StressLess
ActiveThe computed 12-month bankruptcy probability of StressLess is 3.5% (moderate). The 2025 annual accounts show negative equity (€-6k) and a net result of €1k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 4401 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.15 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-81.2%
Return on assets
18.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4401 sector peers (2025).
NBB · sector comparisonPosition among 4401 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
37 d early
2023
35 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▲ 18.2%
2024 · €-8k
2022: €-471
2023: €-9k
2024: €-8k
2022 → 2025
Total assets
€8k▲ 2.8%
2024 · €8k
2022: €12k
2023: €9k
2024: €8k
2022 → 2025
Net result
€1k▲ 53.3%
2024 · €914
2022: €-5k
2023: €-8k
2024: €914
2022 → 2025
Working capital
€-7k▲ 10.9%
2024 · €-8k
2022: €-2k
2023: €-9k
2024: €-8k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-471-€-9k▼ 1,723%€-8k▲ 10.6%€-6k▲ 18.2%
Operating result€-5k-€-8k▼ 43.8%€2k€2k▲ 11.3%
Net result€-5k-€-8k▼ 48.4%€914€1k▲ 53.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7k
Fixed assets
€4k▼ 27.3%
Current assets
€3k▲ 146%
Key figures and ratios
EBITDA
€5k▲
2024 · €5k
Cash flow
€4k▲
2024 · €3k
Solvency
-81.2%▲
2024 · -102.0%
Current ratio
0.33▲
2024 · 0.15
Quick ratio
0.33▲
2024 · 0.14
Debt / equity
-2.23▼
2024 · -1.98
ROE
-22.3%▼
2024 · -11.9%
ROA
18.1%▲
2024 · 12.1%
Interest coverage
4.96▲
2024 · 3.69
Debt
€14k▼
2024 · €15k
Debt ≤ 1 year
€11k▲
2024 · €9k
Debt > 1 year
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€8k▲
Formation expenses20€940€503▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24-€226
Leasing and similar rights25€3k€2k▼
Financial fixed assets28€75-
Current assets29/58€1k€3k▲
Stocks and contracts in progress3€143-
Stocks30/36€143-
Amounts receivable within one year40/41€299€3k▲
Trade receivables40€218€3k▲
Other amounts receivable41€81-
Cash at bank and in hand54/58€821€398▼
Deferred charges and accrued income490/1€149€167▲
Equity and liabilities
Total equity and liabilities10/49€8k€8k▲
Equity10/15€-8k€-6k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-13k€-11k▲
Amounts payable17/49€15k€14k▼
Amounts payable after more than one year17€4k€2k▼
Financial debts170/4€4k€2k▼
Amounts payable within one year42/48€9k€11k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€1k€700▼
Suppliers440/4€1k€700▼
Taxes, remuneration and social security45€547€87▼
Taxes450/3€547€87▼
Other amounts payable47/48€6k€7k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€442€856▲
Gross operating margin9900€5k€6k▲
Operating profit (loss)9901€2k€2k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€914€1k▲
Profit (loss) for the period9904€914€1k▲
Profit (loss) for the period to be appropriated9905€914€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-11k▲
Profit (loss) brought forward from the previous period14P€-14k€-13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €1k ▲53.3%
Operating result €2k, net result €1k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €914
Net result €914 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gervoort 112491 BalenGround area
1,692 m²
Building footprint
220 m²
Volume, LiDAR
725 m³
Parcel 13030D0617/00T000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
StressLess
since 20222.328.013.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13030D0617/00T000 | Flanders | 1,692 m² | 1 · 220 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Geel
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,157 companies in sector 81300 we hold annual accounts for 4,344.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
01610Support activities for crop production
47761Retail sale of flowers, plants, seeds and fertilisers
49410Freight transport by road
52250Logistics services
52290Warehousing and support activities for transportation
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.