STRATEGIE
ActiveSTRATEGIE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €858k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-32
Solvency89▲+25
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 1.68 in 2024; short-term debt: 26.3% and cash: 35.3% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
1%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €858k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
16 d early
2023
1 d early
2022
4 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 96.4%
2024 · €367k
2018: €80k
2020: €292k
2021: €99k
2022: €22k
2023: €-60k
2024: €367k
2018 → 2025
Working capital
€914k▲ 11.2%
2024 · €821k
2018: €2.35M
2020: €1.77M
2021: €483k
2022: €517k
2023: €457k
2024: €821k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€516k-€538k▲ 4.2%€478k▼ 11.1%€845k▲ 76.7%€858k▲ 1.6%
Operating result€101k-€-12k€-62k▼ 420%€370k€27k▼ 92.7%
Net result€99k-€22k▼ 78.0%€-60k€367k€13k▼ 96.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€68k▼ 39.8%
Current assets
€1.26M▼ 38.0%
Equity and liabilities €1.33M
Equity
€858k▲ 1.6%
Debt
€474k▼ 63.7%
The debt ratio falls from 60.7% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €404k
Cash flow
€45k▼
2024 · €401k
Solvency
64.4%▲
2024 · 39.3%
Current ratio
3.61▲
2024 · 1.68
Quick ratio
3.61▲
2024 · 1.13
Debt / equity
0.55▼
2024 · 1.55
ROE
1.5%▼
2024 · 43.4%
ROA
1.0%▼
2024 · 17.1%
Interest coverage
4.51▼
2024 · 119.57
Debt
€474k▼
2024 · €1.31M
Debt ≤ 1 year
€351k▼
2024 · €1.22M
Income taxes
€7k▲
2024 · €1k
Staff costs
€779k▼
2024 · €857k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.15M€1.33M▼
Fixed assets21/28€113k€68k▼
Tangible fixed assets22/27€113k€68k▼
Furniture and vehicles24€113k€68k▼
Financial fixed assets28€50€50=
Current assets29/58€2.04M€1.26M▼
Stocks and contracts in progress3€660k-
Contracts in progress37€660k-
Amounts receivable within one year40/41€987k€795k▼
Trade receivables40€875k€650k▼
Other amounts receivable41€112k€145k▲
Cash at bank and in hand54/58€379k€470k▲
Deferred charges and accrued income490/1€12k-
Equity and liabilities
Total equity and liabilities10/49€2.15M€1.33M▼
Equity10/15€845k€858k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€777k€790k▲
Amounts payable17/49€1.31M€474k▼
Amounts payable within one year42/48€1.22M€351k▼
Trade debts44€494k€192k▼
Suppliers440/4€494k€192k▼
Advances received on contracts in progress46€600k-
Taxes, remuneration and social security45€122k€146k▲
Taxes450/3€41k€72k▲
Remuneration and social security454/9€81k€73k▼
Other amounts payable47/48€400€13k▲
Accrued charges and deferred income492/3€90k€124k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€857k€779k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€32k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€1.27M€852k▼
Operating profit (loss)9901€370k€27k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€3k€13k▲
Recurring financial charges65€3k€13k▲
Profit (loss) for the period before taxes9903€368k€20k▼
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€367k€13k▼
Profit (loss) for the period to be appropriated9905€367k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€777k€790k▲
Profit (loss) brought forward from the previous period14P€410k€777k▲
Social balance
Average headcount (FTE)908712.710.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
30-09
Financial
Liquidity doublescurrent ratio 3.61
Current ratio from 1.68 to 3.61; short-term debt falls from €1.22M to €351k.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Back to profitnet €367k
Net result €367k after one loss-making year.
30-09
Financial
Equity above €500kEq €845k ▲76.7%
Equity rises from €478k to €845k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Weakest financial yearnet €-60k ▼374%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grand Aaz 314680 OupeyeGround area
1.1 ha
Building footprint
269 m²
Volume, LiDAR
1,798 m³
Parcel 62050A0461/00F000, Wallonia · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Grand Aaz 31, 4680 Oupeye
since 19882.038.700.963
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62050A0461/00F000 | Wallonia | 1.1 ha | 1 · 269 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 1,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-05-1988
Fiscal year end30-09
Activities, NACEBEL
73110Advertising agencies
74401
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.