BAPTISIA
ActiveThe computed 12-month bankruptcy probability of BAPTISIA is 5.9% (elevated). The 2024 annual accounts show negative equity (€-4k) and a net result of €-1k. Equity is shrinking by ~274.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 5897 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+50
Solvency0▼-8
Growth32=
Track record94
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.46 in 2023; short-term debt: 169.9% and cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-69.9%
Return on assets
-25.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
28 d late
2022
16 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-4k▼ 56.4%
2023 · €-3k
2022: €18k
2023: €-3k
2022 → 2024
Total assets
€6k▼ 61.5%
2023 · €15k
2022: €39k
2023: €15k
2022 → 2024
Net result
€-1k▲ 93.0%
2023 · €-21k
2022: €16k
2023: €-21k
2022 → 2024
Working capital
€-4k▲ 54.6%
2023 · €-9k
2022: €6k
2023: €-9k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€18k-€-3k€-4k▼ 56.4%
Operating result€20k-€-20k€-611▲ 97.0%
Net result€16k-€-21k€-1k▲ 93.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €611 in 2024 against €20k in 2023; the loss shrinks.
Key figures and ratios
EBITDA
€7k▲
2023 · €-13k
Cash flow
€6k▲
2023 · €-14k
Solvency
-69.9%▼
2023 · -17.2%
Current ratio
0.59▲
2023 · 0.46
Quick ratio
0.59▲
2023 · 0.46
Debt / equity
-2.43▲
2023 · -6.81
ROA
-25.2%▲
2023 · -137.9%
Interest coverage
7.94▲
2023 · -15.36
Debt
€10k▼
2023 · €18k
Debt ≤ 1 year
€10k▼
2023 · €17k
Debt > 1 year
€0▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€15k€6k▼
Fixed assets21/28€7k€0▼
Tangible fixed assets22/27€7k€0▼
Plant, machinery and equipment23€3k€0▼
Furniture and vehicles24€5k€0▼
Current assets29/58€8k€6k▼
Amounts receivable within one year40/41€412€3k▲
Trade receivables40-€1k
Other amounts receivable41€412€1k▲
Current investments50/53-€546
Cash at bank and in hand54/58€4k€43▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€15k€6k▼
Equity10/15€-3k€-4k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-5k€-7k▼
Amounts payable17/49€18k€10k▼
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€17k€10k▼
Current portion of amounts payable after more than one year42€2k€1k▼
Trade debts44€3k€262▼
Suppliers440/4€3k€262▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€9k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€149€387▲
Gross operating margin9900€-13k€7k▲
Operating profit (loss)9901€-20k€-611▲
Financial charges65/66B€826€867▲
Recurring financial charges65€826€867▲
Profit (loss) for the period before taxes9903€-21k€-1k▲
Profit (loss) for the period9904€-21k€-1k▲
Profit (loss) for the period to be appropriated9905€-21k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-7k▼
Profit (loss) brought forward from the previous period14P€16k€-5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼232%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Perwez,St-Germain 455310 EghezéeGround area
308 m²
Building footprint
46 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Baptisia
since 20222.331.231.583
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55302C0166/00M007 | Wallonia | 208 m² | 1 · 46 m² | - |
| 92105A0124/00F002 | Wallonia | 100 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ACLV TUIN EN TEGELWERKEN
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 3,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43320Joinery installation
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:etsbapt@gmail.com