Turnover
≈ €220,000 estimated
The micro format states no turnover.
STRT
Overview
Lifetime
1 annual account with figurespeak €30,748 (2025)
€30,748
peak €24,970 (2025)
€24,970
peak €25,970 (2025)
€25,970
€25,144
Board1 name since 2024
1 directorCOSGUN Zeynep
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Checked score
41
Weak
Financially stronger than 68% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.6%lowest value
02-2026: 3.7%▲ +0.1 percentage points vs 01-2026
03-2026: 3.8%▲ +0.1 percentage points vs 02-2026
04-2026: 4.1%▲ +0.3 percentage points vs 03-2026
05-2026: 4.2%▲ +0.1 percentage points vs 04-2026
06-2026: 4.6%▲ +0.4 percentage points vs 05-2026
07-2026: 5.0%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 4.6%▼ -0.4 percentage points vs 07-2026
09-2026: 4.6%● unchanged vs 08-2026
10-2026: 4.5%▼ -0.1 percentage points vs 09-2026
11-2026: 4.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 2.03
Size: total assets €51,114
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 59% of them on solvency, 54% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as STRT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of STRT itself is higher: 4.5% within 12 months. It rests on far more data about STRT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for STRT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.03, above the usual 1.5. Short-term debt is 49.2% of total assets. 49.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017548905
First establishment
Aarschotsestraat 2, Vilvoorde
Incorporation
Founding capital of €1,000, 100 shares · Founder: COSGUN Zeynep · Appointment: COSGUN Zeynep (director) · published on 19-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STRT Vilvoorde | - | - | 50.8% | - |
| TM Build Drogenbos | €1.0m | 2.5% | 50.8% | - |
| Van Mulders Bouw Opwijk | - | - | 29.2% | - |
| TUTTO BENE Sint-Genesius-Rode | - | - | 11.2% | - |
| J. VANDEN BERGH Zoutleeuw | - | - | 52.6% | - |
| DRA Rénovation Pepingen | - | - | 24.0% | - |
| PEREIRA CONSTRUCT Sint-Pieters-Leeuw | €0.2m | 14.5% | 52.0% | - |
These companies have the same main activity as STRT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €44,800 and €55,700, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 17-12-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.367.458.2141800 Vilvoorde, since 19-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-05-2026
Annual accounts 2025
- €30,748
- €24,970
- €25,970
- €51,114
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on STRT
The computed 12-month bankruptcy probability of STRT is 4.5% (elevated). The 2025 annual accounts show equity of €25,970 and a net result of €24,970.
Its solvency ranks better than 58% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-07-2026, 21 days before the deadline€30,748
€30,698
€24,970
€25,970
50.8%
2.03
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €120,000 and €390,000.
Balance sheet
balance sheet total €51,114 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
50.8%
Higher than 58% of 9,462 companies in 2025.
2.03
Higher than 59% of 9,210 companies in 2025.
48.9%
Higher than 94% of 9,282 companies in 2025.
STRT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
51,114 | |
29/58 |
51,114 | |
40/41 |
51,114 | |
40 |
12,491 | |
41 |
38,623 | |
| Balance sheet: equity and liabilities | ||
10/49 |
51,114 | |
10/15 |
25,970 | |
10/11 |
1,000 | |
14 |
24,970 | |
17/49 |
25,144 | |
42/48 |
25,144 | |
43 |
2,883 | |
430/8 |
2,883 | |
44 |
14,430 | |
440/4 |
14,430 | |
45 |
6,820 | |
450/3 |
6,820 | |
47/48 |
1,011 | |
| Income statement | ||
9900 |
30,748 | |
640/8 |
50 | |
9901 |
30,698 | |
75/76B |
1,347 | |
75 |
1,347 | |
65/66B |
255 | |
65 |
255 | |
9903 |
31,790 | |
67/77 |
6,820 | |
9904 |
24,970 | |
9905 |
24,970 | |
| Appropriation of the result | ||
9906 |
24,970 | |
| Document | ||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00278239 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 25,970 | ||
| 50.8% | ||
| 2.03 | ||
| 0.97 | ||
| 96.1% | ||
| 48.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on STRT
Debt's share of the balance-sheet total is 49.2%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 19-12-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 19-12-2024
Mandates through the years
1 name, the dashed line is todayCOSGUN Zeynep
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- COSGUN Zeynep
- Director (not named in the articles), appointed by deed of 19-12-2024, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €260 in 2025
- Source
- deed of 19-12-2024
Articles of association
deed of 19-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Algemene vergadering die benoemt”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager en helft koper(s), geen beroep op rechter”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 19-12-2024 ↗
- COSGUN Zeynep sole founder · 100% at incorporation
Network & group
No group
STRT has no parent and no holdings in its annual accounts. COSGUN Zeynep is the only director. STRT shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 21 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017548905
2024
First establishment Aarschotsestraat 2, Vilvoorde
IncorporationFounding capital of €1,000, 100 shares · Founder: COSGUN Zeynep · Appointment: COSGUN Zeynep (director) · published on 19-12-20245 points ▸
- Founder, COSGUN Zeynep
- Founding capital, €1,000, 100 shares
- 100 shares
- Registered office clause, Aarschotsestraat 2, 1800 Vilvoorde
- Director appointment, COSGUN Zeynep (director (not named in the articles))
- The deed holds 5 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.548.905
- VAT number
- BE 1017.548.905
- Peppol ID
- 0208:1017548905
- Other Peppol ID
- 9925:BE1017548905
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 19-12-2024 (in Dutch)
- Peppol
- Reachable since 08-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- STRT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-12-2024 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwwerken,nieuwe constructies,binnen- en buitenrenovatie…”deed of 19-12-2024 (in Dutch)
3 activities
- Algemene bouwwerken,nieuwe constructies,binnen- en buitenrenovatie (schilderen,verbouwing,herstellingen,metsen,dakwerk,elektriciteitswerken);
- Stedenbouwkundige werken,het ontwerpen van gebouwen,
- Verfwerken,metselwerken,werktuigkunde,elektriciteit,dakwerken; bouwmaterialen,elektrisch en elektronisch materiaal,materiaal voor sanitair en loodgieterij.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Aarschotsestraat 2 registered office 1800 Vilvoorde 4322301 Specialised construction activities | 19-12-2024 | 2.367.458.214 |
Buildings and parcels at the address
- Ground area
- 401 m²
- Buildings
- 199 m²
- Volume, LiDAR
- 1,667 m³
- Tallest building
- 11.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23066C0136/00F006 | 401 m² | 1 · 199 m² | 11.1 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1017.548.905