲ 244% |
| Profit (loss) for the period before taxes9903 | €14k | €747 | €37k | €-8k | €16k | ▲ 299% |
| Income taxes67/77 | €3k | €689 | €8k | €34 | €4k | ▲ 12,730% |
| Profit (loss) for the period9904 | €11k | €59 | €29k | €-8k | €12k | ▲ 245% |
| Profit (loss) for the period to be appropriated9905 | €11k | €59 | €29k | €-8k | €12k | ▲ 245% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27k | €45k | €91k | €107k | €115k | ▲ 7.6% |
| Fixed assets21/28 | €105 | €105 | - | €13k | €10k | ▼ 24.5% |
| Intangible fixed assets21 | - | - | - | €13k | €10k | ▼ 24.5% |
| Financial fixed assets28 | €105 | €105 | - | - | - | - |
| Current assets29/58 | €26k | €45k | €91k | €94k | €105k | ▲ 11.9% |
| Amounts receivable after more than one year29 | - | €7k | €7k | €7k | €7k | = |
| Other amounts receivable291 | - | €7k | €7k | €7k | €7k | = |
| Amounts receivable within one year40/41 | €13k | €28k | €54k | €86k | €94k | ▲ 9.3% |
| Trade receivables40 | - | €21k | €24k | €17k | €31k | ▲ 80.3% |
| Other amounts receivable41 | - | €7k | €30k | €69k | €63k | ▼ 8.6% |
| Cash at bank and in hand54/58 | €7k | €10k | €31k | €1k | €0 | ▼ 100% |
| Deferred charges and accrued income490/1 | - | - | - | - | €4k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27k | €45k | €91k | €107k | €115k | ▲ 7.6% |
| Equity10/15 | €13k | €13k | €42k | €34k | €46k | ▲ 35.1% |
| Contributions10/11 | - | €2k | €2k | €2k | €2k | = |
| Reserves13 | €11k | €11k | €40k | €32k | €44k | ▲ 37.3% |
| Distributable reserves133 | - | €11k | €40k | €32k | €44k | ▲ 37.3% |
| Profit (loss) carried forward14 | - | €59 | - | - | - | - |
| Amounts payable17/49 | €14k | €32k | €49k | €73k | €69k | ▼ 5.2% |
| Amounts payable within one year42/48 | €13k | €32k | €32k | €21k | €42k | ▲ 97.3% |
| Financial debts43 | - | - | - | - | €14k | - |
| Credit institutions430/8 | - | - | - | - | €10k | - |
| Other loans439 | - | - | - | - | €4k | - |
| Trade debts44 | €4k | €24k | €6k | €5k | €8k | ▲ 57.7% |
| Suppliers440/4 | - | €24k | €6k | €5k | €8k | ▲ 57.7% |
| Taxes, remuneration and social security45 | - | €8k | €26k | €16k | €20k | ▲ 24.6% |
| Taxes450/3 | - | €6k | €26k | €16k | €20k | ▲ 24.6% |
| Remuneration and social security454/9 | - | €2k | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €245 | €17k | €52k | €27k | ▼ 47.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €59 | €29k | €-8k | €12k | ▲ 245% |
| + Depreciation and write-downs630 | - | - | - | €3k | €3k | ▲ 8.6% |
| Operating cash flow (approximation) | €11k | €59 | €29k | €-5k | €15k | ▲ 381% |
| Investment in fixed assets (approximation) | - | €0 | - | - | €0 | - |
| Change in cash | - | €4k | €21k | €-30k | €-1k | ▲ 95.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €29k ▲49,238%
Operating result €36k, net result €29k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.87
Current ratio from 1.41 to 2.87; short-term debt falls from €32k to €32k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Ground area
67 m²
Building footprint
47 m²
Volume, LiDAR
324 m³
Parcel 24482F0238/00A005, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DIJL
since 20202.301.553.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0238/00A005 | Flanders | 67 m² | 1 · 47 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AfricPass
BE 0507.936.243
Braine-le-Château · Eq €45,607
Kesan Food
BE 0663.927.386
Etterbeek · Eq €45,570
PDLC
BE 0875.355.615
Roeselare · Eq €45,632
ONE TEAM
BE 0598.908.583
Jette · Eq €45,543
NEDAL
BE 0775.597.251
Kortrijk · Eq €45,517
Of 6,155 companies in sector 46190 we hold annual accounts for 2,571. 1,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
73200Market research and public opinion polling
Contact
E-mail
geert@dijl.be
Phone
0477842275
Scores and ratios are computed by Checked and are not a credit decision.