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DIJL

Active Private limited companyfounded 2020active for 6 yearsJozef Pierrestraat 74, 3010 LeuvenKBO/BCE: BE 0746.401.340

Lifetime

5 annual accounts with figures on one time axis
peak €36,803 (2022)
€18,136▲ €25,059
lowest -€8,166 (2023)
€11,833▲ €19,998
peak €45,590 (2024)
€45,590▲ 35.1%
€68,984▼ 5.2%
Board1 name since 2020
Documentsfilings and deeds
10-10-202571 days late
2024micro format
Gross margin from -€6,923 to €18,136Back to profit: €11,833Equity from €33,758 to €45,590Cash from €1,216 to €0

Key points

from the 2024 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Liquidity

2.52 was 4.44 in 2023

Short-term debts rose from €21,158 to €41,750.

Filings

5 annual accounts 101 days past the deadline
AprilJune31 JulyOctober202020222024

2025 accounts not filed: deadline was 31-07-2026.

Checked score

38
Weak
Financially stronger than 58% of micro companies in wholesale trade (NACE 46)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.0% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.2% 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.1%▼ -0.1 percentage points vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025lowest value 04-2025: 2.2%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.5 percentage points vs 07-2025 09-2025: 3.0%▲ +0.3 percentage points vs 08-2025 10-2025: 4.1%▲ +1.1 percentage points vs 09-2025 11-2025: 3.9%▼ -0.2 percentage points vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 3.8%▼ -0.1 percentage points vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.7%▼ -0.1 percentage points vs 04-2026 06-2026: 3.6%▼ -0.1 percentage points vs 05-2026 07-2026: 3.1%▼ -0.5 percentage points vs 06-2026 08-2026: 3.9%▲ +0.8 percentage points vs 07-2026 09-2026: 4.2%▲ +0.3 percentage points vs 08-2026 10-2026: 6.0%▲ +1.8 percentage points vs 09-2026highest value 11-2026: 6.0%● unchanged vs 10-2026highest value

Financial strength
Average

65+8equity 39.8% of total assets
33-12short-term debt 36.4% · cash 0.0%
79+70return on assets 10.3%

Score breakdown

raises risk
Figures for financial year 2024 (filed on 10-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 71 days late; 2 of the last 3 accounts late
Liquidity: current ratio 2.52, cash €0, halved
Founded in 2020
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 31% on liquidity, 71% on profitability and 84% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as DIJL has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DIJL itself is higher: 6.0% within 12 months. It rests on far more data about DIJL than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for DIJL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is ample, with a current ratio of 2.52 (4.44 in 2023), above the usual 1.5. Short-term debt is 36.4% and cash 0% of total assets. However, 60.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Figures for financial year 2024 (filed on 10-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 71 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 2.52, cash €0, halved
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 71 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
71 days late
2023
on the day
2022
31 days late
2021
12 days early
2020
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 15 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • VERLINDEN, Geert Dominique 100 sharesdeed of 22-04-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0746401340
Incorporation Founding capital of €2,000, 100 shares · Founder: VERLINDEN, Geert Dominique (comparant oprichter) · Appointment: VERLINDEN, Geert Dominique (director) · published on 22-04-2020 · Gazette deed
First establishment De Regenboog 11, Mechelen
All 12 events

Comparable companies

same main activity, similar in size and age
Company
DIJL Leuven €114,575 €18,136 39.8% -
Gao Dumpling Belgium Antwerp €128,507 €23,458 -98.8% -
STUC & CO Ath €95,978 €20,245 20.1% -
PURE ENERGY CONSULT Edegem €146,446 €16,897 22.3% -
ANTIMACUL Leuven €87,229 €29,139 76.7% -
SGM INVEST Drogenbos €139,469 €25,579 39.1% -
DoubleB Boortmeerbeek €184,819 €19,303 92.4% -

These companies have the same main activity as DIJL: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €87,200 and €185,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 20-04-2020Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 1 other
Establishment unit
2.301.553.9392800 Mechelen, since 20-04-2020
Financial year end
31 December
Peppol
Reachable since 07-10-2025
Company details

Annual accounts 2024

€114,575▲ 7.6%
Filing
Filed on 10-10-2025
Financials

Insights on DIJL

DIJL files the micro format. That format states no turnover. The gross margin rose from €15,257 in 2020 to €18,136 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DIJL

What is the company number of DIJL?
The company number of DIJL is 0746.401.340. The VAT number is the same number with BE in front: BE 0746.401.340.
Where is DIJL based?
The registered office is at Jozef Pierrestraat 74, 3010 Leuven.Company details
What does DIJL do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of DIJL?
DIJL is a private limited company (BV).
When was DIJL founded?
DIJL was founded on 20-04-2020.
Is DIJL still active?
Yes, DIJL is an active enterprise in the KBO register.
What is the turnover of DIJL?
The turnover in financial year 2024 is ≈ €110,000. This figure is estimated from the gross margin of €18,136 and 37 comparable companies (NACE 46190). It probably lies between €68,000 and €250,000. It is a rough estimate.Financials
Is DIJL profitable?
In financial year 2024, DIJL made a profit of €11,833.
Where can I find the annual accounts of DIJL?
DIJL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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