Financials
- Fiscal year
- 2025
- Total assets
- €676,356
- Profit
- €29,402
- Solvency
- 99.6%
Total assets▲ 2.3%
Net result
20192025
STRAIGHT TALK
ActiveSummary
STRAIGHT TALK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €673,448 and a net result of €29,402. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Advertising agencies
NACE 73110
1 site
Size
€676,356total assets 2025
- Equity
- €673,448
- Profit
- €29,402
Turnover not published (abridged schema)
Structure
Accounts on time0 of 1 deed read
Why 95- Figures for FY 2025 (filed 01-11-2025)+ Equity €673,448 (99.6% of total assets)+ Founded in 1998+ Size: total assets €676,356Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 99.6% of total assets
Liquidity
55-11
short-term debt 0.4% · cash 4.3%
Profitability
74-4
return on assets 4.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.1%
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▼ -1.9% vs 03-2026lowest value
05-2026: 0.1%● 0.0% vs 04-2026lowest value
06-2026: 0.1%● 0.0% vs 05-2026lowest value
07-2026: 0.1%▲ +9.6% vs 06-2026
08-2026: 0.1%▲ +1.8% vs 07-2026
09-2026: 0.1%▼ -5.2% vs 08-2026
10-2026: 0.1%▲ +74.5% vs 09-2026highest value
- Equity €673,448 (99.6% of total assets) lowers the probability
- Figures for FY 2025 (filed 01-11-2025) raises the probability
- Founded in 1998 lowers the probability for this profile
- Size: total assets €676,356 lowers the probability for this profile
Credit up to €60,000 at 30 days acceptable
short-term debt: 0.4% and cash: 4.3% of total assets, and 0.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 87%, liquidity 47%, profitability 45%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
4 d late
2021
10 d early
2020
12 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity triplescurrent ratio 177.80
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-10-2026
- 31-10-2025Annual accounts filed
- 31-03-2025Liquidity triples
- 31-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Advertising agenciesNACE 73110
- Founded
- 16-07-1998
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.