CRSMO
ActiveSummary
The computed 12-month bankruptcy probability of CRSMO is 2.6% (moderate). The 2025 annual accounts show equity of €4,761 and a net result of €2,545. Its solvency ranks better than 59% of 4544 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency74▼-18
Growth78
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
22 d late
2024
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€4,761▲ 115%
2024 · €2,215
Total assets
€9,669▲ 192%
2024 · €3,308
Net result
€2,545
2024 · -€1,285
Working capital
€3,827▲ 998%
2024 · €349
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€1,266-€2,707
Net result-€1,285-€2,545
Equity€2,215-€4,761▲ 115%
Total assets€3,308-€9,669▲ 192%
Debt€1,092-€4,909▲ 349%
Working capital€349-€3,827▲ 998%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,707 after a loss of €1,266 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9,669
Fixed assets
€933 ▼ 50.0%
Current assets
€8,736 ▲ 506%
Equity and liabilities €9,669
Equity
€4,761 ▲ 115%
Debt
€4,909 ▲ 349%
Debt's share of the balance-sheet total rises from 33.0% to 50.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3,640▲
2024 · -€333
Cash flow
€3,479▲
2024 · -€351
Current ratio
1.78
Debt to equity
1.03
ROE
53.5%
ROA
26.3%
Interest coverage
22.55▲
2024 · -8.76
Debt ≤ 1 year
€4,909▲
2024 · €1,092
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €933 | €933 | = |
| Other operating charges640/8 | €128 | - | - |
| Gross operating margin9900 | -€205 | €3,640 | ▲ 1,875% |
| Operating profit (loss)9901 | -€1,266 | €2,707 | ▲ 314% |
| Financial income75/76B | €19 | - | - |
| Recurring financial income75 | €19 | - | - |
| Financial charges65/66B | €38 | €161 | ▲ 325% |
| Recurring financial charges65 | €38 | €161 | ▲ 325% |
| Profit (loss) for the period before taxes9903 | -€1,285 | €2,545 | ▲ 298% |
| Profit (loss) for the period9904 | -€1,285 | €2,545 | ▲ 298% |
| Profit (loss) for the period to be appropriated9905 | -€1,285 | €2,545 | ▲ 298% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €3,308 | €9,669 | ▲ 192% |
| Fixed assets21/28 | €1,867 | €933 | ▼ 50.0% |
| Tangible fixed assets22/27 | €1,867 | €933 | ▼ 50.0% |
| Furniture and vehicles24 | €1,867 | €933 | ▼ 50.0% |
| Current assets29/58 | €1,441 | €8,736 | ▲ 506% |
| Amounts receivable within one year40/41 | €1,440 | €2,540 | ▲ 76.4% |
| Trade receivables40 | €726 | €2,483 | ▲ 242% |
| Other amounts receivable41 | €714 | €57 | ▼ 92.1% |
| Cash at bank and in hand54/58 | €1 | €6,196 | ▲ 696,056% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €3,308 | €9,669 | ▲ 192% |
| Equity10/15 | €2,215 | €4,761 | ▲ 115% |
| Contributions10/11 | €3,500 | €3,500 | = |
| Profit (loss) carried forward14 | -€1,285 | €1,261 | ▲ 198% |
| Amounts payable17/49 | €1,092 | €4,909 | ▲ 349% |
| Amounts payable within one year42/48 | €1,092 | €4,909 | ▲ 349% |
| Trade debts44 | €1,092 | €2,845 | ▲ 160% |
| Suppliers440/4 | €1,092 | €2,845 | ▲ 160% |
| Taxes, remuneration and social security45 | - | €1,715 | - |
| Taxes450/3 | - | €215 | - |
| Remuneration and social security454/9 | - | €1,500 | - |
| Other amounts payable47/48 | - | €349 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,285 | €2,545 | ▲ 298% |
| + Depreciation and write-downs630 | €933 | €933 | = |
| Operating cash flow (approximation) | -€351 | €3,479 | ▲ 1,090% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €6,195 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Back to profitnet €2,545
Net result €2,545 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hauptstrasse 83/00024730 Raeren1 establishment unit
CRSMO
since 20232.352.664.625
Similar companies · same sector, comparable size
Vandeweyer Tuindesign
BE 1010.026.653
Beringen · Eq €4,740
VANDEREECKT IVO
BE 0899.414.781
Tienen · Eq €4,735
HOUSE & GARDEN EXPERIENCE
BE 0777.399.372
Antwerpen · Eq €4,724
ARNE SCHOTS TUINONDERHOUD
BE 1016.802.597
Leuven · Eq €4,802
ATWS
BE 1015.937.715
Mechelen · Eq €4,806
Of 21,225 companies in sector 81300 we hold annual accounts for 4,366. 1,620 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
43240Other construction installation
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.